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Synchrony Financial is projected to rise to $84.60 by 2027, a +17% move from its current price of $72.44. SYF is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $70.93 | $72.47 | $74.04 | +0.04% |
| Jul 14 | $70.33 | $72.50 | $74.73 | +0.08% |
| Jul 15 | $69.87 | $72.52 | $75.27 | +0.11% |
| Jul 16 | $69.50 | $72.55 | $75.74 | +0.15% |
| Jul 17 | $69.17 | $72.58 | $76.15 | +0.19% |
| Jul 18 | $68.88 | $72.61 | $76.53 | +0.23% |
| Jul 19 | $68.62 | $72.63 | $76.88 | +0.27% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $68.62 | $72.63 | $76.88 | +0.27% |
| Week 2 | $67.20 | $72.83 | $78.93 | +0.54% |
| Week 3 | $66.18 | $73.02 | $80.58 | +0.81% |
| Week 4 | $65.35 | $73.22 | $82.04 | +1.08% |
| Week 5 | $64.65 | $73.42 | $83.37 | +1.35% |
| Week 6 | $64.05 | $73.61 | $84.61 | +1.62% |
| Week 7 | $63.50 | $73.81 | $85.79 | +1.89% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans, and it also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater.
It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Synchrony Financial (SYF) is a financial services company. The stock trades at $68.26 per share, with a market capitalization of $22.96B, and ranks 550 by market cap. The 30-day technical picture is neutral, with RSI14 at 30. The stock shows a current price environment near key moving averages, with a 50-day SMA of $73.39 and a 200-day SMA of $74.25.
A major floor 13.4% below — a decisive break under it would weaken the trend.
The nearest floor, 5.8% below — buyers have tended to step in here.
The nearest ceiling, 8.6% above — a clean break opens room to run.
A major ceiling 15.3% above — clearing it would confirm fresh momentum.
Key SYF support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of SYF market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $72.97 | Sell | $72.80 | Sell |
| MA 10 | $75.10 | Sell | $73.91 | Sell |
| MA 20 | $75.08 | Sell | $74.21 | Sell |
| MA 50 | $73.21 | Sell | $73.59 | Sell |
| MA 100 | $71.79 | Buy | $73.28 | Sell |
| MA 200 | $74.21 | Sell | $72.29 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 46.01 | Neutral |
| Stoch RSI (14) | 35.93 | Neutral |
| CCI (20) | -93.03 | Neutral |
| Williams %R (14) | -59.81 | Info |
| MACD (12,26,9) | -0.70 | Sell |
| ROC (12) | -3.46 | Sell |
| Bollinger %B (20,2) | 0.24 | Neutral |
| Stochastic %K (14) | 40.19 | Neutral |
| TRIX (15) | 0.16 | Buy |
| Awesome (5,34) | -0.47 | Sell |
| Ultimate (7,14,28) | 41.42 | Neutral |
| Momentum (10) | -6.08 | Sell |
| Aroon Osc (25) | -28.00 | Sell |
| Hull MA (9) | 69.99 | Buy |
| ADX (14) | 16.53 | Neutral |
| ATR (14) | 1.57 | Info |
The 30-day sentiment is NEUTRAL, with RSI14 at 30. The price is currently trading near the 50-day simple moving average of $73.39 and the 200-day simple moving average of $74.25. Support is at $68.26 and resistance at $78.66, framing a 30-day range of $59.64 to $78.13.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $63.78 | $72.44 | $93.78 | 0% | Neutral | |
| $68.68 | $84.60 | $109.37 | +17% | Neutral | |
| $73.76 | $92.83 | $123.67 | +28% | Bullish | |
| $88.50 | $113.36 | $154.63 | +56% | Bullish | |
| $101.70 | $132.31 | $184.12 | +83% | Bullish | |
| $115.35 | $152.20 | $215.53 | +110% | Bullish | |
| $129.52 | $173.14 | $249.08 | +139% | Bullish | |
| $127.10 | $171.99 | $250.99 | +137% | Bullish | |
| $136.52 | $186.87 | $276.33 | +158% | Bullish | |
| $156.41 | $216.46 | $324.05 | +199% | Bullish | |
| $228.15 | $331.75 | $523.04 | +358% | Bullish | |
| $456.92 | $721.83 | $1,228.35 | +896% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $63.78 | $72.44 | $86.79 | +0.00% |
| August 2026 | $64.09 | $75.22 | $90.32 | +3.83% |
| September 2026 | $63.57 | $75.01 | $90.88 | -0.27% |
| October 2026 | $62.09 | $73.61 | $89.84 | -1.88% |
| November 2026 | $62.58 | $74.49 | $91.49 | +1.20% |
| December 2026 | $63.54 | $75.92 | $93.78 | +1.91% |
Click any year to see its month-by-month SYF forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The SYF price prediction for 2026 points to an average of $72.44 (low $63.78, high $93.78) — a potential gain of 0% on today's $72.44. A consolidation phase looks the most probable path here.
