Yiren Digital Ltd. is projected to rise to $1.65 by 2027, a +11% move from its current price of $1.48. YRD is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $1.41 | $1.48 | $1.55 | -0.07% |
| May 30 | $1.39 | $1.48 | $1.57 | -0.13% |
| May 31 | $1.37 | $1.48 | $1.59 | -0.20% |
| Jun 1 | $1.35 | $1.48 | $1.61 | -0.27% |
| Jun 2 | $1.34 | $1.48 | $1.63 | -0.33% |
| Jun 3 | $1.32 | $1.47 | $1.64 | -0.40% |
| Jun 4 | $1.31 | $1.47 | $1.66 | -0.47% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $1.31 | $1.47 | $1.66 | -0.47% |
| Week 2 | $1.24 | $1.47 | $1.73 | -0.93% |
| Week 3 | $1.19 | $1.46 | $1.79 | -1.39% |
| Week 4 | $1.15 | $1.45 | $1.84 | -1.85% |
| Week 5 | $1.11 | $1.45 | $1.88 | -2.30% |
| Week 6 | $1.08 | $1.44 | $1.92 | -2.76% |
| Week 7 | $1.05 | $1.43 | $1.95 | -3.21% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Yiren Digital Ltd. (YRD) provides financial services through an AI-powered fintech platform in China. Its platform offers a suite of financial and lifestyle services, including credit solutions and insurance brokerage.
The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Founded in 2012 and based in Beijing, the People’s Republic of China, Yiren Digital operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
Yiren Digital Ltd. trades under the symbol YRD and is currently priced at $1.48. Its market capitalization is $129.48M and its market rank is 4056. The near-term outlook is neutral, while the longer-term forecast shows bullish upside beginning in the 2030s.
A major floor 37.4% below — a decisive break under it would weaken the trend.
The nearest floor, 3.4% below — buyers have tended to step in here.
The nearest ceiling, 49.3% above — a clean break opens room to run.
A major ceiling 187.2% above — clearing it would confirm fresh momentum.
Key YRD support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of YRD market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $1.66 | Sell | $1.62 | Sell |
| MA 10 | $1.82 | Sell | $1.75 | Sell |
| MA 20 | $1.91 | Sell | $1.87 | Sell |
| MA 50 | $1.97 | Sell | $2.19 | Sell |
| MA 100 | $2.92 | Sell | $2.82 | Sell |
| MA 200 | $4.16 | Sell | $3.70 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 27.61 | Buy |
| Stoch RSI (14) | 13.82 | Buy |
| CCI (20) | -221.96 | Sell |
| Williams %R (14) | -92.19 | Info |
| MACD (12,26,9) | -0.05 | Sell |
| ROC (12) | -26.00 | Sell |
| Bollinger %B (20,2) | -0.09 | Buy |
| Stochastic %K (14) | 7.81 | Buy |
| TRIX (15) | -0.53 | Sell |
| Awesome (5,34) | -0.31 | Sell |
| Ultimate (7,14,28) | 13.24 | Buy |
| Momentum (10) | -0.50 | Sell |
| Aroon Osc (25) | -96.00 | Sell |
| Hull MA (9) | 1.44 | Buy |
| ADX (14) | 23.49 | Sell |
| ATR (14) | 0.08 | Info |
The 30-day technical picture is Neutral, with RSI(14) at 30. The near-term setup shows SMA50 at $1.97 and SMA200 at $4.16, with support at $1.43 and resistance at $2.21. The 30-day price range spans from $1.10 to $1.98.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $1.43 | $1.48 | $2.03 | 0% | Neutral | |
| $1.23 | $1.65 | $2.38 | +11% | Neutral | |
| $1.01 | $1.42 | $2.17 | -4% | Neutral | |
| $1.01 | $1.47 | $2.34 | 0% | Neutral | |
| $0.9937 | $1.51 | $2.48 | +2% | Neutral | |
| $0.9412 | $1.48 | $2.51 | 0% | Neutral | |
| $1.24 | $2.02 | $3.51 | +36% | Bullish | |
| $1.29 | $2.16 | $3.84 | +46% | Bullish | |
| $1.23 | $2.12 | $3.87 | +44% | Bullish | |
| $1.31 | $2.32 | $4.32 | +57% | Bullish | |
| $1.54 | $3.13 | $6.34 | +112% | Bullish | |
| $2.01 | $4.46 | $10.18 | +202% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $1.43 | $1.48 | $1.75 | +0.00% |
| June 2026 | $1.21 | $1.44 | $1.77 | -2.48% |
| July 2026 | $1.15 | $1.39 | $1.75 | -3.50% |
| August 2026 | $1.18 | $1.44 | $1.84 | +3.28% |
| September 2026 | $1.19 | $1.46 | $1.89 | +1.53% |
| October 2026 | $1.14 | $1.41 | $1.85 | -3.18% |
| November 2026 | $1.15 | $1.44 | $1.90 | +1.65% |
| December 2026 | $1.21 | $1.52 | $2.03 | +5.78% |
Click any year to see its month-by-month YRD forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The YRD price prediction for 2026 points to an average of $1.48 (low $1.43, high $2.03) — a potential gain of 0% on today's $1.48. Price action looks broadly range-bound.
