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PennyMac Financial Services, Inc. is projected to rise to $94.58 by 2027, a +15% move from its current price of $82.35. PFSI is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $81.11 | $82.38 | $83.68 | +0.04% |
| Jul 14 | $80.62 | $82.42 | $84.25 | +0.08% |
| Jul 15 | $80.25 | $82.45 | $84.71 | +0.12% |
| Jul 16 | $79.95 | $82.48 | $85.10 | +0.16% |
| Jul 17 | $79.69 | $82.52 | $85.44 | +0.20% |
| Jul 18 | $79.46 | $82.55 | $85.76 | +0.24% |
| Jul 19 | $79.24 | $82.58 | $86.06 | +0.28% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $79.24 | $82.58 | $86.06 | +0.28% |
| Week 2 | $78.12 | $82.82 | $87.79 | +0.57% |
| Week 3 | $77.32 | $83.05 | $89.20 | +0.85% |
| Week 4 | $76.69 | $83.28 | $90.45 | +1.13% |
| Week 5 | $76.16 | $83.52 | $91.59 | +1.42% |
| Week 6 | $75.70 | $83.75 | $92.66 | +1.71% |
| Week 7 | $75.30 | $83.99 | $93.68 | +1.99% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
PennyMac Financial Services, Inc. engages in mortgage banking and investment management activities in the United States.
It operates through two segments, Production and Servicing. The Production segment handles origination, acquisition, and sale of loans, including sourcing residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending.
The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.
PennyMac Financial Services, Inc. trades at $86.08 per share and has a market cap of $4.47B. It is ranked 1461 in market capitalization. The stock sits in a broader price range and shows a long-run forecast with upside potential across the coming years.
Forecasts project a rising trajectory, with average prices climbing toward higher targets in 2030, 2040, and 2050. The outlook suggests substantial upside from current levels through the end of the forecast horizon, with notably higher “avg” prices in the later years.
A major floor 8.4% below — a decisive break under it would weaken the trend.
The nearest floor, 3.4% below — buyers have tended to step in here.
The nearest ceiling, 5.8% above — a clean break opens room to run.
A major ceiling 14.8% above — clearing it would confirm fresh momentum.
Key PFSI support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of PFSI market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $82.01 | Buy | $82.32 | Buy |
| MA 10 | $83.77 | Sell | $82.76 | Sell |
| MA 20 | $82.87 | Sell | $83.08 | Sell |
| MA 50 | $84.74 | Sell | $85.12 | Sell |
| MA 100 | $87.19 | Sell | $90.75 | Sell |
| MA 200 | $107.13 | Sell | $98.03 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 46.80 | Neutral |
| Stoch RSI (14) | 35.81 | Neutral |
| CCI (20) | -20.46 | Neutral |
| Williams %R (14) | -65.16 | Info |
| MACD (12,26,9) | -0.05 | Sell |
| ROC (12) | 2.63 | Buy |
| Bollinger %B (20,2) | 0.44 | Neutral |
| Stochastic %K (14) | 34.84 | Neutral |
| TRIX (15) | -0.07 | Sell |
| Awesome (5,34) | -1.08 | Sell |
| Ultimate (7,14,28) | 33.08 | Neutral |
| Momentum (10) | -1.95 | Sell |
| Aroon Osc (25) | 60.00 | Buy |
| Hull MA (9) | 80.68 | Buy |
| ADX (14) | 11.89 | Neutral |
| ATR (14) | 1.26 | Info |
The 30-day technical picture shows sentiment as NEUTRAL and RSI14 at 50. The price is near the 50-day simple moving average of $86.32 and below the 200-day simple moving average of $109.14.
Support is at $79.56 and resistance at $87.82. The 30-day price range runs from $76.89 to $96.37, and annualized volatility sits at 30%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $79.56 | $82.35 | $108.14 | 0% | Neutral | |
| $77.46 | $94.58 | $120.74 | +15% | Neutral | |
| $79.70 | $99.14 | $129.97 | +20% | Bullish | |
| $88.24 | $111.46 | $149.24 | +35% | Bullish | |
| $106.58 | $136.45 | $185.99 | +66% | Bullish | |
| $115.53 | $149.70 | $207.29 | +82% | Bullish | |
| $124.59 | $163.27 | $229.29 | +98% | Bullish | |
| $131.18 | $173.71 | $247.11 | +111% | Bullish | |
| $131.31 | $175.61 | $252.80 | +113% | Bullish | |
| $146.29 | $197.50 | $287.48 | +140% | Bullish | |
| $196.12 | $276.17 | $421.26 | +235% | Bullish | |
| $395.85 | $597.82 | $977.48 | +626% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $79.56 | $82.35 | $97.22 | +0.00% |
| August 2026 | $72.10 | $84.39 | $100.91 | +2.48% |
| September 2026 | $72.64 | $85.43 | $102.96 | +1.23% |
| October 2026 | $71.67 | $84.64 | $102.68 | -0.92% |
| November 2026 | $72.49 | $85.91 | $104.80 | +1.50% |
| December 2026 | $74.19 | $88.20 | $108.14 | +2.67% |
Click any year to see its month-by-month PFSI forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, PFSI is projected to trade between $79.56 and $108.14, averaging $82.35 — a potential gain of 0% from today's $82.35. A consolidation phase looks the most probable path here.
