VersaBank is projected to rise to $29.83 by 2027, a +36% move from its current price of $21.86. VBNK is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 12 | $21.28 | $21.87 | $22.48 | +0.06% |
| Jul 13 | $21.05 | $21.89 | $22.75 | +0.12% |
| Jul 14 | $20.88 | $21.90 | $22.97 | +0.18% |
| Jul 15 | $20.74 | $21.91 | $23.15 | +0.24% |
| Jul 16 | $20.62 | $21.93 | $23.31 | +0.30% |
| Jul 17 | $20.51 | $21.94 | $23.47 | +0.37% |
| Jul 18 | $20.42 | $21.95 | $23.61 | +0.43% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $20.42 | $21.95 | $23.61 | +0.43% |
| Week 2 | $19.90 | $22.05 | $24.43 | +0.85% |
| Week 3 | $19.53 | $22.14 | $25.11 | +1.28% |
| Week 4 | $19.23 | $22.24 | $25.71 | +1.72% |
| Week 5 | $18.98 | $22.33 | $26.27 | +2.15% |
| Week 6 | $18.77 | $22.43 | $26.79 | +2.59% |
| Week 7 | $18.59 | $22.52 | $27.29 | +3.02% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments.
It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing.
In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
VersaBank (VBNK) is a Financial Services stock.
Current price: $23.21. Market capitalization: $747.26M. It is ranked 2750.
The forecast suggests a long-run bullish path with rising averages and ROIs across multiple years, starting near the current level in 2026 and expanding markedly through 2030, 2040, and 2050.
A major floor 38.8% below — a decisive break under it would weaken the trend.
The nearest floor, 18.2% below — buyers have tended to step in here.
The nearest ceiling, 8.5% above — a clean break opens room to run.
A major ceiling 23.3% above — clearing it would confirm fresh momentum.
Key VBNK support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of VBNK market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $21.96 | Sell | $21.86 | Sell |
| MA 10 | $21.83 | Buy | $21.57 | Buy |
| MA 20 | $20.60 | Buy | $20.85 | Buy |
| MA 50 | $19.18 | Buy | $19.41 | Buy |
| MA 100 | $17.40 | Buy | $17.94 | Buy |
| MA 200 | $15.46 | Buy | $16.20 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 58.95 | Neutral |
| Stoch RSI (14) | 26.33 | Neutral |
| CCI (20) | 55.95 | Neutral |
| Williams %R (14) | -41.18 | Info |
| MACD (12,26,9) | 0.07 | Buy |
| ROC (12) | 14.65 | Buy |
| Bollinger %B (20,2) | 0.69 | Neutral |
| Stochastic %K (14) | 58.82 | Neutral |
| TRIX (15) | 0.63 | Buy |
| Awesome (5,34) | 2.17 | Buy |
| Ultimate (7,14,28) | 46.01 | Neutral |
| Momentum (10) | 2.72 | Buy |
| Aroon Osc (25) | 28.00 | Buy |
| Hull MA (9) | 21.67 | Buy |
| ADX (14) | 22.26 | Buy |
| ATR (14) | 0.57 | Info |
The 30-day trading range is $19.51 to $27.61, and the current price sits at $23.21.
The technical picture shows bullish momentum with RSI14 at 80. The price trades above the SMA50 of $18.60 and the SMA200 of $15.12. Near-term support is $17.40 and resistance is $23.21. The annualized volatility is 50%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $13.38 | $21.86 | $30.61 | 0% | Neutral | |
| $23.74 | $29.83 | $39.67 | +36% | Bullish | |
| $27.49 | $35.53 | $49.04 | +63% | Bullish | |
| $28.12 | $37.20 | $52.85 | +70% | Bullish | |
| $31.63 | $42.70 | $62.17 | +95% | Bullish | |
| $34.45 | $47.39 | $70.48 | +117% | Bullish | |
| $39.86 | $55.80 | $84.59 | +155% | Bullish | |
| $52.17 | $74.25 | $114.51 | +240% | Bullish | |
| $54.58 | $78.89 | $123.62 | +261% | Bullish | |
| $55.28 | $81.10 | $128.98 | +271% | Bullish | |
| $90.74 | $142.40 | $240.94 | +551% | Bullish | |
| $148.24 | $261.29 | $483.84 | +11.0x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $13.38 | $21.86 | $26.60 | +0.00% |
| August 2026 | $18.96 | $22.38 | $27.14 | +2.39% |
| September 2026 | $19.43 | $23.11 | $28.33 | +3.23% |
| October 2026 | $20.30 | $24.28 | $30.06 | +5.10% |
| November 2026 | $20.34 | $24.45 | $30.50 | +0.69% |
| December 2026 | $20.17 | $24.36 | $30.61 | -0.36% |
Click any year to see its month-by-month VBNK forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, VBNK is projected to trade between $13.38 and $30.61, averaging $21.86 — a potential gain of 0% from today's $21.86. Price action looks broadly range-bound.
VersaBank's 2027 outlook centres on $29.83, within a $23.74 to $39.67 range. That is up +36% on the projected 2026 average. That marks a +36% change versus current levels. Buyers look set to stay in control over this stretch.
