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UMB Financial Corporation is projected to rise to $187.50 by 2027, a +30% move from its current price of $144.59. UMBF is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $142.87 | $144.67 | $146.50 | +0.06% |
| Jul 14 | $142.21 | $144.76 | $147.35 | +0.12% |
| Jul 15 | $141.72 | $144.84 | $148.03 | +0.17% |
| Jul 16 | $141.33 | $144.93 | $148.62 | +0.23% |
| Jul 17 | $140.99 | $145.01 | $149.14 | +0.29% |
| Jul 18 | $140.70 | $145.10 | $149.63 | +0.35% |
| Jul 19 | $140.43 | $145.18 | $150.09 | +0.41% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $140.43 | $145.18 | $150.09 | +0.41% |
| Week 2 | $139.08 | $145.77 | $152.79 | +0.82% |
| Week 3 | $138.17 | $146.37 | $155.04 | +1.23% |
| Week 4 | $137.51 | $146.96 | $157.07 | +1.64% |
| Week 5 | $136.99 | $147.56 | $158.95 | +2.06% |
| Week 6 | $136.57 | $148.16 | $160.74 | +2.47% |
| Week 7 | $136.24 | $148.77 | $162.45 | +2.89% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally.
The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service.
The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services.
It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
UMB Financial Corporation (UMBF) is a bank holding company that provides banking services and asset servicing in the United States and internationally. It reports through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The stock trades at $143.41 and has a market capitalization of $10.9B, with a market position identified by a rank of 890.
The price outlook, based on the available forecast data, shows a bullish trajectory over the long term, with an average price of $302.92 by 2030 and continued gains through 2040 and 2050.
The current price context shows a 30-day technical picture with bullish sentiment and indicators supporting a constructive move higher over the near term. The forecast also includes a 2026 baseline around the current price, followed by a sustained bullish path to 2030 and beyond.
In the near term, the 30-day range spans from $131.75 to $156.10, with the current price at $143.41, and key support and resistance at $124.65 and $143.41 respectively. The broader forecast envisions meaningful upside into the 2030s and 2040s, culminating in a 2050 average price well above current levels.
A major floor 24.6% below — a decisive break under it would weaken the trend.
The nearest floor, 12.6% below — buyers have tended to step in here.
Price is pressing into resistance (1.0% away) — a breakout level to watch.
A major ceiling 9.7% above — clearing it would confirm fresh momentum.
Key UMBF support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of UMBF market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $144.16 | Buy | $144.00 | Buy |
| MA 10 | $143.99 | Buy | $143.12 | Buy |
| MA 20 | $140.21 | Buy | $140.50 | Buy |
| MA 50 | $133.75 | Buy | $134.52 | Buy |
| MA 100 | $125.64 | Buy | $129.09 | Buy |
| MA 200 | $121.43 | Buy | $123.30 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 62.18 | Neutral |
| Stoch RSI (14) | 25.43 | Neutral |
| CCI (20) | 69.11 | Neutral |
| Williams %R (14) | -15.66 | Info |
| MACD (12,26,9) | -0.06 | Sell |
| ROC (12) | 3.66 | Buy |
| Bollinger %B (20,2) | 0.73 | Neutral |
| Stochastic %K (14) | 84.34 | Sell |
| TRIX (15) | 0.39 | Buy |
| Awesome (5,34) | 7.97 | Buy |
| Ultimate (7,14,28) | 61.42 | Neutral |
| Momentum (10) | 1.18 | Buy |
| Aroon Osc (25) | 88.00 | Buy |
| Hull MA (9) | 143.75 | Buy |
| ADX (14) | 26.24 | Buy |
| ATR (14) | 1.83 | Info |
The 30-day technical picture is bullish with RSI14 at 70.
SMA50 is $129.53 and SMA200 is $120.29, indicating an upward tilt in the trend. Support sits at $124.65 and resistance at $143.41, framing a near-term path higher.
The 30-day price range runs from $131.75 to $156.10, illustrating a band within which the stock has traded recently.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $108.96 | $144.59 | $188.46 | 0% | Neutral | |
| $153.57 | $187.50 | $239.35 | +30% | Bullish | |
| $191.56 | $238.29 | $312.41 | +65% | Bullish | |
| $234.65 | $296.38 | $396.85 | +105% | Bullish | |
| $255.61 | $327.22 | $446.04 | +126% | Bullish | |
| $277.64 | $359.77 | $498.16 | +149% | Bullish | |
| $308.48 | $404.25 | $567.71 | +180% | Bullish | |
| $337.83 | $447.37 | $636.39 | +209% | Bullish | |
| $393.24 | $525.92 | $757.09 | +264% | Bullish | |
| $456.10 | $615.77 | $896.29 | +326% | Bullish | |
| $659.54 | $928.73 | $1,416.65 | +542% | Bullish | |
| $1,409.85 | $2,129.18 | $3,481.37 | +13.7x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $108.96 | $144.59 | $171.96 | +0.00% |
| August 2026 | $125.56 | $146.96 | $175.74 | +1.64% |
| September 2026 | $129.63 | $152.46 | $183.74 | +3.74% |
| October 2026 | $131.82 | $155.67 | $188.85 | +2.11% |
| November 2026 | $129.44 | $153.39 | $187.11 | -1.46% |
| December 2026 | $129.29 | $153.71 | $188.46 | +0.21% |
Click any year to see its month-by-month UMBF forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
UMB Financial Corporation's 2026 outlook centres on $144.59, within a $108.96 to $188.46 range. That marks a 0% change versus current levels. A consolidation phase looks the most probable path here.
