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Pathfinder Bancorp, Inc. is projected to rise to $22.65 by 2027, a +42% move from its current price of $16.00. PBHC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 12 | $15.74 | $16.02 | $16.29 | +0.10% |
| Jul 13 | $15.65 | $16.03 | $16.43 | +0.20% |
| Jul 14 | $15.58 | $16.05 | $16.53 | +0.30% |
| Jul 15 | $15.52 | $16.06 | $16.63 | +0.40% |
| Jul 16 | $15.47 | $16.08 | $16.71 | +0.50% |
| Jul 17 | $15.43 | $16.10 | $16.79 | +0.60% |
| Jul 18 | $15.39 | $16.11 | $16.86 | +0.70% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $15.39 | $16.11 | $16.86 | +0.70% |
| Week 2 | $15.21 | $16.22 | $17.31 | +1.40% |
| Week 3 | $15.10 | $16.34 | $17.68 | +2.11% |
| Week 4 | $15.02 | $16.45 | $18.02 | +2.82% |
| Week 5 | $14.96 | $16.57 | $18.35 | +3.54% |
| Week 6 | $14.92 | $16.68 | $18.66 | +4.27% |
| Week 7 | $14.89 | $16.80 | $18.96 | +4.99% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Pathfinder Bancorp, Inc. serves as the bank holding company for Pathfinder Bank, offering a range of banking and financial products and services in the United States. The company primarily serves individuals, families, small to mid-size businesses, and municipalities.\n\nIts deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits.
Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts.\n\nIt is also involved in the property, casualty, and life insurance brokerage business. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Pathfinder Bancorp, Inc. is the bank holding company for Pathfinder Bank, categorized in Financial Services. The current price is $16.87, with a market capitalization of $105.55M and a rank of 4211.\n\nThe 30-day forecast path suggests an upside trajectory over time, with 2026 posting an average of $16.87 and neutral sentiment, followed by higher averages in subsequent years.
The forecast shows bullish sentiment from 2027 onward, with 2027 averaging $24.31, 2028 $28.54, 2029 $32.99, and rising further toward 2030 ($34.95), 2031 ($37.74), 2032 ($43.86), 2033 ($50.49), 2034 ($61.38), and 2035 ($67.72).\n\nBy 2040, the forecasted average reaches $104.06, and by 2050 it reaches $210.60, illustrating a substantial long‑term upside. The model also shows corresponding ROI figures across years, culminating in a projected ROI of 1148.4 in 2050 and a bullish outlook.
A major floor 24.3% below — a decisive break under it would weaken the trend.
The nearest floor, 15.5% below — buyers have tended to step in here.
The nearest ceiling, 5.4% above — a clean break opens room to run.
A major ceiling 17.6% above — clearing it would confirm fresh momentum.
Key PBHC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of PBHC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $15.95 | Buy | $15.98 | Buy |
| MA 10 | $16.06 | Sell | $15.98 | Buy |
| MA 20 | $15.96 | Buy | $15.74 | Buy |
| MA 50 | $14.65 | Buy | $14.98 | Buy |
| MA 100 | $14.01 | Buy | $14.49 | Buy |
| MA 200 | $14.26 | Buy | $14.43 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 58.80 | Neutral |
| Stoch RSI (14) | 13.44 | Buy |
| CCI (20) | 10.06 | Neutral |
| Williams %R (14) | -76.92 | Info |
| MACD (12,26,9) | -0.10 | Sell |
| ROC (12) | -0.62 | Sell |
| Bollinger %B (20,2) | 0.53 | Neutral |
| Stochastic %K (14) | 23.08 | Neutral |
| TRIX (15) | 0.52 | Buy |
| Awesome (5,34) | 0.82 | Buy |
| Ultimate (7,14,28) | 51.69 | Neutral |
| Momentum (10) | -0.26 | Sell |
| Aroon Osc (25) | 44.00 | Buy |
| Hull MA (9) | 15.88 | Buy |
| ADX (14) | 23.09 | Buy |
| ATR (14) | 0.21 | Info |
The 30-day technical picture is bullish. RSI14 stands at 70, indicating strong relative strength, while the 50‑day simple moving average is $13.88 and the 200‑day simple moving average is $14.18. Support is indicated at $13.01 and resistance at $15.84.\n\nThe 30-day price range runs from a low of $14.80 to a high of $19.23, reflecting the recent trading band and potential for near-term movement within that span.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $12.16 | $16.00 | $22.60 | 0% | Neutral | |
| $18.55 | $22.65 | $28.92 | +42% | Bullish | |
| $20.83 | $25.92 | $33.98 | +62% | Bullish | |
| $24.52 | $30.98 | $41.48 | +94% | Bullish | |
| $25.34 | $32.43 | $44.21 | +103% | Bullish | |
| $26.40 | $34.21 | $47.37 | +114% | Bullish | |
| $30.75 | $40.30 | $56.60 | +152% | Bullish | |
| $34.37 | $45.51 | $64.74 | +184% | Bullish | |
| $41.32 | $55.26 | $79.55 | +245% | Bullish | |
| $46.01 | $62.12 | $90.43 | +288% | Bullish | |
| $64.44 | $90.74 | $138.42 | +467% | Bullish | |
| $127.85 | $193.08 | $315.70 | +11.1x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $12.16 | $16.00 | $19.31 | +0.00% |
| August 2026 | $14.68 | $17.19 | $20.56 | +7.43% |
| September 2026 | $14.89 | $17.52 | $21.12 | +1.92% |
| October 2026 | $14.82 | $17.50 | $21.24 | -0.08% |
| November 2026 | $15.17 | $17.98 | $21.94 | +2.72% |
| December 2026 | $15.50 | $18.43 | $22.60 | +2.51% |
Click any year to see its month-by-month PBHC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, PBHC could reach as high as $22.60, with a base case around $16.00 and support toward $12.16 — roughly 0% from $16.00. Price action looks broadly range-bound.
