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South Plains Financial, Inc. is projected to rise to $52.83 by 2027, a +25% move from its current price of $42.14. SPFI is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $41.62 | $42.16 | $42.72 | +0.06% |
| Jul 14 | $41.42 | $42.19 | $42.97 | +0.12% |
| Jul 15 | $41.28 | $42.21 | $43.17 | +0.18% |
| Jul 16 | $41.16 | $42.24 | $43.35 | +0.23% |
| Jul 17 | $41.05 | $42.26 | $43.51 | +0.29% |
| Jul 18 | $40.96 | $42.29 | $43.65 | +0.35% |
| Jul 19 | $40.88 | $42.31 | $43.79 | +0.41% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $40.88 | $42.31 | $43.79 | +0.41% |
| Week 2 | $40.47 | $42.49 | $44.60 | +0.82% |
| Week 3 | $40.20 | $42.66 | $45.28 | +1.24% |
| Week 4 | $39.99 | $42.84 | $45.88 | +1.65% |
| Week 5 | $39.83 | $43.01 | $46.45 | +2.07% |
| Week 6 | $39.70 | $43.19 | $46.98 | +2.49% |
| Week 7 | $39.60 | $43.37 | $47.49 | +2.91% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits.
The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed IRAs, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. Further, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds.
It provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services.
The company was founded in 1941 and is headquartered in Lubbock, Texas.
South Plains Financial, Inc. (SPFI) is a bank holding company for City Bank, operating in the Financial Services sector. The current price is $43.88 and the market capitalization is $840.12M, with a rank of 2703.
In the near term, the stock trades in a range around key technical markers, and the price is near notable moving averages. The forecast landscape shows a path of rising averages into the late 2020s and 2030s, with substantial upside by the middle and end of the forecast horizon.
The price sits near the SMA50 of $41.29 and above the SMA200 of $40.36, suggesting a constructive setup relative to these benchmarks. The near-term range and price levels indicate the stock has potential to move within the defined support and resistance levels, with a 30-day range of $40.63 to $47.39.
A major floor 10.6% below — a decisive break under it would weaken the trend.
The nearest floor, 6.1% below — buyers have tended to step in here.
The nearest ceiling, 4.1% above — a clean break opens room to run.
A major ceiling 9.8% above — clearing it would confirm fresh momentum.
Key SPFI support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of SPFI market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $42.26 | Sell | $42.34 | Sell |
| MA 10 | $42.78 | Sell | $42.40 | Sell |
| MA 20 | $42.22 | Sell | $42.17 | Sell |
| MA 50 | $41.15 | Buy | $41.77 | Buy |
| MA 100 | $41.70 | Buy | $41.43 | Buy |
| MA 200 | $40.44 | Buy | $40.47 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 53.17 | Neutral |
| Stoch RSI (14) | 37.17 | Neutral |
| CCI (20) | 22.10 | Neutral |
| Williams %R (14) | -43.16 | Info |
| MACD (12,26,9) | -0.08 | Sell |
| ROC (12) | 1.99 | Buy |
| Bollinger %B (20,2) | 0.57 | Neutral |
| Stochastic %K (14) | 56.84 | Neutral |
| TRIX (15) | 0.15 | Buy |
| Awesome (5,34) | 0.65 | Buy |
| Ultimate (7,14,28) | 50.12 | Neutral |
| Momentum (10) | -0.39 | Sell |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 41.80 | Buy |
| ADX (14) | 13.59 | Neutral |
| ATR (14) | 0.53 | Info |
Technical sentiment is BULLISH and the RSI(14) is 70. The price is above the 50-day moving average at $41.29 and the 200-day moving average at $40.36.
Near term, the stock has a defined support at $39.58 and a resistance at $43.88. The 30-day range runs from $40.63 to $47.39, framing the current trading context.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $38.28 | $42.14 | $56.25 | 0% | Neutral | |
| $43.26 | $52.83 | $67.44 | +25% | Bullish | |
| $46.45 | $57.78 | $75.76 | +37% | Bullish | |
| $49.92 | $63.05 | $84.43 | +50% | Bullish | |
| $56.09 | $71.80 | $97.88 | +70% | Bullish | |
| $58.54 | $75.86 | $105.04 | +80% | Bullish | |
| $70.18 | $91.97 | $129.16 | +118% | Bullish | |
| $85.49 | $113.22 | $161.06 | +169% | Bullish | |
| $86.86 | $116.18 | $167.25 | +176% | Bullish | |
| $92.64 | $125.08 | $182.06 | +197% | Bullish | |
| $139.12 | $195.91 | $298.84 | +365% | Bullish | |
| $248.82 | $375.78 | $614.43 | +792% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $38.28 | $42.14 | $49.61 | +0.00% |
| August 2026 | $36.48 | $42.71 | $51.09 | +1.35% |
| September 2026 | $37.79 | $44.45 | $53.58 | +4.07% |
| October 2026 | $38.06 | $44.96 | $54.55 | +1.14% |
| November 2026 | $37.77 | $44.77 | $54.62 | -0.42% |
| December 2026 | $38.58 | $45.87 | $56.25 | +2.46% |
Click any year to see its month-by-month SPFI forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The SPFI price prediction for 2026 points to an average of $42.14 (low $38.28, high $56.25) — a potential gain of 0% on today's $42.14. A consolidation phase looks the most probable path here.
