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Pathfinder Bancorp, Inc. is projected to rise to $19.07 by 2027, a +39% move from its current price of $13.70. PBHC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $13.46 | $13.71 | $13.97 | +0.08% |
| May 30 | $13.36 | $13.72 | $14.09 | +0.17% |
| May 31 | $13.29 | $13.73 | $14.19 | +0.25% |
| Jun 1 | $13.24 | $13.75 | $14.28 | +0.34% |
| Jun 2 | $13.19 | $13.76 | $14.35 | +0.42% |
| Jun 3 | $13.15 | $13.77 | $14.42 | +0.51% |
| Jun 4 | $13.11 | $13.78 | $14.49 | +0.59% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $13.11 | $13.78 | $14.49 | +0.59% |
| Week 2 | $12.92 | $13.86 | $14.88 | +1.19% |
| Week 3 | $12.79 | $13.95 | $15.21 | +1.79% |
| Week 4 | $12.69 | $14.03 | $15.50 | +2.40% |
| Week 5 | $12.62 | $14.11 | $15.78 | +3.01% |
| Week 6 | $12.56 | $14.20 | $16.04 | +3.62% |
| Week 7 | $12.51 | $14.28 | $16.30 | +4.23% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States.
Its deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It is also involved in the property, casualty, and life insurance brokerage business.
The company primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
PBHC is currently priced at $13.90 and has a market cap of $86.97M.
The company is ranked 4317 in market size.
From 2026 through 2050, the forecast paints a rising path for PBHC, with the 2026 average at $13.90 climbing to a 2050 average of $120.72 and a 2050 max of $199.43.
The forecast also shows a 2040 average of $63.86 with a max of $98.30, and a 359.4% ROI for that year, indicating a strong long-run upside under the provided projections.
A major floor 11.2% below — a decisive break under it would weaken the trend.
The nearest floor, 5.0% below — buyers have tended to step in here.
The nearest ceiling, 4.0% above — a clean break opens room to run.
A major ceiling 8.7% above — clearing it would confirm fresh momentum.
Key PBHC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of PBHC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $13.74 | Sell | $13.75 | Sell |
| MA 10 | $13.62 | Buy | $13.68 | Buy |
| MA 20 | $13.66 | Buy | $13.63 | Buy |
| MA 50 | $13.45 | Buy | $13.57 | Buy |
| MA 100 | $13.58 | Buy | $13.70 | Buy |
| MA 200 | $14.19 | Sell | $14.09 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 51.91 | Neutral |
| Stoch RSI (14) | 60.81 | Neutral |
| CCI (20) | 8.61 | Neutral |
| Williams %R (14) | -30.30 | Info |
| MACD (12,26,9) | 0.02 | Buy |
| ROC (12) | -2.07 | Sell |
| Bollinger %B (20,2) | 0.53 | Neutral |
| Stochastic %K (14) | 69.70 | Neutral |
| TRIX (15) | 0.04 | Buy |
| Awesome (5,34) | 0.12 | Buy |
| Ultimate (7,14,28) | 55.83 | Neutral |
| Momentum (10) | 0.69 | Buy |
| Aroon Osc (25) | -28.00 | Sell |
| Hull MA (9) | 13.92 | Sell |
| ADX (14) | 8.98 | Neutral |
| ATR (14) | 0.19 | Info |
The 30-day technical picture is bullish, with RSI14 at 60, and near-term moving averages showing a constructive stance: SMA50 at $13.43 and SMA200 at $14.20.
Near-term support sits at $13.01 and resistance at $14.25, framing a 30-day trading range of $12.23 to $15.80.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $12.16 | $13.70 | $18.56 | 0% | Neutral | |
| $15.58 | $19.07 | $24.44 | +39% | Bullish | |
| $17.30 | $21.57 | $28.37 | +57% | Bullish | |
| $18.59 | $23.53 | $31.59 | +72% | Bullish | |
| $19.53 | $25.05 | $34.23 | +83% | Bullish | |
| $20.00 | $25.96 | $36.03 | +90% | Bullish | |
| $22.09 | $29.00 | $40.81 | +112% | Bullish | |
| $25.18 | $33.40 | $47.61 | +144% | Bullish | |
| $29.06 | $38.93 | $56.15 | +184% | Bullish | |
| $31.41 | $42.48 | $61.94 | +210% | Bullish | |
| $43.49 | $61.33 | $93.70 | +348% | Bullish | |
| $76.58 | $115.83 | $189.66 | +745% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $12.16 | $13.70 | $16.05 | +0.00% |
| June 2026 | $12.20 | $14.23 | $16.92 | +3.84% |
| July 2026 | $12.61 | $14.80 | $17.77 | +4.02% |
| August 2026 | $12.55 | $14.79 | $17.88 | -0.06% |
| September 2026 | $12.56 | $14.86 | $18.08 | +0.50% |
| October 2026 | $12.91 | $15.33 | $18.75 | +3.13% |
| November 2026 | $12.91 | $15.37 | $18.89 | +0.28% |
| December 2026 | $12.59 | $15.03 | $18.56 | -2.20% |
Click any year to see its month-by-month PBHC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, PBHC could reach as high as $18.56, with a base case around $13.70 and support toward $12.16 — roughly 0% from $13.70. Price action looks broadly range-bound.
