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Waterstone Financial, Inc. is projected to rise to $25.56 by 2027, a +37% move from its current price of $18.65. WSBF is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $18.48 | $18.65 | $18.83 | +0.03% |
| May 30 | $18.41 | $18.66 | $18.91 | +0.05% |
| May 31 | $18.36 | $18.66 | $18.97 | +0.08% |
| Jun 1 | $18.32 | $18.67 | $19.02 | +0.11% |
| Jun 2 | $18.29 | $18.67 | $19.07 | +0.13% |
| Jun 3 | $18.25 | $18.68 | $19.12 | +0.16% |
| Jun 4 | $18.23 | $18.68 | $19.16 | +0.18% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $18.23 | $18.68 | $19.16 | +0.18% |
| Week 2 | $18.07 | $18.72 | $19.39 | +0.37% |
| Week 3 | $17.96 | $18.75 | $19.58 | +0.56% |
| Week 4 | $17.88 | $18.79 | $19.75 | +0.74% |
| Week 5 | $17.80 | $18.82 | $19.90 | +0.93% |
| Week 6 | $17.74 | $18.86 | $20.04 | +1.11% |
| Week 7 | $17.69 | $18.89 | $20.18 | +1.30% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Waterstone Financial, Inc. is a bank holding company for WaterStone Bank SSB that serves customers in southeastern Wisconsin. It operates in two segments, Community Banking and Mortgage Banking, providing a range of deposit, lending, online banking, and investment services.
The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit; personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts.
The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc.
and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.
Waterstone Financial, Inc. (WSBF) is a financial services company with a bank-holding structure serving southeastern Wisconsin. It carries a current price of $18.33 and a market cap of $330.91M, ranking 3426 by market position.
The stock trades in a context of a bullish technical backdrop with a near-term range and defined support/resistance levels. The long-term outlook is guided by a multi-year forecast showing an upward trajectory in average prices and sizable ROIs through 2050, underscoring a potential, though uncertain, appreciation path over time.
As of now, the stock sits near its 50-day and 200-day moving averages, reflecting a price near the $18.21 level on the SMA50 and above the $16.63 level on the SMA200. The 30-day trading range spans from $17.20 to $19.53, with a current price around $18.33, signaling a modest near-term oscillation within defined technical boundaries.
Overall, investors should treat the forecast as an estimate of potential outcomes rather than a guaranteed result, recognizing that market conditions can alter the path indicated by the projections.
A major floor 8.7% below — a decisive break under it would weaken the trend.
The nearest floor, 4.7% below — buyers have tended to step in here.
Price is pressing into resistance (0.4% away) — a breakout level to watch.
A major ceiling 3.6% above — clearing it would confirm fresh momentum.
Key WSBF support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of WSBF market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $18.52 | Buy | $18.50 | Buy |
| MA 10 | $18.35 | Buy | $18.42 | Buy |
| MA 20 | $18.29 | Buy | $18.34 | Buy |
| MA 50 | $18.25 | Buy | $18.19 | Buy |
| MA 100 | $17.98 | Buy | $17.77 | Buy |
| MA 200 | $16.69 | Buy | $16.86 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 57.51 | Neutral |
| Stoch RSI (14) | 76.93 | Neutral |
| CCI (20) | 115.45 | Buy |
| Williams %R (14) | -9.21 | Info |
| MACD (12,26,9) | 0.03 | Buy |
| ROC (12) | -0.37 | Sell |
| Bollinger %B (20,2) | 0.87 | Neutral |
| Stochastic %K (14) | 90.79 | Sell |
| TRIX (15) | 0.04 | Buy |
| Awesome (5,34) | 0.22 | Buy |
| Ultimate (7,14,28) | 69.13 | Neutral |
| Momentum (10) | 0.38 | Buy |
| Aroon Osc (25) | 36.00 | Buy |
| Hull MA (9) | 18.61 | Buy |
| ADX (14) | 9.48 | Neutral |
| ATR (14) | 0.18 | Info |
The near-term technical picture is bullish overall, with the RSI at 50 and the SMA50 at $18.21, while the SMA200 sits at $16.63. These metrics place WSBF in a position where price action could oscillate around the 50-day average while maintaining a foundation above the longer-term trend.
Support is identified at $17.78 and resistance at $18.72, creating a defined trading corridor around the current price. The 30-day price range is $17.20 to $19.53, illustrating modest volatility within a tight band.
The stock’s volatility profile shows an annualized volatility percentage of 20, indicating a moderate level of price movement relative to peers. Overall, the setup suggests a cautious but constructive near-term path for WSBF.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $16.46 | $18.65 | $25.88 | 0% | Neutral | |
| $20.88 | $25.56 | $32.75 | +37% | Bullish | |
| $24.35 | $30.35 | $39.91 | +63% | Bullish | |
| $25.89 | $32.76 | $43.96 | +76% | Bullish | |
| $27.43 | $35.17 | $48.03 | +89% | Bullish | |
| $28.77 | $37.34 | $51.79 | +100% | Bullish | |
| $31.84 | $41.78 | $58.77 | +124% | Bullish | |
| $37.60 | $49.85 | $71.02 | +167% | Bullish | |
| $42.30 | $56.64 | $81.65 | +204% | Bullish | |
| $46.54 | $62.91 | $91.69 | +237% | Bullish | |
| $64.30 | $90.63 | $138.39 | +386% | Bullish | |
| $119.67 | $180.87 | $295.95 | +870% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $16.46 | $18.65 | $21.79 | +0.00% |
| June 2026 | $15.86 | $18.50 | $22.00 | -0.78% |
| July 2026 | $16.28 | $19.10 | $22.93 | +3.24% |
| August 2026 | $16.85 | $19.86 | $24.01 | +3.93% |
| September 2026 | $16.78 | $19.86 | $24.15 | +0.00% |
| October 2026 | $16.79 | $19.93 | $24.38 | +0.40% |
| November 2026 | $17.33 | $20.63 | $25.35 | +3.49% |
| December 2026 | $17.56 | $20.97 | $25.88 | +1.64% |
Click any year to see its month-by-month WSBF forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Waterstone Financial, Inc.'s 2026 outlook centres on $18.65, within a $16.46 to $25.88 range. That marks a 0% change versus current levels. A consolidation phase looks the most probable path here.