In 2027, SPFI is projected to trade between $43.26 and $67.44, averaging $52.83 — a potential gain of +25% from today's $42.14. That is up +25% on the projected 2026 average. Momentum favours further upside here.
South Plains Financial, Inc.'s 2028 outlook centres on $57.78, within a $46.45 to $75.76 range. That is up +9% on the projected 2027 average. That marks a +37% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, SPFI could reach as high as $84.43, with a base case around $63.05 and support toward $49.92 — roughly +50% from $42.14. Momentum favours further upside here.
Expect SPFI to range from $56.09 to $97.88 through 2030. The $71.80 average target implies a +70% move from current prices. That is up +14% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The SPFI price prediction for 2031 points to an average of $75.86 (low $58.54, high $105.04) — a potential gain of +80% on today's $42.14. Momentum favours further upside here.
In 2032, SPFI is projected to trade between $70.18 and $129.16, averaging $91.97 — a potential gain of +118% from today's $42.14. That is up +21% on the projected 2031 average. Buyers look set to stay in control over this stretch.
South Plains Financial, Inc.'s 2033 outlook centres on $113.22, within a $85.49 to $161.06 range. That is up +23% on the projected 2032 average. That marks a +169% change versus current levels. Momentum favours further upside here.
By 2034, SPFI could reach as high as $167.25, with a base case around $116.18 and support toward $86.86 — roughly +176% from $42.14. Buyers look set to stay in control over this stretch.
Expect SPFI to range from $92.64 to $182.06 through 2035. The $125.08 average target implies a +197% move from current prices. That is up +8% on the projected 2034 average. Momentum favours further upside here.
The SPFI price prediction for 2040 points to an average of $195.91 (low $139.12, high $298.84) — a potential gain of +365% on today's $42.14. Buyers look set to stay in control over this stretch.
In 2050, SPFI is projected to trade between $248.82 and $614.43, averaging $375.78 — a potential gain of +792% from today's $42.14. That is up +92% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in SPFI today (≈ 23.730422 SPFI) could be worth
$8,917.36
+$7,917.36 (+792%) by 2050 · US Dollar
Based on the average projected SPFI price of $375.78 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in SPFIwould be worth at today's price.
$1,000 invested in SPFI on Jul 10, 2025 (≈ 26.737967 SPFI) would be worth
$1,126.74
+$126.74 (+12.7%) today · 1.13× · US Dollar
Based on a SPFI entry price of $37.4 vs. today's $42.14.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $42.56 | $990.13 | -1.0% |
| 1 month ago | $41.85 | $1,006.93 | +0.7% |
| 3 months ago | $44.23 | $952.75 | -4.7% |
| 6 months ago | $39.52 | $1,066.3 | +6.6% |
| 1 year ago | $37.4 | $1,126.74 | +12.7% |
| All time (5.0y) ago | $23.28 | $1,810.14 | +81.0% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our SPFI forecast.
Our base-case forecast reaches $84.00 around 2032.
Implied market cap at $84.00: $1.61B
In the multi-year forecast, the asset shows rising averages and upside potential. The 2027 average is $55.16, the 2030 average is $76.04 with an ROI of 73.3, the 2040 average is $215.63 with an ROI of 391.4, and the 2050 average is $417.96 with an ROI of 852.5. These figures illustrate a clear long-run upward trajectory in the projected price levels.
By year, the 2032 average is $100.38 with a max of $141.02 and an ROI of 128.8, while the 2033 average is $122.04 with a max of $173.67 and an ROI of 178.1. The ensuing years continue to reflect bullish momentum, culminating in the 2050 forecast average of $417.96 and ROI of 852.5. These are estimates, not guarantees, and carry uncertainty and risk inherent to future market movements.
Tap a question to reveal the answer.
The 2030 forecast lists a min of $59.38, an avg of $76.04, and a max of $103.70, with an ROI of 73.3 and a bullish sentiment.
Forecasts show bullish sentiment across multiple years, with rising averages such as 2027 avg $55.16, 2030 avg $76.04, 2040 avg $215.63, and 2050 avg $417.96, and ROI rising to 852.5 by 2050. These are estimates, not guarantees.
Yes. The 2032 forecast lists an average of $100.38 and a max of $141.02, indicating potential to surpass $100 based on the projections.
The current price is $43.88 and the market capitalization is $840.12M.
The 30-day range is $40.63 to $47.39, with a current price of $43.88 and a nearby resistance at $43.88.
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