Sound Financial Bancorp, Inc. is projected to rise to $50.41 by 2027, a +15% move from its current price of $43.98. SFBC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 12 | $43.38 | $44.00 | $44.64 | +0.05% |
| Jul 13 | $43.14 | $44.03 | $44.93 | +0.11% |
| Jul 14 | $42.97 | $44.05 | $45.16 | +0.16% |
| Jul 15 | $42.83 | $44.08 | $45.36 | +0.22% |
| Jul 16 | $42.71 | $44.10 | $45.54 | +0.27% |
| Jul 17 | $42.60 | $44.12 | $45.70 | +0.32% |
| Jul 18 | $42.50 | $44.15 | $45.85 | +0.38% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $42.50 | $44.15 | $45.85 | +0.38% |
| Week 2 | $42.00 | $44.31 | $46.76 | +0.76% |
| Week 3 | $41.65 | $44.48 | $47.50 | +1.14% |
| Week 4 | $41.39 | $44.65 | $48.17 | +1.52% |
| Week 5 | $41.18 | $44.82 | $48.79 | +1.91% |
| Week 6 | $41.00 | $44.99 | $49.37 | +2.30% |
| Week 7 | $40.85 | $45.16 | $49.93 | +2.68% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit.
The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts, and insurance products and services. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.
Sound Financial Bancorp, Inc. (SFBC) trades with a current price of $42.99 per share. It has a market capitalization of $104.27M and an overall rank of 5363. The stock trades near the moving averages, with the 50-day simple moving average at $42.59 and the 200-day simple moving average at $43.90.
The longer-run forecast envisions upside with the average price rising across the years, including a 2030 average of $70.66 and a 2050 average of $339.55, yielding substantial implied gains. By 2030 the forecast shows a 64.4% ROI, climbing to 689.8% by 2050, with bullish sentiment in the longer horizon.
A major floor 9.1% below — a decisive break under it would weaken the trend.
The nearest floor, 6.0% below — buyers have tended to step in here.
Price is pressing into resistance (1.8% away) — a breakout level to watch.
A major ceiling 6.5% above — clearing it would confirm fresh momentum.
Key SFBC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of SFBC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $44.03 | Sell | $43.98 | Sell |
| MA 10 | $43.91 | Buy | $43.87 | Buy |
| MA 20 | $43.51 | Buy | $43.54 | Buy |
| MA 50 | $42.60 | Buy | $43.10 | Buy |
| MA 100 | $42.87 | Buy | $43.18 | Buy |
| MA 200 | $43.73 | Buy | $43.98 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 55.16 | Neutral |
| Stoch RSI (14) | 52.69 | Neutral |
| CCI (20) | 62.96 | Neutral |
| Williams %R (14) | -34.66 | Info |
| MACD (12,26,9) | 0.02 | Buy |
| ROC (12) | 2.08 | Buy |
| Bollinger %B (20,2) | 0.69 | Neutral |
| Stochastic %K (14) | 65.34 | Neutral |
| TRIX (15) | 0.14 | Buy |
| Awesome (5,34) | 1.13 | Buy |
| Ultimate (7,14,28) | 58.30 | Neutral |
| Momentum (10) | 0.06 | Buy |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 43.74 | Buy |
| ADX (14) | 10.91 | Neutral |
| ATR (14) | 0.58 | Info |
The near-term technical picture remains bullish, with RSI14 and moving averages guiding near-term momentum. The 50-day SMA is $42.59 and the 200-day SMA is $43.90, providing a guide for near-term momentum. Key support is at $41.32 and resistance at $43.83, with the 30-day price range spanning $38.94 to $47.46.
The stock exhibits an annualized volatility of 30%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $41.06 | $43.98 | $59.27 | 0% | Neutral | |
| $41.28 | $50.41 | $64.35 | +15% | Neutral | |
| $42.44 | $52.79 | $69.22 | +20% | Bullish | |
| $50.23 | $63.44 | $84.95 | +44% | Bullish | |
| $58.93 | $75.45 | $102.84 | +72% | Bullish | |
| $66.85 | $86.63 | $119.96 | +97% | Bullish | |
| $70.78 | $92.76 | $130.27 | +111% | Bullish | |
| $71.52 | $94.71 | $134.73 | +115% | Bullish | |
| $77.45 | $103.59 | $149.13 | +136% | Bullish | |
| $83.43 | $112.64 | $163.95 | +156% | Bullish | |
| $115.71 | $162.94 | $248.54 | +270% | Bullish | |
| $251.29 | $379.51 | $620.53 | +763% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $41.06 | $43.98 | $51.73 | +0.00% |
| August 2026 | $38.36 | $44.91 | $53.72 | +2.11% |
| September 2026 | $39.28 | $46.20 | $55.69 | +2.88% |
| October 2026 | $39.07 | $46.14 | $55.99 | -0.13% |
| November 2026 | $39.36 | $46.65 | $56.92 | +1.10% |
| December 2026 | $40.65 | $48.33 | $59.27 | +3.60% |
Click any year to see its month-by-month SFBC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, SFBC could reach as high as $59.27, with a base case around $43.98 and support toward $41.06 — roughly 0% from $43.98. A consolidation phase looks the most probable path here.
