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United Community Banks, Inc. is projected to rise to $42.60 by 2027, a +20% move from its current price of $35.55. UCB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $35.10 | $35.56 | $36.02 | +0.02% |
| Jul 14 | $34.92 | $35.56 | $36.22 | +0.04% |
| Jul 15 | $34.79 | $35.57 | $36.37 | +0.05% |
| Jul 16 | $34.67 | $35.58 | $36.50 | +0.07% |
| Jul 17 | $34.57 | $35.58 | $36.62 | +0.09% |
| Jul 18 | $34.49 | $35.59 | $36.73 | +0.11% |
| Jul 19 | $34.40 | $35.60 | $36.83 | +0.13% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $34.40 | $35.60 | $36.83 | +0.13% |
| Week 2 | $33.97 | $35.64 | $37.40 | +0.26% |
| Week 3 | $33.64 | $35.69 | $37.85 | +0.38% |
| Week 4 | $33.38 | $35.73 | $38.25 | +0.51% |
| Week 5 | $33.16 | $35.78 | $38.61 | +0.64% |
| Week 6 | $32.96 | $35.82 | $38.94 | +0.77% |
| Week 7 | $32.78 | $35.87 | $39.25 | +0.90% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts.
It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land.
The company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors.
United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.
The stock is currently priced at $35.61 per share. United Community Banks, Inc. has a market cap of $4.26B and is ranked 1496 by market capitalization.
Forecasts show the average price rising over time, with 2026 average $35.61 and 2027 $42.41, 2028 $46.29, 2029 $49.42, 2030 $59.09, 2031 $67.84, 2032 $77.96, 2033 $88.93, 2034 $88.83, and 2035 $93.59. The later-year averages project substantial upside, culminating in 2040 average $152.41 and 2050 average $286.35. Max price projections reach $45.33 in 2026, $80.60 in 2030, $109.54 in 2032, $126.57 in 2033, $127.93 in 2034, $136.29 in 2035, $232.56 in 2040, and $468.32 in 2050.
Overall the outlook is bullish across the forecast horizon, with sentiment labeled BULLISH for the longer-run years.
A major floor 16.4% below — a decisive break under it would weaken the trend.
The nearest floor, 9.3% below — buyers have tended to step in here.
Price is pressing into resistance (1.4% away) — a breakout level to watch.
A major ceiling 8.1% above — clearing it would confirm fresh momentum.
Key UCB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of UCB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $35.27 | Buy | $35.30 | Buy |
| MA 10 | $35.40 | Buy | $35.15 | Buy |
| MA 20 | $34.60 | Buy | $34.72 | Buy |
| MA 50 | $33.70 | Buy | $33.97 | Buy |
| MA 100 | $33.04 | Buy | $33.40 | Buy |
| MA 200 | $32.46 | Buy | $32.65 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 58.73 | Neutral |
| Stoch RSI (14) | 49.55 | Neutral |
| CCI (20) | 75.00 | Neutral |
| Williams %R (14) | -18.73 | Info |
| MACD (12,26,9) | 0.02 | Buy |
| ROC (12) | 4.44 | Buy |
| Bollinger %B (20,2) | 0.74 | Neutral |
| Stochastic %K (14) | 81.27 | Sell |
| TRIX (15) | 0.23 | Buy |
| Awesome (5,34) | 1.26 | Buy |
| Ultimate (7,14,28) | 60.43 | Neutral |
| Momentum (10) | 0.49 | Buy |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 35.04 | Buy |
| ADX (14) | 15.84 | Neutral |
| ATR (14) | 0.47 | Info |
The 30-day technical picture shows bullish sentiment. RSI14 is 60, and the stock sits above both the 50-day and 200-day moving averages (SMA50 is $33.33 and SMA200 is $32.30). The price action is supported by a near-term uptrend signal.
Support is identified at $32.06 and resistance at $35.06. The 30-day range runs from a low of $32.66 up to a high of $38.83, indicating a constructive near-term trading band.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $29.71 | $35.55 | $45.34 | 0% | Neutral | |
| $34.89 | $42.60 | $54.38 | +20% | Neutral | |
| $38.19 | $47.50 | $62.27 | +34% | Bullish | |
| $40.46 | $51.11 | $68.43 | +44% | Bullish | |
| $47.92 | $61.34 | $83.62 | +73% | Bullish | |
| $55.57 | $72.01 | $99.71 | +103% | Bullish | |
| $62.94 | $82.48 | $115.83 | +132% | Bullish | |
| $70.84 | $93.81 | $133.44 | +164% | Bullish | |
| $72.28 | $96.67 | $139.16 | +172% | Bullish | |
| $75.01 | $101.26 | $147.40 | +185% | Bullish | |
| $120.33 | $169.44 | $258.45 | +377% | Bullish | |
| $212.84 | $321.44 | $525.58 | +804% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $29.71 | $35.55 | $42.60 | +0.00% |
| August 2026 | $30.67 | $35.90 | $42.92 | +0.97% |
| September 2026 | $30.73 | $36.15 | $43.56 | +0.70% |
| October 2026 | $31.59 | $37.31 | $45.26 | +3.21% |
| November 2026 | $31.70 | $37.56 | $45.82 | +0.69% |
| December 2026 | $31.11 | $36.98 | $45.34 | -1.55% |
Click any year to see its month-by-month UCB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect UCB to range from $29.71 to $45.34 through 2026. The $35.55 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The UCB price prediction for 2027 points to an average of $42.60 (low $34.89, high $54.38) — a potential gain of +20% on today's $35.55. Price action looks broadly range-bound.
