Universal Insurance Holdings, Inc. is projected to rise to $51.34 by 2027, a +23% move from its current price of $41.66. UVE is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $41.02 | $41.67 | $42.33 | +0.04% |
| Jul 14 | $40.77 | $41.69 | $42.63 | +0.07% |
| Jul 15 | $40.58 | $41.70 | $42.86 | +0.11% |
| Jul 16 | $40.42 | $41.72 | $43.05 | +0.15% |
| Jul 17 | $40.28 | $41.73 | $43.23 | +0.18% |
| Jul 18 | $40.16 | $41.75 | $43.39 | +0.22% |
| Jul 19 | $40.05 | $41.76 | $43.54 | +0.25% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $40.05 | $41.76 | $43.54 | +0.25% |
| Week 2 | $39.47 | $41.87 | $44.41 | +0.51% |
| Week 3 | $39.05 | $41.97 | $45.12 | +0.77% |
| Week 4 | $38.71 | $42.08 | $45.75 | +1.02% |
| Week 5 | $38.43 | $42.19 | $46.32 | +1.28% |
| Week 6 | $38.18 | $42.30 | $46.85 | +1.54% |
| Week 7 | $37.97 | $42.40 | $47.36 | +1.80% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Universal Insurance Holdings, Inc. is an integrated insurance holding company in the United States, together with its subsidiaries. The company offers personal residential insurance products, including homeowners, renters and tenants, condo unit owners, and dwelling and fire, as well as allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; it evaluates insurance risk and exposures on an individual and portfolio basis and assists with pricing risks, places and manages its reinsurance programs, and operates its digital insurance agency, Clovered.com. It offers its products through an independent agency network, direct-to-consumer online distribution, and a digital insurance agency platform. The company was formerly known as Universal Heights, Inc.
and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Universal Insurance Holdings, Inc. (UVE) is currently priced at $41.13 with a market cap of $1.15B and a rank of 2444. The near-term technical backdrop leans bullish, with a bullish sentiment and an RSI of 60.
The stock sits above the 50-day and 200-day moving averages, indicating constructive momentum. The 30-day price range runs from $36.67 to $46.14, with a support at $35.48 and a resistance at $40.71. The long-range forecast envisions substantial upside over time, with expected average prices rising well above the current level across multiple years.
A major floor 22.1% below — a decisive break under it would weaken the trend.
The nearest floor, 14.8% below — buyers have tended to step in here.
The nearest ceiling, 3.3% above — a clean break opens room to run.
A major ceiling 14.6% above — clearing it would confirm fresh momentum.
Key UVE support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of UVE market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $42.16 | Sell | $42.03 | Sell |
| MA 10 | $42.04 | Sell | $41.65 | Buy |
| MA 20 | $40.28 | Buy | $40.69 | Buy |
| MA 50 | $39.21 | Buy | $39.04 | Buy |
| MA 100 | $36.79 | Buy | $37.12 | Buy |
| MA 200 | $33.96 | Buy | $34.18 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 62.54 | Neutral |
| Stoch RSI (14) | 52.25 | Neutral |
| CCI (20) | 69.21 | Neutral |
| Williams %R (14) | -18.34 | Info |
| MACD (12,26,9) | 0.13 | Buy |
| ROC (12) | 5.45 | Buy |
| Bollinger %B (20,2) | 0.74 | Neutral |
| Stochastic %K (14) | 81.66 | Sell |
| TRIX (15) | 0.38 | Buy |
| Awesome (5,34) | 3.09 | Buy |
| Ultimate (7,14,28) | 64.73 | Neutral |
| Momentum (10) | 2.68 | Buy |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 41.90 | Sell |
| ADX (14) | 22.17 | Buy |
| ATR (14) | 0.60 | Info |
The 30-day picture shows bullish momentum with the price near the upper end of the range. RSI14 at 60 supports a constructive stance, and the price trading above the SMA50 of $38.10 reinforces the positive tilt. The SMA200 at $33.12 confirms a longer-term upward bias.
Immediate support is listed at $35.48 and a resistance at $40.71, while the 30-day range spans from $36.67 to $46.14.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $28.85 | $41.66 | $53.71 | 0% | Neutral | |
| $42.04 | $51.34 | $65.54 | +23% | Bullish | |
| $48.96 | $60.90 | $79.85 | +46% | Bullish | |
| $63.38 | $80.05 | $107.20 | +92% | Bullish | |
| $70.89 | $90.75 | $123.71 | +118% | Bullish | |
| $78.09 | $101.19 | $140.12 | +143% | Bullish | |
| $89.07 | $116.72 | $163.93 | +180% | Bullish | |
| $89.03 | $117.91 | $167.73 | +183% | Bullish | |
| $101.67 | $135.99 | $195.76 | +226% | Bullish | |
| $129.19 | $174.42 | $253.89 | +319% | Bullish | |
| $182.83 | $257.45 | $392.72 | +518% | Bullish | |
| $371.83 | $561.56 | $918.21 | +12.5x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $28.85 | $41.66 | $49.88 | +0.00% |
| August 2026 | $37.03 | $43.35 | $51.85 | +4.06% |
| September 2026 | $36.61 | $43.06 | $51.91 | -0.66% |
| October 2026 | $35.73 | $42.20 | $51.21 | -1.99% |
| November 2026 | $36.19 | $42.90 | $52.34 | +1.64% |
| December 2026 | $36.84 | $43.80 | $53.71 | +2.11% |
Click any year to see its month-by-month UVE forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Universal Insurance Holdings, Inc.'s 2026 outlook centres on $41.66, within a $28.85 to $53.71 range. That marks a 0% change versus current levels. A consolidation phase looks the most probable path here.
