Loading…
Yiren Digital Ltd. is projected to rise to $1.49 by 2027, a +18% move from its current price of $1.26. YRD is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean neutral.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $1.19 | $1.26 | $1.34 | -0.07% |
| Jul 14 | $1.16 | $1.26 | $1.37 | -0.15% |
| Jul 15 | $1.13 | $1.26 | $1.39 | -0.22% |
| Jul 16 | $1.12 | $1.26 | $1.41 | -0.29% |
| Jul 17 | $1.10 | $1.26 | $1.43 | -0.37% |
| Jul 18 | $1.09 | $1.25 | $1.45 | -0.44% |
| Jul 19 | $1.07 | $1.25 | $1.47 | -0.51% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $1.07 | $1.25 | $1.47 | -0.51% |
| Week 2 | $0.9994 | $1.25 | $1.56 | -1.02% |
| Week 3 | $0.946 | $1.24 | $1.63 | -1.53% |
| Week 4 | $0.9025 | $1.23 | $1.69 | -2.03% |
| Week 5 | $0.8653 | $1.23 | $1.74 | -2.53% |
| Week 6 | $0.8326 | $1.22 | $1.79 | -3.03% |
| Week 7 | $0.8033 | $1.22 | $1.84 | -3.52% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Yiren Digital Ltd. is a financial services company operating in China, delivering a suite of financial and lifestyle services through an AI-powered Fintech platform. The company offers credit solutions, insurance brokerage, and other financial services as part of its platform offerings.
The company was founded in 2012 and is based in Beijing, the People’s Republic of China. It was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
In its corporate structure, Yiren Digital operates as a subsidiary of CreditEase Holdings (Cayman) Limited, reflecting its place within a broader financial services group.
YRD is currently trading at $1.20 per share, reflecting a mid-price level within a broad small-cap space. Its market capitalization stands at $104.99M, and it is ranked 4184 in market-cap based rankings.
The forecasted outlook shows potential upside over the coming years, with 2026 at an average of $1.20 and 2027 at $1.45, continuing through 2040 with an average of $2.29 and 2050 at $2.48, with a maximum as high as $5.71 in 2050. The stock’s price path carries high volatility, as indicated by an annualized volatility around 100%, and the sentiment transitions between NEUTRAL and BULLISH across years.
Overall, near-term stability combines with longer-term upside potential in several years, though multiple years show negative ROI, underscoring risk alongside any upside.
A major floor 58.6% below — a decisive break under it would weaken the trend.
The nearest floor, 33.7% below — buyers have tended to step in here.
The nearest ceiling, 20.6% above — a clean break opens room to run.
A major ceiling 203.2% above — clearing it would confirm fresh momentum.
Key YRD support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of YRD market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $1.32 | Sell | $1.26 | Buy |
| MA 10 | $1.20 | Buy | $1.23 | Buy |
| MA 20 | $1.18 | Buy | $1.24 | Buy |
| MA 50 | $1.49 | Sell | $1.50 | Sell |
| MA 100 | $2.10 | Sell | $2.09 | Sell |
| MA 200 | $3.45 | Sell | $3.06 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 48.95 | Neutral |
| Stoch RSI (14) | 73.66 | Neutral |
| CCI (20) | 51.39 | Neutral |
| Williams %R (14) | -38.01 | Info |
| MACD (12,26,9) | 0.04 | Buy |
| ROC (12) | 15.60 | Buy |
| Bollinger %B (20,2) | 0.63 | Neutral |
| Stochastic %K (14) | 61.99 | Neutral |
| TRIX (15) | -1.06 | Sell |
| Awesome (5,34) | 0.06 | Buy |
| Ultimate (7,14,28) | 62.09 | Neutral |
| Momentum (10) | 0.16 | Buy |
| Aroon Osc (25) | 12.00 | Buy |
| Hull MA (9) | 1.31 | Sell |
| ADX (14) | 30.81 | Sell |
| ATR (14) | 0.09 | Info |
The near-term technical picture is NEUTRAL, with RSI14 at 50. This suggests balanced momentum near the midpoint of typical oscillations.