By 2027, UMBF could reach as high as $239.35, with a base case around $187.50 and support toward $153.57 — roughly +30% from $144.59. Momentum favours further upside here.
Expect UMBF to range from $191.56 to $312.41 through 2028. The $238.29 average target implies a +65% move from current prices. That is up +27% on the projected 2027 average. Buyers look set to stay in control over this stretch.
The UMBF price prediction for 2029 points to an average of $296.38 (low $234.65, high $396.85) — a potential gain of +105% on today's $144.59. Momentum favours further upside here.
In 2030, UMBF is projected to trade between $255.61 and $446.04, averaging $327.22 — a potential gain of +126% from today's $144.59. That is up +10% on the projected 2029 average. Buyers look set to stay in control over this stretch.
UMB Financial Corporation's 2031 outlook centres on $359.77, within a $277.64 to $498.16 range. That is up +10% on the projected 2030 average. That marks a +149% change versus current levels. Momentum favours further upside here.
By 2032, UMBF could reach as high as $567.71, with a base case around $404.25 and support toward $308.48 — roughly +180% from $144.59. Buyers look set to stay in control over this stretch.
Expect UMBF to range from $337.83 to $636.39 through 2033. The $447.37 average target implies a +209% move from current prices. That is up +11% on the projected 2032 average. Momentum favours further upside here.
The UMBF price prediction for 2034 points to an average of $525.92 (low $393.24, high $757.09) — a potential gain of +264% on today's $144.59. Buyers look set to stay in control over this stretch.
In 2035, UMBF is projected to trade between $456.10 and $896.29, averaging $615.77 — a potential gain of +326% from today's $144.59. That is up +17% on the projected 2034 average. Momentum favours further upside here.
UMB Financial Corporation's 2040 outlook centres on $928.73, within a $659.54 to $1,416.65 range. That is up +51% on the projected 2035 average. That marks a +542% change versus current levels. Buyers look set to stay in control over this stretch.
By 2050, UMBF could reach as high as $3,481.37, with a base case around $2,129.18 and support toward $1,409.85 — roughly +13.7x from $144.59. Momentum favours further upside here.
Investing $1,000 in UMBF today (≈ 6.916108 UMBF) could be worth
$14,725.64
+$13,725.64 (+1373%) by 2050 · US Dollar
Based on the average projected UMBF price of $2,129.18 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in UMBFwould be worth at today's price.
$1,000 invested in UMBF on Jul 10, 2025 (≈ 8.971829 UMBF) would be worth
$1,297.24
+$297.24 (+29.7%) today · 1.30× · US Dollar
Based on a UMBF entry price of $111.46 vs. today's $144.59.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $143.8 | $1,005.49 | +0.5% |
| 1 month ago | $131.96 | $1,095.71 | +9.6% |
| 3 months ago | $120.23 | $1,202.61 | +20.3% |
| 6 months ago | $118.98 | $1,215.25 | +21.5% |
| 1 year ago | $111.46 | $1,297.24 | +29.7% |
| All time (5.0y) ago | $88.86 | $1,627.17 | +62.7% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our UMBF forecast.
Our base-case forecast reaches $290.00 around 2029.
Implied market cap at $290.00: $22.03B
The multi-year forecast shows strong upside, with 2030 posting an average price of $302.92 and a return on investment of 111.2, indicating bullish momentum for the period.
By 2040 the average price is forecast at $797.34 with a 456 ROI, and by 2050 the average price is forecast at $1,795.35 with a 1,151.9 ROI, reflecting a sustained bullish trajectory over the long term.
Earlier years show a continuing climb: 2027 average $182.43, 2028 $225.88, and 2029 $281.64, all with bullish sentiment. These figures imply meaningful long-term upside but are estimates subject to uncertainty and market risk, not guarantees.
Tap a question to reveal the answer.
The forecast shows an average price of $302.92, with a min of $236.49 and max of $413.21, corresponding to an ROI of 111.2 and a bullish sentiment.
Forecasts indicate a bullish trend starting in 2027 with average prices rising to $182.43 by 2027, $225.88 by 2028, and higher thereafter, culminating in $302.92 by 2030 and $1,795.35 by 2050, though the 2026 forecast is neutral and uncertainties remain.
Yes, the 2050 forecast shows an average price of $1,795.35 with a max of $2,936.30, indicating the potential to exceed $2,000 in the upper end of the forecast.
The current price is $143.41 and the market capitalization is $10.9B.
Bullish sentiment with RSI14 at 70, SMA50 at $129.53, SMA200 at $120.29, support at $124.65, resistance at $143.41, and a 30-day price range of $131.75 to $156.10.
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