In 2027, YRD is projected to trade between $1.23 and $2.38, averaging $1.65 — a potential gain of +11% from today's $1.48. That is up +11% on the projected 2026 average. A consolidation phase looks the most probable path here.
Yiren Digital Ltd.'s 2028 outlook centres on $1.42, within a $1.01 to $2.17 range. That is -13% versus the projected 2027 average. That marks a -4% change versus current levels. Price action looks broadly range-bound.
By 2029, YRD could reach as high as $2.34, with a base case around $1.47 and support toward $1.01 — roughly 0% from $1.48. A consolidation phase looks the most probable path here.
Expect YRD to range from $0.9937 to $2.48 through 2030. The $1.51 average target implies a +2% move from current prices. That is up +3% on the projected 2029 average. Price action looks broadly range-bound.
The YRD price prediction for 2031 points to an average of $1.48 (low $0.9412, high $2.51) — a potential decline of 0% on today's $1.48. A consolidation phase looks the most probable path here.
In 2032, YRD is projected to trade between $1.24 and $3.51, averaging $2.02 — a potential gain of +36% from today's $1.48. That is up +36% on the projected 2031 average. Momentum favours further upside here.
Yiren Digital Ltd.'s 2033 outlook centres on $2.16, within a $1.29 to $3.84 range. That is up +7% on the projected 2032 average. That marks a +46% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, YRD could reach as high as $3.87, with a base case around $2.12 and support toward $1.23 — roughly +44% from $1.48. Momentum favours further upside here.
Expect YRD to range from $1.31 to $4.32 through 2035. The $2.32 average target implies a +57% move from current prices. That is up +9% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The YRD price prediction for 2040 points to an average of $3.13 (low $1.54, high $6.34) — a potential gain of +112% on today's $1.48. Momentum favours further upside here.
In 2050, YRD is projected to trade between $2.01 and $10.18, averaging $4.46 — a potential gain of +202% from today's $1.48. That is up +42% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in YRD today (≈ 675.675676 YRD) could be worth
$3,015.76
+$2,015.76 (+202%) by 2050 · US Dollar
Based on the average projected YRD price of $4.46 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in YRDwould be worth at today's price.
$1,000 invested in YRD on May 27, 2025 (≈ 149.925036 YRD) would be worth
$221.89
-$778.11 (-77.8%) today · 0.22× · US Dollar
Based on a YRD entry price of $6.67 vs. today's $1.48.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $1.9 | $778.95 | -22.1% |
| 1 month ago | $2.14 | $691.59 | -30.8% |
| 3 months ago | $3.93 | $376.59 | -62.3% |
| 6 months ago | $4.5 | $328.89 | -67.1% |
| 1 year ago | $6.67 | $221.89 | -77.8% |
| All time (5.0y) ago | $3.92 | $377.55 | -62.2% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our YRD forecast.
Our base-case forecast reaches $3.00 around 2040.
Implied market cap at $3.00: $262.47M
The multi-year forecast portrays a bullish path from 2032 onward, with higher average prices and meaningful ROI gains. In 2026 the avg price is $1.48 with ROI 0% (neutral), and min $1.43 / max $2.03. From 2032 to 2035 the forecast turns bullish, with 2032 avg $2.02 and ROI 36.3%, 2033 avg $2.16 and ROI 45.7%, 2034 avg $2.12 and ROI 43.5%, and 2035 avg $2.32 and ROI 56.8%.
By 2040 the avg rises to $3.13 with ROI 111.8% (min $1.54 / max $6.34). By 2050 the avg reaches $4.46 with ROI 201.6% (min $2.01 / max $10.18). The sentiment shifts from NEUTRAL in the early years to BULLISH in the later years.
Tap a question to reveal the answer.
The forecast for 2030 shows min $0.9937, avg $1.51, max $2.48 with ROI 2% and sentiment NEUTRAL.
The forecast includes positive ROIs in several years (e.g., 2027 11.2%, 2032 36.3%, 2033 45.7%, 2034 43.5%, 2035 56.8%, 2040 111.8%, 2050 201.6%), but also negative ROIs in some years (2028 -3.8%, 2029 -0.5%). These figures indicate potential upside with risk, not a guarantee.
Yes, the 2050 max in the forecast is $10.18, with an avg of $4.46 and a min of $2.01.
Current price is $1.48 and market capitalization is $129.48M.
The 30-day range is $1.10 to $1.98.
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