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XP Inc. is projected to rise to $19.59 by 2027, a +16% move from its current price of $16.92. XP is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $16.53 | $16.92 | $17.32 | +0.03% |
| Jul 14 | $16.38 | $16.93 | $17.50 | +0.06% |
| Jul 15 | $16.26 | $16.93 | $17.63 | +0.09% |
| Jul 16 | $16.17 | $16.94 | $17.75 | +0.12% |
| Jul 17 | $16.08 | $16.94 | $17.85 | +0.14% |
| Jul 18 | $16.01 | $16.95 | $17.95 | +0.17% |
| Jul 19 | $15.94 | $16.95 | $18.03 | +0.20% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $15.94 | $16.95 | $18.03 | +0.20% |
| Week 2 | $15.57 | $16.99 | $18.54 | +0.40% |
| Week 3 | $15.30 | $17.02 | $18.94 | +0.61% |
| Week 4 | $15.08 | $17.06 | $19.30 | +0.81% |
| Week 5 | $14.89 | $17.09 | $19.62 | +1.01% |
| Week 6 | $14.72 | $17.13 | $19.92 | +1.22% |
| Week 7 | $14.58 | $17.16 | $20.20 | +1.42% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services.
The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients.
It offers its sell products and services through its omni-channel distribution network and online portals.
XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
XP Inc. (XP) is currently trading at $16.16 per share. It has a market cap of $8.35B and is ranked 1038 by size.
The near-term price path is expected to unfold within a defined forecast, with 2026 showing a min of $14.94, an avg of $16.16, and a max of $21.57, and a neutral sentiment. The multi-year forecast outlines a bullish trajectory through 2030 and beyond, with consistently rising averages and expanding upside.
Key longer-horizon milestones include a 2030 average of $21.82, a 2040 average of $47.70, and a 2050 average of $79.80, with corresponding max values and progressively higher ROIs as noted in the forecast.
A major floor 15.8% below — a decisive break under it would weaken the trend.
The nearest floor, 11.7% below — buyers have tended to step in here.
Price is pressing into resistance (0.2% away) — a breakout level to watch.
A major ceiling 25.5% above — clearing it would confirm fresh momentum.
Key XP support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of XP market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $16.23 | Buy | $16.36 | Buy |
| MA 10 | $16.22 | Buy | $16.20 | Buy |
| MA 20 | $15.96 | Buy | $16.15 | Buy |
| MA 50 | $16.80 | Buy | $16.79 | Buy |
| MA 100 | $18.35 | Sell | $17.53 | Sell |
| MA 200 | $18.19 | Sell | $17.86 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 56.97 | Neutral |
| Stoch RSI (14) | 100.00 | Sell |
| CCI (20) | 198.49 | Buy |
| Williams %R (14) | 0.00 | Info |
| MACD (12,26,9) | 0.16 | Buy |
| ROC (12) | 7.63 | Buy |
| Bollinger %B (20,2) | 1.11 | Sell |
| Stochastic %K (14) | 100.00 | Sell |
| TRIX (15) | -0.21 | Sell |
| Awesome (5,34) | 0.14 | Buy |
| Ultimate (7,14,28) | 61.90 | Neutral |
| Momentum (10) | 1.14 | Buy |
| Aroon Osc (25) | 80.00 | Buy |
| Hull MA (9) | 16.18 | Buy |
| ADX (14) | 13.30 | Neutral |
| ATR (14) | 0.36 | Info |
The near-term technical picture is neutral. RSI14 is 50 and the stock trades below the SMA50 of $17.15 and SMA200 of $18.28.
Support is identified at $14.94 and resistance at $17.92. The 30-day price range runs from $14.18 to $18.41, reflecting a modestly wide trading band. Annualized volatility is 40%, suggesting a broader-than-average swing in the near term.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $14.94 | $16.92 | $22.95 | 0% | Neutral | |
| $15.81 | $19.59 | $25.55 | +16% | Neutral | |
| $16.67 | $21.15 | $28.49 | +25% | Bullish | |
| $16.62 | $21.49 | $29.70 | +27% | Bullish | |
| $17.70 | $23.29 | $32.87 | +38% | Bullish | |
| $19.08 | $25.50 | $36.67 | +51% | Bullish | |
| $21.25 | $28.81 | $42.13 | +70% | Bullish | |
| $24.20 | $33.25 | $49.37 | +96% | Bullish | |
| $25.24 | $35.13 | $52.91 | +108% | Bullish | |
| $25.52 | $35.95 | $54.85 | +112% | Bullish | |
| $35.51 | $52.83 | $85.18 | +212% | Bullish | |
| $54.72 | $89.31 | $156.12 | +428% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $14.94 | $16.92 | $20.45 | +0.00% |
| August 2026 | $14.88 | $17.49 | $21.06 | +3.36% |
| September 2026 | $14.69 | $17.37 | $21.12 | -0.68% |
| October 2026 | $14.90 | $17.71 | $21.71 | +1.94% |
| November 2026 | $15.39 | $18.38 | $22.68 | +3.79% |
| December 2026 | $15.42 | $18.48 | $22.95 | +0.57% |
Click any year to see its month-by-month XP forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, XP could reach as high as $22.95, with a base case around $16.92 and support toward $14.94 — roughly 0% from $16.92. A consolidation phase looks the most probable path here.
