Loading…
SoFi Technologies, Inc. is projected to rise to $18.79 by 2027, a +16% move from its current price of $16.17. SOFI is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $15.80 | $16.18 | $16.57 | +0.05% |
| May 30 | $15.65 | $16.19 | $16.74 | +0.10% |
| May 31 | $15.54 | $16.19 | $16.88 | +0.15% |
| Jun 1 | $15.45 | $16.20 | $16.99 | +0.20% |
| Jun 2 | $15.37 | $16.21 | $17.10 | +0.25% |
| Jun 3 | $15.30 | $16.22 | $17.19 | +0.30% |
| Jun 4 | $15.23 | $16.23 | $17.28 | +0.35% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $15.23 | $16.23 | $17.28 | +0.35% |
| Week 2 | $14.89 | $16.28 | $17.80 | +0.70% |
| Week 3 | $14.65 | $16.34 | $18.22 | +1.04% |
| Week 4 | $14.45 | $16.40 | $18.60 | +1.40% |
| Week 5 | $14.29 | $16.45 | $18.94 | +1.75% |
| Week 6 | $14.15 | $16.51 | $19.27 | +2.10% |
| Week 7 | $14.02 | $16.57 | $19.57 | +2.46% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services.
It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services.
The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform.
The company offers SoFi Credit Card that provides cash back rewards on every purchase; SoFi Relay, a personal finance management product that tracks all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
SoFi Technologies, Inc. (SOFI) is a financial services company currently trading at $15.62 per share with a market cap of $20.04B, and it holds the 589th rank by market capitalization.
The current price anchors a broader price outlook that is mixed in the near term but turns increasingly bullish over the longer horizon. The year-by-year forecast shows a neutral stance in 2026 (avg $15.62) and 2027 (avg $18.07), transitioning to bullish momentum from 2028 onward, with the 2030 average at $20.51 and the 2050 average at $78.16.
Across the forecast, the modeled returns rise from 0.0% in 2026 to 31.3% in 2030, then to 198.1% by 2040 and an implied 400.4% by 2050, with sentiment turning bullish in the later years and staying that way through 2050. The path suggests a sustained upside, albeit with the usual uncertainties inherent in long-range forecasts.
A major floor 21.5% below — a decisive break under it would weaken the trend.
The nearest floor, 5.8% below — buyers have tended to step in here.
The nearest ceiling, 20.6% above — a clean break opens room to run.
A major ceiling 61.6% above — clearing it would confirm fresh momentum.
Key SOFI support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of SOFI market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $15.82 | Buy | $15.89 | Buy |
| MA 10 | $15.70 | Buy | $15.87 | Buy |
| MA 20 | $15.87 | Buy | $16.13 | Buy |
| MA 50 | $16.70 | Sell | $17.12 | Sell |
| MA 100 | $19.40 | Sell | $18.93 | Sell |
| MA 200 | $23.27 | Sell | $20.07 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 48.40 | Neutral |
| Stoch RSI (14) | 100.00 | Sell |
| CCI (20) | 71.33 | Neutral |
| Williams %R (14) | -8.74 | Info |
| MACD (12,26,9) | 0.07 | Buy |
| ROC (12) | 2.67 | Buy |
| Bollinger %B (20,2) | 0.73 | Neutral |
| Stochastic %K (14) | 91.26 | Sell |
| TRIX (15) | -0.39 | Sell |
| Awesome (5,34) | -1.04 | Sell |
| Ultimate (7,14,28) | 57.57 | Neutral |
| Momentum (10) | 0.27 | Buy |
| Aroon Osc (25) | -76.00 | Sell |
| Hull MA (9) | 15.95 | Buy |
| ADX (14) | 17.35 | Neutral |
| ATR (14) | 0.38 | Info |
The 30-day technical picture currently shows bearish sentiment. The RSI14 is 40, indicating room for downside pressure but not extreme oversell. The market trades around the moving averages, with SMA50 at "$16.76" and SMA200 at "$23.33".
Support is noted at "$15.23" and resistance at "$19.50", framing a near-term range that aligns with the price activity seen in the 30-day window. The 30-day range spans from "$13.26" to "$18.40". Taken together, near-term momentum remains cautious with a downside tilt but potential for a stabilization near the current area if buyers step in.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $15.15 | $16.17 | $21.90 | 0% | Neutral | |
| $15.09 | $18.79 | $24.68 | +16% | Neutral | |
| $15.74 | $20.07 | $27.21 | +24% | Bullish | |
| $15.54 | $20.21 | $28.10 | +25% | Bullish | |
| $16.52 | $21.85 | $31.03 | +35% | Bullish | |
| $19.59 | $26.32 | $38.09 | +63% | Bullish | |
| $21.35 | $29.11 | $42.84 | +80% | Bullish | |
| $22.90 | $31.65 | $47.32 | +96% | Bullish | |
| $23.76 | $33.27 | $50.44 | +106% | Bullish | |
| $23.44 | $33.23 | $51.06 | +106% | Bullish | |
| $34.07 | $51.08 | $82.96 | +216% | Bullish | |
| $52.27 | $86.19 | $151.89 | +433% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $15.15 | $16.17 | $19.03 | +0.00% |
| June 2026 | $14.35 | $16.81 | $20.12 | +3.93% |
| July 2026 | $14.34 | $16.92 | $20.49 | +0.66% |
| August 2026 | $14.08 | $16.70 | $20.41 | -1.26% |
| September 2026 | $14.26 | $17.00 | $20.93 | +1.78% |
| October 2026 | $14.55 | $17.42 | $21.60 | +2.49% |
| November 2026 | $14.44 | $17.35 | $21.63 | -0.42% |
| December 2026 | $14.48 | $17.46 | $21.90 | +0.65% |
Click any year to see its month-by-month SOFI forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, SOFI is projected to trade between $15.15 and $21.90, averaging $16.17 — a potential gain of 0% from today's $16.17. Price action looks broadly range-bound.