Expect PBHC to range from $18.55 to $28.92 through 2027. The $22.65 average target implies a +42% move from current prices. That is up +42% on the projected 2026 average. Buyers look set to stay in control over this stretch.
The PBHC price prediction for 2028 points to an average of $25.92 (low $20.83, high $33.98) — a potential gain of +62% on today's $16.00. Momentum favours further upside here.
In 2029, PBHC is projected to trade between $24.52 and $41.48, averaging $30.98 — a potential gain of +94% from today's $16.00. That is up +20% on the projected 2028 average. Buyers look set to stay in control over this stretch.
Pathfinder Bancorp, Inc.'s 2030 outlook centres on $32.43, within a $25.34 to $44.21 range. That is up +5% on the projected 2029 average. That marks a +103% change versus current levels. Momentum favours further upside here.
By 2031, PBHC could reach as high as $47.37, with a base case around $34.21 and support toward $26.40 — roughly +114% from $16.00. Buyers look set to stay in control over this stretch.
Expect PBHC to range from $30.75 to $56.60 through 2032. The $40.30 average target implies a +152% move from current prices. That is up +18% on the projected 2031 average. Momentum favours further upside here.
The PBHC price prediction for 2033 points to an average of $45.51 (low $34.37, high $64.74) — a potential gain of +184% on today's $16.00. Buyers look set to stay in control over this stretch.
In 2034, PBHC is projected to trade between $41.32 and $79.55, averaging $55.26 — a potential gain of +245% from today's $16.00. That is up +21% on the projected 2033 average. Momentum favours further upside here.
Pathfinder Bancorp, Inc.'s 2035 outlook centres on $62.12, within a $46.01 to $90.43 range. That is up +12% on the projected 2034 average. That marks a +288% change versus current levels. Buyers look set to stay in control over this stretch.
By 2040, PBHC could reach as high as $138.42, with a base case around $90.74 and support toward $64.44 — roughly +467% from $16.00. Momentum favours further upside here.
Expect PBHC to range from $127.85 to $315.70 through 2050. The $193.08 average target implies a +11.1x move from current prices. That is up +113% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in PBHC today (≈ 62.5 PBHC) could be worth
$12,067.41
+$11,067.41 (+1107%) by 2050 · US Dollar
Based on the average projected PBHC price of $193.08 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in PBHCwould be worth at today's price.
$1,000 invested in PBHC on Jul 10, 2025 (≈ 65.703021 PBHC) would be worth
$1,051.25
+$51.25 (+5.1%) today · 1.05× · US Dollar
Based on a PBHC entry price of $15.22 vs. today's $16.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $16.15 | $990.71 | -0.9% |
| 1 month ago | $15.03 | $1,064.54 | +6.5% |
| 3 months ago | $13.72 | $1,166.18 | +16.6% |
| 6 months ago | $14.35 | $1,114.98 | +11.5% |
| 1 year ago | $15.22 | $1,051.25 | +5.1% |
| All time (5.0y) ago | $15.99 | $1,000.63 | +0.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our PBHC forecast.
Our base-case forecast reaches $32.00 around 2030.
Implied market cap at $32.00: $156.04M
The multi-year forecast shows a compelling path of rising averages from 2026 through 2050. The 2026 average is $16.87, with a neutral sentiment and ROI of 0; by 2027 the average rises to $24.31 with bullish sentiment and ROI of 44.1, and it climbs to $34.95 by 2030 with ROI 107.2. By 2040 the average is $104.06 with ROI 516.8, and by 2050 the average reaches $210.60 with ROI 1148.4, all marked as bullish.\n\nYearly max values also show substantial upside, from $23.90 in 2026 to $350.01 in 2050, underscoring the potential long‑term gain while recognizing the estimates may differ from actual outcomes.
The forecast carries bullish sentiment across the horizon from 2027 onward, but as with all projections, actual results depend on market and firm-specific factors.\n\nThese are estimates, not guarantees. They reflect model forecasts for PBHC and should be considered within the context of typical investment risk and market dynamics.
Tap a question to reveal the answer.
The 2030 forecast shows an average price of $34.95, with a min of $27.11 and a max of $48.09, and an ROI of 107.2; sentiment is BULLISH.
The forecast indicates bullish sentiment from 2027 onward, with rising averages (e.g., $24.31 in 2027, $104.06 in 2040, $210.60 in 2050) and increasing ROI (up to 1148.4 by 2050), though these are estimates and not guarantees.
Yes. The 2031 max is $52.78, which exceeds $50, while the 2031 average is $37.74.
Current price is $16.87; the 30‑day range is $14.80 to $19.23.
The 2050 forecast lists an average of $210.60, a min of $136.98, a max of $350.01, ROI 1148.4, and sentiment BULLISH.
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