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South Plains Financial, Inc. is projected to rise to $49.35 by 2027, a +22% move from its current price of $40.60. SPFI is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $40.14 | $40.61 | $41.09 | +0.03% |
| May 30 | $39.96 | $40.63 | $41.31 | +0.07% |
| May 31 | $39.82 | $40.64 | $41.48 | +0.10% |
| Jun 1 | $39.71 | $40.65 | $41.62 | +0.13% |
| Jun 2 | $39.61 | $40.67 | $41.75 | +0.17% |
| Jun 3 | $39.52 | $40.68 | $41.87 | +0.20% |
| Jun 4 | $39.45 | $40.70 | $41.98 | +0.23% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $39.45 | $40.70 | $41.98 | +0.23% |
| Week 2 | $39.03 | $40.79 | $42.63 | +0.47% |
| Week 3 | $38.74 | $40.89 | $43.15 | +0.70% |
| Week 4 | $38.51 | $40.98 | $43.62 | +0.94% |
| Week 5 | $38.31 | $41.08 | $44.04 | +1.18% |
| Week 6 | $38.15 | $41.17 | $44.44 | +1.41% |
| Week 7 | $38.00 | $41.27 | $44.82 | +1.65% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
South Plains Financial, Inc. operates as a bank holding company for City Bank, providing commercial and consumer financial services to small and medium-sized businesses and individuals.
Its offerings include deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans.
The company was founded in 1941 and is headquartered in Lubbock, Texas.
South Plains Financial, Inc. (SPFI) is a financial services company listed as SPFI and is currently priced at $40.52 per share.
It has a market capitalization of $775.79M and is ranked 2717 by market size.
The forecasted path shows a long-term upward price outlook, with 2026 expected average price of $40.52 and higher averages projected through 2030 ($65.96), 2040 ($193.03), and 2050 ($351.16). The projected returns rise across years, with 2030 average indicating a 62.8 level of ROI and 2050 around 766.6, signaling substantial upside alongside bullish sentiment in later periods.
A major floor 11.6% below — a decisive break under it would weaken the trend.
The nearest floor, 4.0% below — buyers have tended to step in here.
The nearest ceiling, 9.4% above — a clean break opens room to run.
A major ceiling 15.2% above — clearing it would confirm fresh momentum.
Key SPFI support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of SPFI market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $40.45 | Buy | $40.47 | Buy |
| MA 10 | $39.98 | Buy | $40.34 | Buy |
| MA 20 | $40.26 | Buy | $40.63 | Sell |
| MA 50 | $41.74 | Sell | $41.23 | Sell |
| MA 100 | $41.51 | Sell | $41.07 | Sell |
| MA 200 | $40.17 | Buy | $40.00 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 47.65 | Neutral |
| Stoch RSI (14) | 84.39 | Sell |
| CCI (20) | 37.79 | Neutral |
| Williams %R (14) | -23.70 | Info |
| MACD (12,26,9) | 0.16 | Buy |
| ROC (12) | -0.07 | Sell |
| Bollinger %B (20,2) | 0.62 | Neutral |
| Stochastic %K (14) | 76.30 | Neutral |
| TRIX (15) | -0.24 | Sell |
| Awesome (5,34) | -1.28 | Sell |
| Ultimate (7,14,28) | 65.85 | Neutral |
| Momentum (10) | 1.21 | Buy |
| Aroon Osc (25) | -44.00 | Sell |
| Hull MA (9) | 40.85 | Sell |
| ADX (14) | 16.56 | Neutral |
| ATR (14) | 0.42 | Info |
The near-term picture is bullish in sentiment, with RSI(14) at 50, suggesting a neutral-to-moderate momentum stance.
The 50‑day simple moving average is $41.74 and the 200‑day simple moving average is $40.13, indicating the short-term trend is hovering near the long-term trend line. Support sits at $38.99 and resistance at $44.42, outlining a trading range above and below the current level.
The 30‑day range spans from $37.37 to $43.93, reflecting modest volatility over the recent month, with annualized volatility at 20.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $38.28 | $40.60 | $55.57 | 0% | Neutral | |
| $40.31 | $49.35 | $63.23 | +22% | Bullish | |
| $46.16 | $57.54 | $75.65 | +42% | Bullish | |
| $47.94 | $60.66 | $81.41 | +49% | Bullish | |
| $50.72 | $65.03 | $88.82 | +60% | Bullish | |
| $57.31 | $74.37 | $103.16 | +83% | Bullish | |
| $67.31 | $88.32 | $124.24 | +118% | Bullish | |
| $78.26 | $103.76 | $147.83 | +156% | Bullish | |
| $82.19 | $110.05 | $158.64 | +171% | Bullish | |
| $85.63 | $115.74 | $168.68 | +185% | Bullish | |
| $131.73 | $185.67 | $283.50 | +357% | Bullish | |
| $224.22 | $338.88 | $554.51 | +735% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $38.28 | $40.60 | $47.44 | +0.00% |
| June 2026 | $34.70 | $40.48 | $48.14 | -0.30% |
| July 2026 | $35.68 | $41.86 | $50.25 | +3.41% |
| August 2026 | $36.66 | $43.21 | $52.25 | +3.23% |
| September 2026 | $36.43 | $43.09 | $52.41 | -0.28% |
| October 2026 | $36.53 | $43.35 | $53.02 | +0.61% |
| November 2026 | $37.52 | $44.67 | $54.88 | +3.02% |
| December 2026 | $37.71 | $45.02 | $55.57 | +0.80% |
Click any year to see its month-by-month SPFI forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The SPFI price prediction for 2026 points to an average of $40.60 (low $38.28, high $55.57) — a potential gain of 0% on today's $40.60. A consolidation phase looks the most probable path here.