Expect SFBC to range from $41.28 to $64.35 through 2027. The $50.41 average target implies a +15% move from current prices. That is up +15% on the projected 2026 average. Price action looks broadly range-bound.
The SFBC price prediction for 2028 points to an average of $52.79 (low $42.44, high $69.22) — a potential gain of +20% on today's $43.98. Buyers look set to stay in control over this stretch.
In 2029, SFBC is projected to trade between $50.23 and $84.95, averaging $63.44 — a potential gain of +44% from today's $43.98. That is up +20% on the projected 2028 average. Momentum favours further upside here.
Sound Financial Bancorp, Inc.'s 2030 outlook centres on $75.45, within a $58.93 to $102.84 range. That is up +19% on the projected 2029 average. That marks a +72% change versus current levels. Buyers look set to stay in control over this stretch.
By 2031, SFBC could reach as high as $119.96, with a base case around $86.63 and support toward $66.85 — roughly +97% from $43.98. Momentum favours further upside here.
Expect SFBC to range from $70.78 to $130.27 through 2032. The $92.76 average target implies a +111% move from current prices. That is up +7% on the projected 2031 average. Buyers look set to stay in control over this stretch.
The SFBC price prediction for 2033 points to an average of $94.71 (low $71.52, high $134.73) — a potential gain of +115% on today's $43.98. Momentum favours further upside here.
In 2034, SFBC is projected to trade between $77.45 and $149.13, averaging $103.59 — a potential gain of +136% from today's $43.98. That is up +9% on the projected 2033 average. Buyers look set to stay in control over this stretch.
Sound Financial Bancorp, Inc.'s 2035 outlook centres on $112.64, within a $83.43 to $163.95 range. That is up +9% on the projected 2034 average. That marks a +156% change versus current levels. Momentum favours further upside here.
By 2040, SFBC could reach as high as $248.54, with a base case around $162.94 and support toward $115.71 — roughly +270% from $43.98. Buyers look set to stay in control over this stretch.
Expect SFBC to range from $251.29 to $620.53 through 2050. The $379.51 average target implies a +763% move from current prices. That is up +133% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in SFBC today (≈ 22.737608 SFBC) could be worth
$8,629.05
+$7,629.05 (+763%) by 2050 · US Dollar
Based on the average projected SFBC price of $379.51 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in SFBCwould be worth at today's price.
$1,000 invested in SFBC on Jul 10, 2025 (≈ 21.645021 SFBC) would be worth
$951.95
-$48.05 (-4.8%) today · 0.95× · US Dollar
Based on a SFBC entry price of $46.2 vs. today's $43.98.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $44.67 | $984.55 | -1.5% |
| 1 month ago | $42.79 | $1,027.81 | +2.8% |
| 3 months ago | $44.67 | $984.55 | -1.5% |
| 6 months ago | $43.85 | $1,002.96 | +0.3% |
| 1 year ago | $46.2 | $951.95 | -4.8% |
| All time (5.0y) ago | $44.02 | $999.09 | -0.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our SFBC forecast.
Our base-case forecast reaches $88.00 around 2032.
Implied market cap at $88.00: $209.34M
The multi-year forecast shows a pronounced upside trajectory, with the 2030 average at $70.66 and the 2030 max at $96.41, implying a 64.4% ROI and a bullish sentiment. The 2040 average projects to $150.36 with a 249.8% ROI and a bullish sentiment, and the 2050 average is $339.55 with a 689.8% ROI and bullish sentiment. These figures illustrate a steady build in value across the horizon, driven by continued demand for banking services and loan products reflected in the input data.
These are estimates, not guarantees, and actual results will depend on numerous factors including market conditions and a range of risk factors.
Tap a question to reveal the answer.
Avg $70.66, min $55.16, max $96.41, ROI 64.4%, sentiment BULLISH.
The forecast shows rising averages with bullish sentiment from 2029 onward, including 2030 avg $70.66 and 2050 avg $339.55 with ROI 64.4% and 689.8%, but these are estimates only and not financial advice.
Yes. The forecast includes a 2035 avg of $104.06 and a 2035 max of $151.54; earlier years show a 2030 max of $96.41, with 2040 max $229.45 and 2050 max $555.36.
Current price is $42.99 and market cap is $104.27M.
Bullish sentiment with RSI14 of 50; SMA50 of $42.59 and SMA200 of $43.90; support at $41.32 and resistance at $43.83; 30-day range $38.94-$47.46; annualized volatility 30%.
Sound Financial Bancorp, Inc. Community Discussion
0Share your Sound Financial Bancorp, Inc. price prediction and read what the community thinks. Be respectful — comments are public and not financial advice.
Be the first to share your prediction…
What's your take? Add a comment above to start the conversation.