By 2027, WSBF could reach as high as $32.75, with a base case around $25.56 and support toward $20.88 — roughly +37% from $18.65. Momentum favours further upside here.
Expect WSBF to range from $24.35 to $39.91 through 2028. The $30.35 average target implies a +63% move from current prices. That is up +19% on the projected 2027 average. Buyers look set to stay in control over this stretch.
The WSBF price prediction for 2029 points to an average of $32.76 (low $25.89, high $43.96) — a potential gain of +76% on today's $18.65. Momentum favours further upside here.
In 2030, WSBF is projected to trade between $27.43 and $48.03, averaging $35.17 — a potential gain of +89% from today's $18.65. That is up +7% on the projected 2029 average. Buyers look set to stay in control over this stretch.
Waterstone Financial, Inc.'s 2031 outlook centres on $37.34, within a $28.77 to $51.79 range. That is up +6% on the projected 2030 average. That marks a +100% change versus current levels. Momentum favours further upside here.
By 2032, WSBF could reach as high as $58.77, with a base case around $41.78 and support toward $31.84 — roughly +124% from $18.65. Buyers look set to stay in control over this stretch.
Expect WSBF to range from $37.60 to $71.02 through 2033. The $49.85 average target implies a +167% move from current prices. That is up +19% on the projected 2032 average. Momentum favours further upside here.
The WSBF price prediction for 2034 points to an average of $56.64 (low $42.30, high $81.65) — a potential gain of +204% on today's $18.65. Buyers look set to stay in control over this stretch.
In 2035, WSBF is projected to trade between $46.54 and $91.69, averaging $62.91 — a potential gain of +237% from today's $18.65. That is up +11% on the projected 2034 average. Momentum favours further upside here.
Waterstone Financial, Inc.'s 2040 outlook centres on $90.63, within a $64.30 to $138.39 range. That is up +44% on the projected 2035 average. That marks a +386% change versus current levels. Buyers look set to stay in control over this stretch.
By 2050, WSBF could reach as high as $295.95, with a base case around $180.87 and support toward $119.67 — roughly +870% from $18.65. Momentum favours further upside here.
Investing $1,000 in WSBF today (≈ 53.619303 WSBF) could be worth
$9,698.18
+$8,698.18 (+870%) by 2050 · US Dollar
Based on the average projected WSBF price of $180.87 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in WSBFwould be worth at today's price.
$1,000 invested in WSBF on May 27, 2025 (≈ 77.579517 WSBF) would be worth
$1,446.86
+$446.86 (+44.7%) today · 1.45× · US Dollar
Based on a WSBF entry price of $12.89 vs. today's $18.65.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $18.48 | $1,009.2 | +0.9% |
| 1 month ago | $17.78 | $1,048.93 | +4.9% |
| 3 months ago | $18.24 | $1,022.48 | +2.2% |
| 6 months ago | $15.66 | $1,190.93 | +19.1% |
| 1 year ago | $12.89 | $1,446.86 | +44.7% |
| All time (5.0y) ago | $19.95 | $934.84 | -6.5% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our WSBF forecast.
Our base-case forecast reaches $37.00 around 2031.
Implied market cap at $37.00: $667.96M
The multi-year forecast paints a bullish longer-term trajectory, with the 2026 average price at $18.33 and a max of $25.48, yielding 0% ROI in that year. From 2027 onward, the average price is projected to rise to $25.26 (max $32.38) with a 37.8% ROI and a bullish sentiment.
In 2028, the average price is $30.22 (max $39.74) with a 64.8% ROI and bullish sentiment, rising further to a 2029 average of $32.35 (max $43.43) and a 76.5% ROI. The 2030 forecast shows an average of $34.85 (min $27.17, max $47.61) with a 90.1% ROI and bullish sentiment.
By 2040, the average price is projected at $91.63 (max $139.93) for a 399.9% ROI, continuing the bullish outlook. In 2050, the average is projected at $181.38 (max $296.82) with an 889.5% ROI, sustaining the bullish narrative over the long horizon.
These figures illustrate a progressively stronger price path and higher upside potential across the decades, while underscoring that forecasts are estimates and not guarantees. The main caveat is that actual results depend on future market and economic conditions that could differ from the projections.
Tap a question to reveal the answer.
The 2030 forecast shows a min of $27.17, an average of $34.85, and a max of $47.61 with a 90.1% ROI and bullish sentiment.
The forecast depicts a bullish path starting in 2027 with rising averages and ROIs—2027 avg $25.26 (ROI 37.8%), 2028 avg $30.22 (ROI 64.8%), and 2030 avg $34.85 (ROI 90.1%). However, 2026 shows a neutral year with avg $18.33 and ROI 0, and all forecasts are estimates, not guarantees.
Yes, according to the forecast, WSBF’s max values include $139.93 in 2040 and $296.82 in 2050, indicating a $100 target is within the projected upside in those years.
Current price is $18.33 and market cap is $330.91M.
The 30-day range is $17.20 to $19.53.
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