SMA50 is $1.53 and SMA200 is $3.50, indicating the shorter-term average sits just above the current price while the longer-term average remains well above, potentially implying upside resistance if momentum shifts higher. The immediate support is $0.836 and resistance is $1.52, framing a relatively tight range around the current level. The 30-day range spans from $0.7973 to $1.81, highlighting recent price variability within a narrow band.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $0.836 | $1.26 | $1.60 | 0% | Neutral | |
| $1.08 | $1.49 | $2.22 | +18% | Neutral | |
| $0.871 | $1.28 | $2.03 | +1% | Neutral | |
| $0.7397 | $1.14 | $1.90 | -9% | Neutral | |
| $0.7176 | $1.16 | $2.01 | -8% | Neutral | |
| $0.6543 | $1.11 | $1.99 | -12% | Neutral | |
| $0.7937 | $1.40 | $2.59 | +11% | Neutral | |
| $0.8953 | $1.64 | $3.13 | +30% | Bullish | |
| $0.8856 | $1.69 | $3.30 | +34% | Bullish | |
| $0.8555 | $1.70 | $3.39 | +35% | Bullish | |
| $1.11 | $2.47 | $5.42 | +96% | Bullish | |
| $1.19 | $2.65 | $6.09 | +110% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $0.836 | $1.26 | $1.53 | +0.00% |
| August 2026 | $0.9695 | $1.17 | $1.48 | -6.80% |
| September 2026 | $0.9594 | $1.18 | $1.52 | +0.37% |
| October 2026 | $0.9962 | $1.24 | $1.62 | +5.11% |
| November 2026 | $0.9657 | $1.21 | $1.61 | -2.05% |
| December 2026 | $0.9364 | $1.19 | $1.60 | -2.09% |
Click any year to see its month-by-month YRD forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The YRD price prediction for 2026 points to an average of $1.26 (low $0.836, high $1.60) — a potential gain of 0% on today's $1.26. Price action looks broadly range-bound.
In 2027, YRD is projected to trade between $1.08 and $2.22, averaging $1.49 — a potential gain of +18% from today's $1.26. That is up +18% on the projected 2026 average. A consolidation phase looks the most probable path here.
Yiren Digital Ltd.'s 2028 outlook centres on $1.28, within a $0.871 to $2.03 range. That is -14% versus the projected 2027 average. That marks a +1% change versus current levels. Price action looks broadly range-bound.
By 2029, YRD could reach as high as $1.90, with a base case around $1.14 and support toward $0.7397 — roughly -9% from $1.26. A consolidation phase looks the most probable path here.
Expect YRD to range from $0.7176 to $2.01 through 2030. The $1.16 average target implies a -8% move from current prices. That is up +2% on the projected 2029 average. Price action looks broadly range-bound.
The YRD price prediction for 2031 points to an average of $1.11 (low $0.6543, high $1.99) — a potential decline of -12% on today's $1.26. A consolidation phase looks the most probable path here.
In 2032, YRD is projected to trade between $0.7937 and $2.59, averaging $1.40 — a potential gain of +11% from today's $1.26. That is up +27% on the projected 2031 average. Price action looks broadly range-bound.
Yiren Digital Ltd.'s 2033 outlook centres on $1.64, within a $0.8953 to $3.13 range. That is up +17% on the projected 2032 average. That marks a +30% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, YRD could reach as high as $3.30, with a base case around $1.69 and support toward $0.8856 — roughly +34% from $1.26. Momentum favours further upside here.
Expect YRD to range from $0.8555 to $3.39 through 2035. The $1.70 average target implies a +35% move from current prices. That is up 0% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The YRD price prediction for 2040 points to an average of $2.47 (low $1.11, high $5.42) — a potential gain of +96% on today's $1.26. Momentum favours further upside here.