PennyMac Financial Services, Inc.'s 2027 outlook centres on $94.58, within a $77.46 to $120.74 range. That is up +15% on the projected 2026 average. That marks a +15% change versus current levels. Price action looks broadly range-bound.
By 2028, PFSI could reach as high as $129.97, with a base case around $99.14 and support toward $79.70 — roughly +20% from $82.35. Buyers look set to stay in control over this stretch.
Expect PFSI to range from $88.24 to $149.24 through 2029. The $111.46 average target implies a +35% move from current prices. That is up +12% on the projected 2028 average. Momentum favours further upside here.
The PFSI price prediction for 2030 points to an average of $136.45 (low $106.58, high $185.99) — a potential gain of +66% on today's $82.35. Buyers look set to stay in control over this stretch.
In 2031, PFSI is projected to trade between $115.53 and $207.29, averaging $149.70 — a potential gain of +82% from today's $82.35. That is up +10% on the projected 2030 average. Momentum favours further upside here.
PennyMac Financial Services, Inc.'s 2032 outlook centres on $163.27, within a $124.59 to $229.29 range. That is up +9% on the projected 2031 average. That marks a +98% change versus current levels. Buyers look set to stay in control over this stretch.
By 2033, PFSI could reach as high as $247.11, with a base case around $173.71 and support toward $131.18 — roughly +111% from $82.35. Momentum favours further upside here.
Expect PFSI to range from $131.31 to $252.80 through 2034. The $175.61 average target implies a +113% move from current prices. That is up +1% on the projected 2033 average. Buyers look set to stay in control over this stretch.
The PFSI price prediction for 2035 points to an average of $197.50 (low $146.29, high $287.48) — a potential gain of +140% on today's $82.35. Momentum favours further upside here.
In 2040, PFSI is projected to trade between $196.12 and $421.26, averaging $276.17 — a potential gain of +235% from today's $82.35. That is up +40% on the projected 2035 average. Buyers look set to stay in control over this stretch.
PennyMac Financial Services, Inc.'s 2050 outlook centres on $597.82, within a $395.85 to $977.48 range. That is up +116% on the projected 2040 average. That marks a +626% change versus current levels. Momentum favours further upside here.
Investing $1,000 in PFSI today (≈ 12.143291 PFSI) could be worth
$7,259.47
+$6,259.47 (+626%) by 2050 · US Dollar
Based on the average projected PFSI price of $597.82 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in PFSIwould be worth at today's price.
$1,000 invested in PFSI on Jul 10, 2025 (≈ 9.876543 PFSI) would be worth
$813.33
-$186.67 (-18.7%) today · 0.81× · US Dollar
Based on a PFSI entry price of $101.25 vs. today's $82.35.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $83.47 | $986.58 | -1.3% |
| 1 month ago | $80.08 | $1,028.35 | +2.8% |
| 3 months ago | $91.41 | $900.89 | -9.9% |
| 6 months ago | $146.36 | $562.65 | -43.7% |
| 1 year ago | $101.25 | $813.33 | -18.7% |
| All time (5.0y) ago | $58.9 | $1,398.13 | +39.8% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our PFSI forecast.
Our base-case forecast reaches $160.00 around 2032.
Implied market cap at $160.00: $8.31B
The multi-year forecast shows a clear upward trajectory. In 2026, the avg price is $86.08 (min $79.56, max $113.41) with ROI 0 and sentiment NEUTRAL. By 2027, the avg price rises to $97.78 (min $80.01, max $124.97) with ROI 13.6 and a NEUTRAL stance.
In 2028 the avg price is $106.00 (min $85.15, max $139.10) with ROI 23.1 and a BULLISH stance, followed by 2029 at $117.58 (min $93.03, max $157.56) with ROI 36.6 and BULLISH. The path continues to 2030 with an avg of $142.86 (min $111.53, max $194.86) and ROI 66; 2031 at $159.40 (min $122.96, max $220.85) ROI 85.2; 2032 at $171.26 (min $130.63, max $240.63) ROI 99; 2033 at $182.39 (min $137.67, max $259.59) ROI 111.9; 2034 at $187.17 (min $139.89, max $269.56) ROI 117.4; 2035 at $207.06 (min $153.31, max $301.52) ROI 140.5.
By 2040 the avg price is $295.11 (min $209.51, max $450.30) with ROI 242.8 and BULLISH sentiment, and by 2050 the avg price is $627.16 (min $415.17, max $1,025.70) with ROI 628.6 and BULLISH sentiment.
These figures are estimates and may not reflect future results; actual outcomes may differ due to market conditions and other factors.
Tap a question to reveal the answer.
Avg price $142.86, min $111.53, max $194.86; ROI 66%; sentiment BULLISH.
The forecast shows rising averages with bullish sentiment from 2028 onward. Key milestones include 2030 avg $142.86 (ROI 66%), 2040 avg $295.11 (ROI 242.8%), and 2050 avg $627.16 (ROI 628.6%). These are estimates, not guarantees.
The 2050 max forecast is $1,025.70 with avg $627.16 and ROI 628.6%.
Current price is $86.08.
RSI14 is 50 (NEUTRAL); SMA50 is $86.32; SMA200 is $109.14. Support is $79.56 and resistance is $87.82. The 30-day range is $76.89 to $96.37, sentiment NEUTRAL, annualized volatility 30%.
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