By 2027, UVE could reach as high as $65.54, with a base case around $51.34 and support toward $42.04 — roughly +23% from $41.66. Momentum favours further upside here.
Expect UVE to range from $48.96 to $79.85 through 2028. The $60.90 average target implies a +46% move from current prices. That is up +19% on the projected 2027 average. Buyers look set to stay in control over this stretch.
The UVE price prediction for 2029 points to an average of $80.05 (low $63.38, high $107.20) — a potential gain of +92% on today's $41.66. Momentum favours further upside here.
In 2030, UVE is projected to trade between $70.89 and $123.71, averaging $90.75 — a potential gain of +118% from today's $41.66. That is up +13% on the projected 2029 average. Buyers look set to stay in control over this stretch.
Universal Insurance Holdings, Inc.'s 2031 outlook centres on $101.19, within a $78.09 to $140.12 range. That is up +12% on the projected 2030 average. That marks a +143% change versus current levels. Momentum favours further upside here.
By 2032, UVE could reach as high as $163.93, with a base case around $116.72 and support toward $89.07 — roughly +180% from $41.66. Buyers look set to stay in control over this stretch.
Expect UVE to range from $89.03 to $167.73 through 2033. The $117.91 average target implies a +183% move from current prices. That is up +1% on the projected 2032 average. Momentum favours further upside here.
The UVE price prediction for 2034 points to an average of $135.99 (low $101.67, high $195.76) — a potential gain of +226% on today's $41.66. Buyers look set to stay in control over this stretch.
In 2035, UVE is projected to trade between $129.19 and $253.89, averaging $174.42 — a potential gain of +319% from today's $41.66. That is up +28% on the projected 2034 average. Momentum favours further upside here.
Universal Insurance Holdings, Inc.'s 2040 outlook centres on $257.45, within a $182.83 to $392.72 range. That is up +48% on the projected 2035 average. That marks a +518% change versus current levels. Buyers look set to stay in control over this stretch.
By 2050, UVE could reach as high as $918.21, with a base case around $561.56 and support toward $371.83 — roughly +12.5x from $41.66. Momentum favours further upside here.
Investing $1,000 in UVE today (≈ 24.006664 UVE) could be worth
$13,481.16
+$12,481.16 (+1248%) by 2050 · US Dollar
Based on the average projected UVE price of $561.56 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in UVEwould be worth at today's price.
$1,000 invested in UVE on Jul 10, 2025 (≈ 41.135336 UVE) would be worth
$1,713.5
+$713.5 (+71.3%) today · 1.71× · US Dollar
Based on a UVE entry price of $24.31 vs. today's $41.66.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $43.01 | $968.5 | -3.2% |
| 1 month ago | $37.85 | $1,100.53 | +10.1% |
| 3 months ago | $34.39 | $1,211.26 | +21.1% |
| 6 months ago | $31.15 | $1,337.24 | +33.7% |
| 1 year ago | $24.31 | $1,713.5 | +71.3% |
| All time (5.0y) ago | $13.7 | $3,040.52 | +204.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our UVE forecast.
Our base-case forecast reaches $83.00 around 2030.
Implied market cap at $83.00: $2.32B
The multi-year forecast portrays a strong uptrend. In 2026 the avg is $41.13 with a min of $28.85 and a max of $53.52, and ROI of 0 with a neutral sentiment. By 2027 the avg rises to $52.36 and the max to $66.92, with a 27.3% ROI and bullish sentiment.
The trajectory continues, with 2028 avg $64.12 and max $84.15 (55.9% ROI; bullish), 2029 avg $83.33 and max $111.67 (102.6% ROI; bullish), and 2030 avg $96.15 and max $131.16 (133.8% ROI; bullish). The forecast extends to 2040, where the avg is $295.70 and the max $451.20 (618.9% ROI; bullish), and to 2050 with an avg of $643.70 and a max of $1,052.75 (1465% ROI; bullish). These figures imply meaningful long-term upside but remain estimates, not guarantees, and are subject to market and industry risks.
Tap a question to reveal the answer.
The forecast for 2030 shows an average price of $96.15, with a minimum of $75.07 and a maximum of $131.16, and an ROI of 133.8%. The sentiment is bullish.
Forecasts indicate positive ROI across multiple years, with 2027 ROI of 27.3%, 2028 ROI of 55.9%, 2029 ROI of 102.6%, and culminating in a 2050 ROI of 1465%. The 2026 ROI is 0% and the sentiment is bullish from 2027 onward.
Yes. The forecast maximum price by 2050 is $1,052.75.
The current price is $41.13 and the market cap is $1.15B.
The 30-day range is $36.67 to $46.14, with a current price of $41.13.
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