In 2027, SPFI is projected to trade between $40.31 and $63.23, averaging $49.35 — a potential gain of +22% from today's $40.60. That is up +22% on the projected 2026 average. Momentum favours further upside here.
South Plains Financial, Inc.'s 2028 outlook centres on $57.54, within a $46.16 to $75.65 range. That is up +17% on the projected 2027 average. That marks a +42% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, SPFI could reach as high as $81.41, with a base case around $60.66 and support toward $47.94 — roughly +49% from $40.60. Momentum favours further upside here.
Expect SPFI to range from $50.72 to $88.82 through 2030. The $65.03 average target implies a +60% move from current prices. That is up +7% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The SPFI price prediction for 2031 points to an average of $74.37 (low $57.31, high $103.16) — a potential gain of +83% on today's $40.60. Momentum favours further upside here.
In 2032, SPFI is projected to trade between $67.31 and $124.24, averaging $88.32 — a potential gain of +118% from today's $40.60. That is up +19% on the projected 2031 average. Buyers look set to stay in control over this stretch.
South Plains Financial, Inc.'s 2033 outlook centres on $103.76, within a $78.26 to $147.83 range. That is up +17% on the projected 2032 average. That marks a +156% change versus current levels. Momentum favours further upside here.
By 2034, SPFI could reach as high as $158.64, with a base case around $110.05 and support toward $82.19 — roughly +171% from $40.60. Buyers look set to stay in control over this stretch.
Expect SPFI to range from $85.63 to $168.68 through 2035. The $115.74 average target implies a +185% move from current prices. That is up +5% on the projected 2034 average. Momentum favours further upside here.
The SPFI price prediction for 2040 points to an average of $185.67 (low $131.73, high $283.50) — a potential gain of +357% on today's $40.60. Buyers look set to stay in control over this stretch.
In 2050, SPFI is projected to trade between $224.22 and $554.51, averaging $338.88 — a potential gain of +735% from today's $40.60. That is up +83% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in SPFI today (≈ 24.630542 SPFI) could be worth
$8,346.89
+$7,346.89 (+735%) by 2050 · US Dollar
Based on the average projected SPFI price of $338.88 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in SPFIwould be worth at today's price.
$1,000 invested in SPFI on May 27, 2025 (≈ 27.932961 SPFI) would be worth
$1,134.08
+$134.08 (+13.4%) today · 1.13× · US Dollar
Based on a SPFI entry price of $35.8 vs. today's $40.6.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $40.09 | $1,012.72 | +1.3% |
| 1 month ago | $43.24 | $938.95 | -6.1% |
| 3 months ago | $42.71 | $950.6 | -4.9% |
| 6 months ago | $37.79 | $1,074.36 | +7.4% |
| 1 year ago | $35.8 | $1,134.08 | +13.4% |
| All time (5.0y) ago | $23.04 | $1,762.15 | +76.2% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our SPFI forecast.
Our base-case forecast reaches $81.00 around 2032.
Implied market cap at $81.00: $1.55B
In the multi-year forecast, the average price rises from $40.52 in 2026 to higher levels in subsequent years, with 2027 at $49.59, 2028 at $58.32, 2029 at $61.15, and 2030 at $65.96. The corresponding ROIs move from 0 in 2026 to 62.8 by 2030, then continually higher in later years (2031 $76.36 / 88.5; 2032 $90.26 / 122.8; 2033 $106.30 / 162.3; 2034 $113.20 / 179.4; 2035 $118.40 / 192.2).
Further out, 2040 is projected at $193.03 with a ROI of 376.4 and bullish sentiment, and by 2050 the average reaches $351.16 with a ROI of 766.6, continuing the bullish outlook.
These figures imply substantial upside over the long horizon, but they are estimates and not guarantees. Investors should consider the potential for variability and the inherent uncertainty in forecasting over extended periods.
Tap a question to reveal the answer.
Avg $65.96; min $51.43; max $90.11; roiPct 62.8; sentiment BULLISH.
Forecasts show bullish sentiment in many years after 2026, with rising averages and ROIs (e.g., 62.8 by 2030 and 766.6 by 2050). These are estimates, not guarantees.
2031 max $105.95 indicates the possibility of surpassing $100 by 2031 according to the forecast.
Current price is $40.52. Market cap is $775.79M.
Avg $193.03; min $136.94; max $294.78; roiPct 376.4; sentiment BULLISH.
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