By 2028, VBNK could reach as high as $49.04, with a base case around $35.53 and support toward $27.49 — roughly +63% from $21.86. Momentum favours further upside here.
Expect VBNK to range from $28.12 to $52.85 through 2029. The $37.20 average target implies a +70% move from current prices. That is up +5% on the projected 2028 average. Buyers look set to stay in control over this stretch.
The VBNK price prediction for 2030 points to an average of $42.70 (low $31.63, high $62.17) — a potential gain of +95% on today's $21.86. Momentum favours further upside here.
In 2031, VBNK is projected to trade between $34.45 and $70.48, averaging $47.39 — a potential gain of +117% from today's $21.86. That is up +11% on the projected 2030 average. Buyers look set to stay in control over this stretch.
VersaBank's 2032 outlook centres on $55.80, within a $39.86 to $84.59 range. That is up +18% on the projected 2031 average. That marks a +155% change versus current levels. Momentum favours further upside here.
By 2033, VBNK could reach as high as $114.51, with a base case around $74.25 and support toward $52.17 — roughly +240% from $21.86. Buyers look set to stay in control over this stretch.
Expect VBNK to range from $54.58 to $123.62 through 2034. The $78.89 average target implies a +261% move from current prices. That is up +6% on the projected 2033 average. Momentum favours further upside here.
The VBNK price prediction for 2035 points to an average of $81.10 (low $55.28, high $128.98) — a potential gain of +271% on today's $21.86. Buyers look set to stay in control over this stretch.
In 2040, VBNK is projected to trade between $90.74 and $240.94, averaging $142.40 — a potential gain of +551% from today's $21.86. That is up +76% on the projected 2035 average. Momentum favours further upside here.
VersaBank's 2050 outlook centres on $261.29, within a $148.24 to $483.84 range. That is up +83% on the projected 2040 average. That marks a +11.0x change versus current levels. Buyers look set to stay in control over this stretch.
Investing $1,000 in VBNK today (≈ 45.745654 VBNK) could be worth
$11,952.71
+$10,952.71 (+1095%) by 2050 · US Dollar
Based on the average projected VBNK price of $261.29 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in VBNKwould be worth at today's price.
$1,000 invested in VBNK on Jul 10, 2025 (≈ 85.034012 VBNK) would be worth
$1,858.84
+$858.84 (+85.9%) today · 1.86× · US Dollar
Based on a VBNK entry price of $11.76 vs. today's $21.86.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $21.9 | $998.17 | -0.2% |
| 1 month ago | $19.5 | $1,121.03 | +12.1% |
| 3 months ago | $16.8 | $1,301.19 | +30.1% |
| 6 months ago | $15.46 | $1,413.97 | +41.4% |
| 1 year ago | $11.76 | $1,858.84 | +85.9% |
| All time (4.9y) ago | $10.5 | $2,081.9 | +108.2% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our VBNK forecast.
Our base-case forecast reaches $44.00 around 2031.
Implied market cap at $44.00: $1.42B
2026: min $13.38, avg $23.21, max $32.85; ROI 0; sentiment NEUTRAL.
2027: min $25.78, avg $32.31, max $42.80; ROI 39.2; sentiment BULLISH. 2028: min $29.87, avg $38.45, max $52.77; ROI 65.7; sentiment BULLISH. 2029: min $31.30, avg $41.18, max $58.13; ROI 77.4; sentiment BULLISH. 2030: min $35.54, avg $47.68, max $68.90; ROI 105.4; sentiment BULLISH.
2031: min $39.07, avg $53.36, max $78.70; ROI 129.9; sentiment BULLISH. 2032: min $46.49, avg $64.55, max $96.99; ROI 178.1; sentiment BULLISH. 2033: min $60.30, avg $85.04, max $129.94; ROI 266.4; sentiment BULLISH.
2034: min $62.47, avg $89.41, max $138.74; ROI 285.2; sentiment BULLISH. 2035: min $64.59, avg $93.75, max $147.57; ROI 303.9; sentiment BULLISH.
2040: min $107.86, avg $166.90, max $278.97; ROI 619.1; sentiment BULLISH. 2050: min $183.26, avg $316.44, max $577.43; ROI 1263.4; sentiment BULLISH.
These are estimates and not guarantees. The numbers reflect model outputs and could be affected by market conditions.
Tap a question to reveal the answer.
Avg $47.68; min $35.54; max $68.90; ROI 105.4; sentiment BULLISH.
Yes. The forecast shows NEUTRAL in 2026 and BULLISH from 2027 onward, with rising averages: 2027 avg $32.31; 2028 avg $38.45; 2029 avg $41.18; 2030 avg $47.68; ROI 39.2%, 65.7%, 77.4%, 105.4% respectively.
Yes. The forecast max values include 2033 max $129.94; 2040 max $278.97; 2050 max $577.43, with corresponding avg values of 85.04 (2033), 166.90 (2040), 316.44 (2050).
Current price $23.21; Market cap $747.26M.
30-day range is $19.51 to $27.61.
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