In 2028, UCB is projected to trade between $38.19 and $62.27, averaging $47.50 — a potential gain of +34% from today's $35.55. That is up +12% on the projected 2027 average. Buyers look set to stay in control over this stretch.
United Community Banks, Inc.'s 2029 outlook centres on $51.11, within a $40.46 to $68.43 range. That is up +8% on the projected 2028 average. That marks a +44% change versus current levels. Momentum favours further upside here.
By 2030, UCB could reach as high as $83.62, with a base case around $61.34 and support toward $47.92 — roughly +73% from $35.55. Buyers look set to stay in control over this stretch.
Expect UCB to range from $55.57 to $99.71 through 2031. The $72.01 average target implies a +103% move from current prices. That is up +17% on the projected 2030 average. Momentum favours further upside here.
The UCB price prediction for 2032 points to an average of $82.48 (low $62.94, high $115.83) — a potential gain of +132% on today's $35.55. Buyers look set to stay in control over this stretch.
In 2033, UCB is projected to trade between $70.84 and $133.44, averaging $93.81 — a potential gain of +164% from today's $35.55. That is up +14% on the projected 2032 average. Momentum favours further upside here.
United Community Banks, Inc.'s 2034 outlook centres on $96.67, within a $72.28 to $139.16 range. That is up +3% on the projected 2033 average. That marks a +172% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, UCB could reach as high as $147.40, with a base case around $101.26 and support toward $75.01 — roughly +185% from $35.55. Momentum favours further upside here.
Expect UCB to range from $120.33 to $258.45 through 2040. The $169.44 average target implies a +377% move from current prices. That is up +67% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The UCB price prediction for 2050 points to an average of $321.44 (low $212.84, high $525.58) — a potential gain of +804% on today's $35.55. Momentum favours further upside here.
Investing $1,000 in UCB today (≈ 28.129395 UCB) could be worth
$9,041.87
+$8,041.87 (+804%) by 2050 · US Dollar
Based on the average projected UCB price of $321.44 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in UCBwould be worth at today's price.
$1,000 invested in UCB on Jul 10, 2025 (≈ 31.575624 UCB) would be worth
$1,122.51
+$122.51 (+12.3%) today · 1.12× · US Dollar
Based on a UCB entry price of $31.67 vs. today's $35.55.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $35.49 | $1,001.69 | +0.2% |
| 1 month ago | $33.97 | $1,046.51 | +4.7% |
| 3 months ago | $33.99 | $1,045.9 | +4.6% |
| 6 months ago | $32.69 | $1,087.49 | +8.7% |
| 1 year ago | $31.67 | $1,122.51 | +12.3% |
| All time (5.0y) ago | $31.07 | $1,144.19 | +14.4% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our UCB forecast.
Our base-case forecast reaches $71.00 around 2031.
Implied market cap at $71.00: $8.5B
The multi-year forecast paints a clearly bullish trajectory. By 2030, the average price is projected to be $59.09 with a max of $80.60 and a min of $46.13, implying a 65.9% return on the 2030 estimate range. The forecast continues to rise through 2035 (avg $93.59; max $136.29; min $69.30) and demonstrates strong upside through 2040 (avg $152.41; max $232.56; min $108.20).
In 2050, the average is $286.35 with a max of $468.32 and a min of $189.56, corresponding to a projected ROI of 704.1% and a bullish sentiment. Across 2027–2033, the model shows persistent growth with 2027 avg $42.41 (ROI 19.1%), 2028 avg $46.29 (ROI 30%), 2029 avg $49.42 (ROI 38.8%), 2031 avg $67.84 (ROI 90.5%), 2032 avg $77.96 (ROI 118.9%), 2033 avg $88.93 (ROI 149.7%), and 2034 avg $88.83 (ROI 149.4%).
These are estimates and not guarantees, but the pattern in the forecast supports a long-run bullish stance with substantial upside potential and increasing upside risk.
Tap a question to reveal the answer.
Avg $59.09; min $46.13; max $80.60; ROI 65.9; sentiment BULLISH.
Forecasts show rising averages and positive ROI across years: 2027 avg $42.41 (ROI 19.1%), 2028 avg $46.29 (ROI 30%), 2029 avg $49.42 (ROI 38.8%), 2030 avg $59.09 (ROI 65.9%), with bullish sentiment in later years.
Yes. The max price projections reach $109.54 in 2032 and $126.57 in 2033, indicating it could exceed $100 by 2032.
Current price is $35.61 and market cap is $4.26B.
Low $32.66, High $38.83.
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