United Community Banks, Inc. is projected to rise to $39.03 by 2027, a +17% move from its current price of $33.30. UCB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $32.91 | $33.30 | $33.70 | +0.01% |
| May 30 | $32.75 | $33.30 | $33.86 | +0.01% |
| May 31 | $32.63 | $33.31 | $33.99 | +0.02% |
| Jun 1 | $32.53 | $33.31 | $34.10 | +0.02% |
| Jun 2 | $32.44 | $33.31 | $34.20 | +0.03% |
| Jun 3 | $32.36 | $33.31 | $34.29 | +0.03% |
| Jun 4 | $32.29 | $33.31 | $34.37 | +0.04% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $32.29 | $33.31 | $34.37 | +0.04% |
| Week 2 | $31.89 | $33.33 | $34.83 | +0.08% |
| Week 3 | $31.58 | $33.34 | $35.19 | +0.12% |
| Week 4 | $31.33 | $33.35 | $35.50 | +0.16% |
| Week 5 | $31.11 | $33.37 | $35.78 | +0.20% |
| Week 6 | $30.92 | $33.38 | $36.04 | +0.24% |
| Week 7 | $30.74 | $33.39 | $36.27 | +0.28% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts.
It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers.
The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.
United Community Banks, Inc. (UCB) trades at $33.22 per share and has a market cap of $3.98B, ranking 1512. These fundamentals place it among financial services peers as a regional bank holding company.
A major floor 10.8% below — a decisive break under it would weaken the trend.
The nearest floor, 3.7% below — buyers have tended to step in here.
The nearest ceiling, 3.0% above — a clean break opens room to run.
A major ceiling 9.6% above — clearing it would confirm fresh momentum.
Key UCB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of UCB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $33.34 | Sell | $33.25 | Buy |
| MA 10 | $32.87 | Buy | $33.12 | Buy |
| MA 20 | $33.09 | Buy | $33.08 | Buy |
| MA 50 | $32.67 | Buy | $32.93 | Buy |
| MA 100 | $33.05 | Buy | $32.69 | Buy |
| MA 200 | $32.18 | Buy | $32.12 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 52.61 | Neutral |
| Stoch RSI (14) | 77.68 | Neutral |
| CCI (20) | 33.68 | Neutral |
| Williams %R (14) | -19.48 | Info |
| MACD (12,26,9) | 0.04 | Buy |
| ROC (12) | -0.18 | Sell |
| Bollinger %B (20,2) | 0.61 | Neutral |
| Stochastic %K (14) | 80.52 | Sell |
| TRIX (15) | 0.00 | Buy |
| Awesome (5,34) | -0.01 | Sell |
| Ultimate (7,14,28) | 64.09 | Neutral |
| Momentum (10) | 0.53 | Buy |
| Aroon Osc (25) | -28.00 | Sell |
| Hull MA (9) | 33.62 | Sell |
| ADX (14) | 10.39 | Neutral |
| ATR (14) | 0.37 | Info |
The 30-day technical picture is bullish, with RSI(14) at 50 and a current backdrop of positive momentum. The stock’s 50-day simple moving average sits at $32.53, above the 200-day moving average of $32.14, which can be interpreted as a constructive near-term trend. Support is identified at $32.06 and resistance at $34.31, providing a defined trading range near the current price.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $29.71 | $33.30 | $43.34 | 0% | Neutral | |
| $31.88 | $39.03 | $50.00 | +17% | Neutral | |
| $34.03 | $42.42 | $55.77 | +27% | Bullish | |
| $36.17 | $45.77 | $61.43 | +37% | Bullish | |
| $41.05 | $52.63 | $71.89 | +58% | Bullish | |
| $46.67 | $60.56 | $84.01 | +82% | Bullish | |
| $54.07 | $70.95 | $99.80 | +113% | Bullish | |
| $58.93 | $78.14 | $111.33 | +135% | Bullish | |
| $57.19 | $76.58 | $110.39 | +130% | Bullish | |
| $61.71 | $83.41 | $121.57 | +150% | Bullish | |
| $92.03 | $129.71 | $198.06 | +290% | Bullish | |
| $163.74 | $247.48 | $404.94 | +643% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $29.71 | $33.30 | $39.08 | +0.00% |
| June 2026 | $28.90 | $33.71 | $40.08 | +1.22% |
| July 2026 | $28.53 | $33.47 | $40.18 | -0.70% |
| August 2026 | $29.01 | $34.19 | $41.34 | +2.13% |
| September 2026 | $29.57 | $34.98 | $42.55 | +2.33% |
| October 2026 | $29.14 | $34.59 | $42.30 | -1.12% |
| November 2026 | $28.82 | $34.31 | $42.16 | -0.80% |
| December 2026 | $29.42 | $35.12 | $43.34 | +2.36% |
Click any year to see its month-by-month UCB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect UCB to range from $29.71 to $43.34 through 2026. The $33.30 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The UCB price prediction for 2027 points to an average of $39.03 (low $31.88, high $50.00) — a potential gain of +17% on today's $33.30. Price action looks broadly range-bound.