Expect XP to range from $15.81 to $25.55 through 2027. The $19.59 average target implies a +16% move from current prices. That is up +16% on the projected 2026 average. Price action looks broadly range-bound.
The XP price prediction for 2028 points to an average of $21.15 (low $16.67, high $28.49) — a potential gain of +25% on today's $16.92. Buyers look set to stay in control over this stretch.
In 2029, XP is projected to trade between $16.62 and $29.70, averaging $21.49 — a potential gain of +27% from today's $16.92. That is up +2% on the projected 2028 average. Momentum favours further upside here.
XP Inc.'s 2030 outlook centres on $23.29, within a $17.70 to $32.87 range. That is up +8% on the projected 2029 average. That marks a +38% change versus current levels. Buyers look set to stay in control over this stretch.
By 2031, XP could reach as high as $36.67, with a base case around $25.50 and support toward $19.08 — roughly +51% from $16.92. Momentum favours further upside here.
Expect XP to range from $21.25 to $42.13 through 2032. The $28.81 average target implies a +70% move from current prices. That is up +13% on the projected 2031 average. Buyers look set to stay in control over this stretch.
The XP price prediction for 2033 points to an average of $33.25 (low $24.20, high $49.37) — a potential gain of +96% on today's $16.92. Momentum favours further upside here.
In 2034, XP is projected to trade between $25.24 and $52.91, averaging $35.13 — a potential gain of +108% from today's $16.92. That is up +6% on the projected 2033 average. Buyers look set to stay in control over this stretch.
XP Inc.'s 2035 outlook centres on $35.95, within a $25.52 to $54.85 range. That is up +2% on the projected 2034 average. That marks a +112% change versus current levels. Momentum favours further upside here.
By 2040, XP could reach as high as $85.18, with a base case around $52.83 and support toward $35.51 — roughly +212% from $16.92. Buyers look set to stay in control over this stretch.
Expect XP to range from $54.72 to $156.12 through 2050. The $89.31 average target implies a +428% move from current prices. That is up +69% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in XP today (≈ 59.101655 XP) could be worth
$5,278.19
+$4,278.19 (+428%) by 2050 · US Dollar
Based on the average projected XP price of $89.31 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in XPwould be worth at today's price.
$1,000 invested in XP on Jul 10, 2025 (≈ 53.73455 XP) would be worth
$909.19
-$90.81 (-9.1%) today · 0.91× · US Dollar
Based on a XP entry price of $18.61 vs. today's $16.92.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $16.16 | $1,047.03 | +4.7% |
| 1 month ago | $14.94 | $1,132.53 | +13.3% |
| 3 months ago | $19.99 | $846.42 | -15.4% |
| 6 months ago | $17.23 | $982.01 | -1.8% |
| 1 year ago | $18.61 | $909.19 | -9.1% |
| All time (5.0y) ago | $41.33 | $409.39 | -59.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our XP forecast.
Our base-case forecast reaches $34.00 around 2034.
Implied market cap at $34.00: $14.11B
Looking across the multi-year forecast, XP Inc. shows a clear bullish trajectory with rising averages and expanding upside. The 2030 average is $21.82 with a 35% ROI, followed by a 2040 average of $47.70 showing a 195.2% ROI, and a 2050 average of $79.80 with a 393.8% ROI.
The year-by-year path includes 2027 with an average of $18.56 (ROI 14.9%), 2028 at $20.02 (23.9%), 2029 at $20.15 (24.7%), and 2031 at $23.74 (ROI 46.9%), continuing to 2032 $26.39 (63.3%), 2033 $30.61 (89.4%), 2034 $32.24 (99.5%), and 2035 $32.61 (101.8%). These figures are paired with bullish sentiment from 2028 onward. The forecast emphasizes substantial upside by mid-century, alongside inherent uncertainty and the typical risks associated with long-range price projections.
Tap a question to reveal the answer.
The 2030 forecast shows min $16.94, avg $21.82, max $29.98, ROI 35%, sentiment BULLISH.
Forecasts show a bullish trajectory with rising averages and positive ROIs in several years; 2030, 2040, and 2050 show notable upside. These are estimates, not guarantees.
Yes. The 2050 forecast shows avg $79.80 and max $132.44 with ROI 393.8% and sentiment BULLISH.
Current price $16.16.
The 30-day range is low $14.18 and high $18.41.
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