Pioneer Bancorp, Inc. is projected to rise to $20.57 by 2027, a +22% move from its current price of $16.86. PBFS is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $16.68 | $16.87 | $17.06 | +0.06% |
| Jul 14 | $16.61 | $16.88 | $17.15 | +0.12% |
| Jul 15 | $16.56 | $16.89 | $17.22 | +0.17% |
| Jul 16 | $16.52 | $16.90 | $17.29 | +0.23% |
| Jul 17 | $16.49 | $16.91 | $17.34 | +0.29% |
| Jul 18 | $16.46 | $16.92 | $17.39 | +0.35% |
| Jul 19 | $16.43 | $16.93 | $17.44 | +0.40% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $16.43 | $16.93 | $17.44 | +0.40% |
| Week 2 | $16.29 | $17.00 | $17.73 | +0.81% |
| Week 3 | $16.20 | $17.07 | $17.97 | +1.22% |
| Week 4 | $16.14 | $17.13 | $18.19 | +1.63% |
| Week 5 | $16.09 | $17.20 | $18.40 | +2.04% |
| Week 6 | $16.05 | $17.27 | $18.59 | +2.45% |
| Week 7 | $16.02 | $17.34 | $18.77 | +2.86% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts demand, savings, and money market accounts, as well as certificates of deposit accounts, and offers a broad range of loan products including commercial real estate, commercial and industrial, commercial construction, residential mortgage, consumer loans, home equity loans, and lines of credit.
The company also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, employee benefit products and consulting services, defined contribution and benefit administration, human resource management services, and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning.
Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York, operating as a subsidiary of Pioneer Bancorp MHC.
PBFS is the holding company for Pioneer Bank, National Association, providing a spectrum of banking and financial products and services in New York. It is currently priced at $17.27 per share with a market cap of $421.65M and a rank of 3,219. The stock sits near a defined resistance at $17.27 and a support at $14.84, with recent price action contained within a 30-day range of $15.87 to $18.79.
A major floor 19.9% below — a decisive break under it would weaken the trend.
The nearest floor, 11.4% below — buyers have tended to step in here.
Price is pressing into resistance (2.6% away) — a breakout level to watch.
A major ceiling 11.0% above — clearing it would confirm fresh momentum.
Key PBFS support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of PBFS market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $16.90 | Sell | $16.92 | Sell |
| MA 10 | $16.99 | Sell | $16.95 | Sell |
| MA 20 | $16.97 | Sell | $16.80 | Buy |
| MA 50 | $15.86 | Buy | $16.08 | Buy |
| MA 100 | $14.97 | Buy | $15.32 | Buy |
| MA 200 | $14.27 | Buy | $14.46 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 55.36 | Neutral |
| Stoch RSI (14) | 8.33 | Buy |
| CCI (20) | -44.58 | Neutral |
| Williams %R (14) | -84.31 | Info |
| MACD (12,26,9) | -0.11 | Sell |
| ROC (12) | -1.06 | Sell |
| Bollinger %B (20,2) | 0.36 | Neutral |
| Stochastic %K (14) | 15.69 | Buy |
| TRIX (15) | 0.37 | Buy |
| Awesome (5,34) | 0.45 | Buy |
| Ultimate (7,14,28) | 43.21 | Neutral |
| Momentum (10) | -0.38 | Sell |
| Aroon Osc (25) | 80.00 | Buy |
| Hull MA (9) | 16.78 | Buy |
| ADX (14) | 24.67 | Buy |
| ATR (14) | 0.17 | Info |
The 30-day technical picture shows bullish sentiment overall with RSI(14) at 70, indicating strong momentum. The stock trades above the SMA50 of $15.53 and above the SMA200 of $14.16, suggesting a positive trend. Immediate support is $14.84 and resistance is $17.27, with the 30-day range spanning $15.87 to $18.79.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $13.18 | $16.86 | $22.94 | 0% | Neutral | |
| $16.85 | $20.57 | $26.26 | +22% | Bullish | |
| $17.99 | $22.38 | $29.35 | +33% | Bullish | |
| $21.51 | $27.17 | $36.38 | +61% | Bullish | |
| $24.93 | $31.91 | $43.50 | +89% | Bullish | |
| $29.95 | $38.81 | $53.74 | +130% | Bullish | |
| $34.22 | $44.85 | $62.98 | +166% | Bullish | |
| $35.01 | $46.36 | $65.94 | +175% | Bullish | |
| $38.99 | $52.15 | $75.07 | +209% | Bullish | |
| $41.49 | $56.01 | $81.53 | +232% | Bullish | |
| $66.53 | $93.68 | $142.89 | +456% | Bullish | |
| $132.88 | $200.68 | $328.12 | +10.9x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $13.18 | $16.86 | $20.26 | +0.00% |
| August 2026 | $15.13 | $17.71 | $21.18 | +5.07% |
| September 2026 | $15.11 | $17.77 | $21.41 | +0.31% |
| October 2026 | $15.10 | $17.83 | $21.63 | +0.33% |
| November 2026 | $15.53 | $18.41 | $22.46 | +3.25% |
| December 2026 | $15.73 | $18.71 | $22.94 | +1.62% |
Click any year to see its month-by-month PBFS forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The PBFS price prediction for 2026 points to an average of $16.86 (low $13.18, high $22.94) — a potential gain of 0% on today's $16.86. Price action looks broadly range-bound.