Expect PBHC to range from $15.58 to $24.44 through 2027. The $19.07 average target implies a +39% move from current prices. That is up +39% on the projected 2026 average. Buyers look set to stay in control over this stretch.
The PBHC price prediction for 2028 points to an average of $21.57 (low $17.30, high $28.37) — a potential gain of +57% on today's $13.70. Momentum favours further upside here.
In 2029, PBHC is projected to trade between $18.59 and $31.59, averaging $23.53 — a potential gain of +72% from today's $13.70. That is up +9% on the projected 2028 average. Buyers look set to stay in control over this stretch.
Pathfinder Bancorp, Inc.'s 2030 outlook centres on $25.05, within a $19.53 to $34.23 range. That is up +6% on the projected 2029 average. That marks a +83% change versus current levels. Momentum favours further upside here.
By 2031, PBHC could reach as high as $36.03, with a base case around $25.96 and support toward $20.00 — roughly +90% from $13.70. Buyers look set to stay in control over this stretch.
Expect PBHC to range from $22.09 to $40.81 through 2032. The $29.00 average target implies a +112% move from current prices. That is up +12% on the projected 2031 average. Momentum favours further upside here.
The PBHC price prediction for 2033 points to an average of $33.40 (low $25.18, high $47.61) — a potential gain of +144% on today's $13.70. Buyers look set to stay in control over this stretch.
In 2034, PBHC is projected to trade between $29.06 and $56.15, averaging $38.93 — a potential gain of +184% from today's $13.70. That is up +17% on the projected 2033 average. Momentum favours further upside here.
Pathfinder Bancorp, Inc.'s 2035 outlook centres on $42.48, within a $31.41 to $61.94 range. That is up +9% on the projected 2034 average. That marks a +210% change versus current levels. Buyers look set to stay in control over this stretch.
By 2040, PBHC could reach as high as $93.70, with a base case around $61.33 and support toward $43.49 — roughly +348% from $13.70. Momentum favours further upside here.
Expect PBHC to range from $76.58 to $189.66 through 2050. The $115.83 average target implies a +745% move from current prices. That is up +89% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in PBHC today (≈ 72.992701 PBHC) could be worth
$8,454.6
+$7,454.6 (+745%) by 2050 · US Dollar
Based on the average projected PBHC price of $115.83 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in PBHCwould be worth at today's price.
$1,000 invested in PBHC on May 27, 2025 (≈ 65.316785 PBHC) would be worth
$894.84
-$105.16 (-10.5%) today · 0.89× · US Dollar
Based on a PBHC entry price of $15.31 vs. today's $13.7.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $13.55 | $1,011.07 | +1.1% |
| 1 month ago | $13.4 | $1,022.39 | +2.2% |
| 3 months ago | $13.5 | $1,014.81 | +1.5% |
| 6 months ago | $14 | $978.57 | -2.1% |
| 1 year ago | $15.31 | $894.84 | -10.5% |
| All time (5.0y) ago | $15.32 | $894.26 | -10.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our PBHC forecast.
Our base-case forecast reaches $27.00 around 2032.
Implied market cap at $27.00: $131.66M
The 2026 forecast is neutral with an average price of $13.90 and ROI of 0%. The outlook becomes bullish in subsequent years, with 2027 averaging $19.59 (ROI 41) and 2028 averaging $22.04 (ROI 58.6), extending through 2029 at $24.04 (ROI 73) and 2030 at $25.83 (ROI 85.8).
The forecast continues higher in 2031 of $26.65, 2032 of $29.93, and 2033 of $34.77, with 2034 at $40.14 and 2035 at $44.00, all bearing bullish sentiment. By 2040, the average price is projected at $63.86 with a max of $98.30 (ROI 359.4%), and by 2050, the average reaches $120.72 with a max of $199.43 (ROI 768.5%), all labeled bullish. These are estimates and not guarantees, and actual results may vary due to market conditions.
Tap a question to reveal the answer.
The 2030 forecast shows an average price of $25.83 with a min of $20.06 and a max of $35.46, and an implied ROI of 85.8%; sentiment is bullish.
The forecast generally shows bullish sentiment from 2027 onward, with rising average prices and ROIs (e.g., 2027 avg $19.59, ROI 41; 2050 avg $120.72, ROI 768.5%). The 2026 year is neutral with an average of $13.90 and ROI 0, indicating variability in short term projections.
Yes. The year 2034 has a max forecast of $58.25, and 2033 has a max of $49.85, indicating the possibility of surpassing $50 within the projection horizon.
Current price is $13.90 and market cap is $86.97M.
The 30-day picture is bullish with RSI14 at 60, SMA50 at $13.43, SMA200 at $14.20, support at $13.01, resistance at $14.25, and a 30-day range of $12.23 to $15.80.
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