In 2028, UCB is projected to trade between $34.03 and $55.77, averaging $42.42 — a potential gain of +27% from today's $33.30. That is up +9% on the projected 2027 average. Buyers look set to stay in control over this stretch.
United Community Banks, Inc.'s 2029 outlook centres on $45.77, within a $36.17 to $61.43 range. That is up +8% on the projected 2028 average. That marks a +37% change versus current levels. Momentum favours further upside here.
By 2030, UCB could reach as high as $71.89, with a base case around $52.63 and support toward $41.05 — roughly +58% from $33.30. Buyers look set to stay in control over this stretch.
Expect UCB to range from $46.67 to $84.01 through 2031. The $60.56 average target implies a +82% move from current prices. That is up +15% on the projected 2030 average. Momentum favours further upside here.
The UCB price prediction for 2032 points to an average of $70.95 (low $54.07, high $99.80) — a potential gain of +113% on today's $33.30. Buyers look set to stay in control over this stretch.
In 2033, UCB is projected to trade between $58.93 and $111.33, averaging $78.14 — a potential gain of +135% from today's $33.30. That is up +10% on the projected 2032 average. Momentum favours further upside here.
United Community Banks, Inc.'s 2034 outlook centres on $76.58, within a $57.19 to $110.39 range. That is -2% versus the projected 2033 average. That marks a +130% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, UCB could reach as high as $121.57, with a base case around $83.41 and support toward $61.71 — roughly +150% from $33.30. Momentum favours further upside here.
Expect UCB to range from $92.03 to $198.06 through 2040. The $129.71 average target implies a +290% move from current prices. That is up +56% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The UCB price prediction for 2050 points to an average of $247.48 (low $163.74, high $404.94) — a potential gain of +643% on today's $33.30. Momentum favours further upside here.
Investing $1,000 in UCB today (≈ 30.03003 UCB) could be worth
$7,431.81
+$6,431.81 (+643%) by 2050 · US Dollar
Based on the average projected UCB price of $247.48 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in UCBwould be worth at today's price.
$1,000 invested in UCB on May 27, 2025 (≈ 34.270048 UCB) would be worth
$1,141.19
+$141.19 (+14.1%) today · 1.14× · US Dollar
Based on a UCB entry price of $29.18 vs. today's $33.3.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $33.3 | $1,000 | +0.0% |
| 1 month ago | $33.69 | $988.42 | -1.2% |
| 3 months ago | $34.33 | $970 | -3.0% |
| 6 months ago | $30.56 | $1,089.66 | +9.0% |
| 1 year ago | $29.18 | $1,141.19 | +14.1% |
| All time (5.0y) ago | $34.72 | $959.1 | -4.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our UCB forecast.
Our base-case forecast reaches $67.00 around 2032.
Implied market cap at $67.00: $8.02B
The multi-year forecast points to meaningful upside over the coming years. The 2026 forecast shows an average price of $33.22 with a min of $29.71 and a max of $43.59, and an ROI of 0, indicating a neutral starting point. By 2027 the average rises to $39.17 and the max to $50.21, with an ROI of 17.9 and sentiment labeled NEUTRAL.
The path continues higher through 2028 ($43.10 avg, $56.69 max, ROI 29.8, bullish) and 2029 ($46.73 avg, $62.74 max, ROI 40.7, bullish). In 2030 the forecast shows an avg of $53.70, a max of $73.37, an ROI of 61.7, and bullish sentiment. The trajectory advances to 2031 ($62.61 avg), 2032 ($73.37 avg), and 2033 ($80.37 avg) with continued bullish sentiment and rising ROIs (88.5 in 2031 and 120.9 in 2032, 141.9 in 2033).
By 2034 the avg is $79.37 and the max $114.44 (ROI 138.9, bullish), and in 2035 the avg reaches $86.89 with a max of $126.65 (ROI 161.6, bullish). The long-range view shows substantial upside, with 2040 forecasting an avg of $136.20, a max of $207.99, ROI 310, and bullish sentiment, and 2050 projecting an avg of $263.46, a max of $431.13, ROI 693.1, and bullish sentiment. These figures imply a sustained upward trajectory, though they are estimates and not guarantees, and depend on a range of market factors.
Tap a question to reveal the answer.
2030 avg: $53.70; min: $41.88; max: $73.37; ROI: 61.7; sentiment: BULLISH.
Forecasts show a rising average price through 2027 ($39.17), 2028 ($43.10), 2029 ($46.73), 2030 ($53.70) and beyond, with bullish sentiment from 2028 onward and ROI reaching 61.7 by 2030 and up to 693.1 by 2050.
Yes. The 2035–2040 window shows rising averages culminating in 2040 with an avg of $136.20, indicating the $100 level would be surpassed by 2040.
Current price: $33.22; Market cap: $3.98B.
30-day range: low $30.66, high $36.00.
United Community Banks, Inc. Community Discussion
0Share your United Community Banks, Inc. price prediction and read what the community thinks. Be respectful — comments are public and not financial advice.
Be the first to share your prediction…
What's your take? Add a comment above to start the conversation.