SoFi Technologies, Inc.'s 2027 outlook centres on $18.79, within a $15.09 to $24.68 range. That is up +16% on the projected 2026 average. That marks a +16% change versus current levels. A consolidation phase looks the most probable path here.
By 2028, SOFI could reach as high as $27.21, with a base case around $20.07 and support toward $15.74 — roughly +24% from $16.17. Momentum favours further upside here.
Expect SOFI to range from $15.54 to $28.10 through 2029. The $20.21 average target implies a +25% move from current prices. That is up +1% on the projected 2028 average. Buyers look set to stay in control over this stretch.
The SOFI price prediction for 2030 points to an average of $21.85 (low $16.52, high $31.03) — a potential gain of +35% on today's $16.17. Momentum favours further upside here.
In 2031, SOFI is projected to trade between $19.59 and $38.09, averaging $26.32 — a potential gain of +63% from today's $16.17. That is up +20% on the projected 2030 average. Buyers look set to stay in control over this stretch.
SoFi Technologies, Inc.'s 2032 outlook centres on $29.11, within a $21.35 to $42.84 range. That is up +11% on the projected 2031 average. That marks a +80% change versus current levels. Momentum favours further upside here.
By 2033, SOFI could reach as high as $47.32, with a base case around $31.65 and support toward $22.90 — roughly +96% from $16.17. Buyers look set to stay in control over this stretch.
Expect SOFI to range from $23.76 to $50.44 through 2034. The $33.27 average target implies a +106% move from current prices. That is up +5% on the projected 2033 average. Momentum favours further upside here.
The SOFI price prediction for 2035 points to an average of $33.23 (low $23.44, high $51.06) — a potential gain of +106% on today's $16.17. Buyers look set to stay in control over this stretch.
In 2040, SOFI is projected to trade between $34.07 and $82.96, averaging $51.08 — a potential gain of +216% from today's $16.17. That is up +54% on the projected 2035 average. Momentum favours further upside here.
SoFi Technologies, Inc.'s 2050 outlook centres on $86.19, within a $52.27 to $151.89 range. That is up +69% on the projected 2040 average. That marks a +433% change versus current levels. Buyers look set to stay in control over this stretch.
Investing $1,000 in SOFI today (≈ 61.842919 SOFI) could be worth
$5,329.95
+$4,329.95 (+433%) by 2050 · US Dollar
Based on the average projected SOFI price of $86.19 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in SOFIwould be worth at today's price.
$1,000 invested in SOFI on May 27, 2025 (≈ 74.682597 SOFI) would be worth
$1,207.62
+$207.62 (+20.8%) today · 1.21× · US Dollar
Based on a SOFI entry price of $13.39 vs. today's $16.17.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $15.69 | $1,030.59 | +3.1% |
| 1 month ago | $18.76 | $861.94 | -13.8% |
| 3 months ago | $19.1 | $846.6 | -15.3% |
| 6 months ago | $29.72 | $544.08 | -45.6% |
| 1 year ago | $13.39 | $1,207.62 | +20.8% |
| All time (5.0y) ago | $22.65 | $713.91 | -28.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our SOFI forecast.
Our base-case forecast reaches $32.00 around 2034.
Implied market cap at $32.00: $41.05B
The multi-year forecast paints a bullish arc after a quiet start, with 2028 onward marking a clear shift in sentiment and price trajectory. The 2030 average is $20.51, delivering an ROI of 31.3% as the outlook remains bullish. By 2031, the average rises to $24.49 and the ROI climbs to 56.8%; it grows further through 2032 ($27.23, ROI 74.3%) and 2033 ($29.48, ROI 88.8%) as momentum builds.
In 2034 the average is $30.80 (ROI 97.2%), and 2035 sees $30.78 (ROI 97.1%), continuing the bullish trend. The forecast accelerates into 2040, with an average of $46.57 and a substantial ROI of 198.1%. The 2040 min/max are $30.64/$76.60, highlighting a broad expected swing but a clear upward trajectory.
By 2050, the average price is forecast at $78.16 with a max of $139.84 and a min of $46.48, corresponding to an ROI of 400.4%. The sentiment remains bullish through 2050. These figures reflect a wide potential upside but are not guarantees and are subject to macro conditions, market dynamics, and execution risks.
Tap a question to reveal the answer.
The 2030 forecast shows an average price of $20.51 with a min of $15.40 and a max of $29.38, and an ROI of 31.3%. The sentiment for 2030 is BULLISH.
The long-range forecast turns bullish from 2028 onward, with the average price rising to $20.51 by 2030 and continuing higher to $78.16 by 2050. The implied ROI grows to 31.3% in 2030 and up to 400.4% by 2050, though 2026-2027 are shown as neutral. These are estimates, not guarantees.
No. The 2035 max price in the forecast is $47.81, with an average of $30.78 and an ROI of 97.1%.
The forecast shows a BULLISH sentiment for 2028.
Current price is $15.62 and market cap is $20.04B, with a rank of 589.
SoFi Technologies, Inc. Community Discussion
0Share your SoFi Technologies, Inc. price prediction and read what the community thinks. Be respectful — comments are public and not financial advice.
Be the first to share your prediction…
What's your take? Add a comment above to start the conversation.