In 2050, YRD is projected to trade between $1.19 and $6.09, averaging $2.65 — a potential gain of +110% from today's $1.26. That is up +7% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in YRD today (≈ 793.650794 YRD) could be worth
$2,100.77
+$1,100.77 (+110%) by 2050 · US Dollar
Based on the average projected YRD price of $2.65 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in YRDwould be worth at today's price.
$1,000 invested in YRD on Jul 10, 2025 (≈ 165.016503 YRD) would be worth
$207.92
-$792.08 (-79.2%) today · 0.21× · US Dollar
Based on a YRD entry price of $6.06 vs. today's $1.26.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $1.44 | $875 | -12.5% |
| 1 month ago | $1.18 | $1,067.8 | +6.8% |
| 3 months ago | $1.78 | $707.87 | -29.2% |
| 6 months ago | $4.04 | $311.88 | -68.8% |
| 1 year ago | $6.06 | $207.92 | -79.2% |
| All time (5.0y) ago | $5.18 | $243.24 | -75.7% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our YRD forecast.
Our base-case forecast reaches $2.50 around 2050.
Implied market cap at $2.50: $218.72M
The multi-year forecast shows a mix of outcomes with periods of bullish sentiment and some years of decline.
For 2026 the average price is $1.20 with ROI 0% and sentiment NEUTRAL. In 2027 the average rises to $1.45 with ROI 20.6% and sentiment BULLISH. In 2028 the average is $1.23 with ROI 2.2% and sentiment NEUTRAL, while 2029 shows $1.10 with ROI -8.1% and NEUTRAL sentiment.
2030 yields $1.13 with ROI -6.2% and NEUTRAL, and 2031 delivers $1.04 with ROI -13.5% NEUTRAL; 2032 comes in at $1.30 with ROI 8.2% NEUTRAL.
The years 2033–2035 turn more bullish: 2033 avg $1.55 with ROI 29.5% and BULLISH sentiment; 2034 avg $1.60 with ROI 33.1% and BULLISH; 2035 avg $1.62 with ROI 34.7% and BULLISH.
In 2040 the forecast shows a strong upturn to an average of $2.29 with ROI 91% and BULLISH sentiment, and by 2050 the average is $2.48 with ROI 106.9% and BULLISH sentiment. The implied path suggests upside potential into the late 2030s and beyond, tempered by years of negative ROI in the preceding decade and notable volatility.
These are estimates, not guarantees. The forecast highlights upside potential in several years but also substantial risk due to negative ROI years and high volatility.
Tap a question to reveal the answer.
In 2030 the average forecast price is $1.13, with a min of $0.6958 and a max of $1.95. The ROI is -6.2% and sentiment NEUTRAL.
The forecast shows a mix: 2027 is bullish with avg $1.45 and ROI 20.6%; 2040 and 2050 are bullish with avg $2.29 and $2.48 and ROI 91% and 106.9%, respectively. However, years such as 2029 (-8.1%), 2030 (-6.2%), and 2031 (-13.5%) show negative ROI, indicating risk and volatility.
Yes, the forecasted maximums reach above $3 in several years: 2034 max $3.12, 2035 max $3.23, and later years show even higher maxes such as 2040 max $5.03 and 2050 max $5.71.
Current price is $1.20 and market cap is $104.99M.
RSI14 is 50 with sentiment NEUTRAL. SMA50 is $1.53 and SMA200 is $3.50. The 30-day range is $0.7973 to $1.81, with a support of $0.836 and resistance of $1.52.
Yiren Digital Ltd. Community Discussion
0Share your Yiren Digital Ltd. price prediction and read what the community thinks. Be respectful — comments are public and not financial advice.
Be the first to share your prediction…
What's your take? Add a comment above to start the conversation.