In 2027, SYF is projected to trade between $68.68 and $109.37, averaging $84.60 — a potential gain of +17% from today's $72.44. That is up +17% on the projected 2026 average. Price action looks broadly range-bound.
Synchrony Financial's 2028 outlook centres on $92.83, within a $73.76 to $123.67 range. That is up +10% on the projected 2027 average. That marks a +28% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, SYF could reach as high as $154.63, with a base case around $113.36 and support toward $88.50 — roughly +56% from $72.44. Momentum favours further upside here.
Expect SYF to range from $101.70 to $184.12 through 2030. The $132.31 average target implies a +83% move from current prices. That is up +17% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The SYF price prediction for 2031 points to an average of $152.20 (low $115.35, high $215.53) — a potential gain of +110% on today's $72.44. Momentum favours further upside here.
In 2032, SYF is projected to trade between $129.52 and $249.08, averaging $173.14 — a potential gain of +139% from today's $72.44. That is up +14% on the projected 2031 average. Buyers look set to stay in control over this stretch.
Synchrony Financial's 2033 outlook centres on $171.99, within a $127.10 to $250.99 range. That is -1% versus the projected 2032 average. That marks a +137% change versus current levels. Momentum favours further upside here.
By 2034, SYF could reach as high as $276.33, with a base case around $186.87 and support toward $136.52 — roughly +158% from $72.44. Buyers look set to stay in control over this stretch.
Expect SYF to range from $156.41 to $324.05 through 2035. The $216.46 average target implies a +199% move from current prices. That is up +16% on the projected 2034 average. Momentum favours further upside here.
The SYF price prediction for 2040 points to an average of $331.75 (low $228.15, high $523.04) — a potential gain of +358% on today's $72.44. Buyers look set to stay in control over this stretch.
In 2050, SYF is projected to trade between $456.92 and $1,228.35, averaging $721.83 — a potential gain of +896% from today's $72.44. That is up +118% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in SYF today (≈ 13.804528 SYF) could be worth
$9,964.54
+$8,964.54 (+896%) by 2050 · US Dollar
Based on the average projected SYF price of $721.83 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in SYFwould be worth at today's price.
$1,000 invested in SYF on Jul 10, 2025 (≈ 14.05679 SYF) would be worth
$1,018.27
+$18.27 (+1.8%) today · 1.02× · US Dollar
Based on a SYF entry price of $71.14 vs. today's $72.44.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $76.33 | $949.04 | -5.1% |
| 1 month ago | $69.56 | $1,041.4 | +4.1% |
| 3 months ago | $72.41 | $1,000.41 | +0.0% |
| 6 months ago | $79.63 | $909.71 | -9.0% |
| 1 year ago | $71.14 | $1,018.27 | +1.8% |
| All time (5.0y) ago | $48.64 | $1,489.31 | +48.9% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our SYF forecast.
Our base-case forecast reaches $140.00 around 2031.
Implied market cap at $140.00: $47.09B
The multi-year forecast shows a bullish trajectory, with 2026 averaging $68.26 and 0% ROI. Notable milestones include 2027 avg $76.90 and 2028 avg $82.56, expanding toward 2030 avg $112.37 with a 64.6% ROI, 2040 avg $256.73 with a 276.1% ROI, and 2050 avg $537.30 with a 687.1% ROI. The forecast also provides higher price targets, such as 2030 max $155.18, 2040 max $399.80, and 2050 max $900.78, all framed within a bullish sentiment for the later years.
Tap a question to reveal the answer.
The forecast shows 2030 avg $112.37, with a min of $86.90 and a max of $155.18, and a bullish sentiment. The ROI for 2030 is 64.6%.
The forecast indicates a bullish sentiment from 2027 onward, with rising average prices and positive ROIs (e.g., 12.7% in 2027, 64.6% in 2030, 276.1% in 2040, and 687.1% in 2050). However, these are estimates and not guarantees.
Yes. The 2050 max forecast is $900.78, which straddles and exceeds $600, indicating the potential to reach that level within the projected path.
Current price is $68.26 per share and the market cap is $22.96B.
The 2040 avg forecast is $256.73 with a max of $399.80 and an ROI of 276.1%, in a bullish outlook.
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