In 2027, PBFS is projected to trade between $16.85 and $26.26, averaging $20.57 — a potential gain of +22% from today's $16.86. That is up +22% on the projected 2026 average. Buyers look set to stay in control over this stretch.
Pioneer Bancorp, Inc.'s 2028 outlook centres on $22.38, within a $17.99 to $29.35 range. That is up +9% on the projected 2027 average. That marks a +33% change versus current levels. Momentum favours further upside here.
By 2029, PBFS could reach as high as $36.38, with a base case around $27.17 and support toward $21.51 — roughly +61% from $16.86. Buyers look set to stay in control over this stretch.
Expect PBFS to range from $24.93 to $43.50 through 2030. The $31.91 average target implies a +89% move from current prices. That is up +17% on the projected 2029 average. Momentum favours further upside here.
The PBFS price prediction for 2031 points to an average of $38.81 (low $29.95, high $53.74) — a potential gain of +130% on today's $16.86. Buyers look set to stay in control over this stretch.
In 2032, PBFS is projected to trade between $34.22 and $62.98, averaging $44.85 — a potential gain of +166% from today's $16.86. That is up +16% on the projected 2031 average. Momentum favours further upside here.
Pioneer Bancorp, Inc.'s 2033 outlook centres on $46.36, within a $35.01 to $65.94 range. That is up +3% on the projected 2032 average. That marks a +175% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, PBFS could reach as high as $75.07, with a base case around $52.15 and support toward $38.99 — roughly +209% from $16.86. Momentum favours further upside here.
Expect PBFS to range from $41.49 to $81.53 through 2035. The $56.01 average target implies a +232% move from current prices. That is up +7% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The PBFS price prediction for 2040 points to an average of $93.68 (low $66.53, high $142.89) — a potential gain of +456% on today's $16.86. Momentum favours further upside here.
In 2050, PBFS is projected to trade between $132.88 and $328.12, averaging $200.68 — a potential gain of +10.9x from today's $16.86. That is up +114% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in PBFS today (≈ 59.311981 PBFS) could be worth
$11,902.58
+$10,902.58 (+1090%) by 2050 · US Dollar
Based on the average projected PBFS price of $200.68 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in PBFSwould be worth at today's price.
$1,000 invested in PBFS on Jul 10, 2025 (≈ 80.064053 PBFS) would be worth
$1,349.88
+$349.88 (+35.0%) today · 1.35× · US Dollar
Based on a PBFS entry price of $12.49 vs. today's $16.86.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $17.29 | $975.13 | -2.5% |
| 1 month ago | $16.56 | $1,018.12 | +1.8% |
| 3 months ago | $14.41 | $1,170.02 | +17.0% |
| 6 months ago | $13.47 | $1,251.67 | +25.2% |
| 1 year ago | $12.49 | $1,349.88 | +35.0% |
| All time (5.0y) ago | $11.48 | $1,468.64 | +46.9% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our PBFS forecast.
Our base-case forecast reaches $34.00 around 2031.
Implied market cap at $34.00: $830.11M
The multi-year forecast paints a bullish long-run path, with the average price rising from $17.27 in 2026 to $212.68 by 2050. Notable milestones include 2027 avg $21.20 (ROI 22.8%, bullish) and 2030 avg $33.48 (ROI 93.9%, bullish), culminating in 2050 avg $212.68 (ROI 1131.5%, bullish). The forecast shows bullish sentiment across most years, reflecting substantial upside potential but these figures are estimates, not guarantees.
Risks include the inherent uncertainty of long-horizon predictions and potential shifts in market conditions that could affect outcomes.
Tap a question to reveal the answer.
In 2030 the forecast shows avg price $33.48, min $26.14, max $45.66, with ROI 93.9% and sentiment BULLISH.
The forecast indicates bullish sentiment from 2027 onward, with rising averages (e.g., 2027 avg $21.20 to 2050 avg $212.68) and a high estimated ROI (up to 1131.5% by 2050). These are estimates, not guarantees.
Yes, the forecast shows max prices of $56.53 in 2031 and $65.66 in 2032, indicating that $50 is achievable within the horizon.
Current price is $17.27 and market cap is $421.65M. The stock is ranked 3,219th.
RSI(14) is 70 with a bullish tone. SMA50 is $15.53 and SMA200 is $14.16. Support is $14.84 and resistance is $17.27, with a 30-day price range of $15.87 to $18.79.
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