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Old Second Bancorp, Inc. is projected to rise to $29.39 by 2027, a +38% move from its current price of $21.23. OSBC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $20.99 | $21.24 | $21.48 | +0.03% |
| May 30 | $20.90 | $21.24 | $21.59 | +0.06% |
| May 31 | $20.83 | $21.25 | $21.68 | +0.09% |
| Jun 1 | $20.77 | $21.25 | $21.75 | +0.11% |
| Jun 2 | $20.72 | $21.26 | $21.81 | +0.14% |
| Jun 3 | $20.68 | $21.27 | $21.87 | +0.17% |
| Jun 4 | $20.63 | $21.27 | $21.93 | +0.20% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $20.63 | $21.27 | $21.93 | +0.20% |
| Week 2 | $20.42 | $21.31 | $22.25 | +0.40% |
| Week 3 | $20.26 | $21.36 | $22.51 | +0.60% |
| Week 4 | $20.14 | $21.40 | $22.74 | +0.80% |
| Week 5 | $20.03 | $21.44 | $22.95 | +1.00% |
| Week 6 | $19.94 | $21.48 | $23.15 | +1.20% |
| Week 7 | $19.86 | $21.53 | $23.33 | +1.40% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Old Second Bancorp, Inc. is the bank holding company for Old Second National Bank, providing community banking services in the United States. It offers deposit products including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts.
The company also provides lending products such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, including residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, it provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients.
The company was founded in 1871. It is headquartered in Aurora, Illinois.
OSBC trades with a current price of $21.08. The stock is identified by the symbol OSBC. It has a market cap of $1.08B and ranks 2480 in market size.
The 2026 forecast shows an average price of $21.08 with a neutral sentiment and a maximum of $28.08, yielding an ROI of 0%. The forecast indicates no near-term upside under the baseline for 2026, but the longer-run outlook becomes progressively more bullish as shown by the higher annual averages and ROI further out through 2030 and beyond.
Beyond 2026, the forecast projects a bullish path with higher averages and ROI through 2050, signaling meaningful upside if the projections materialize. For example, the 2030 average is $45.62 and the 2050 average is $244.85, with corresponding max values and ROIs.
A major floor 10.9% below — a decisive break under it would weaken the trend.
The nearest floor, 6.5% below — buyers have tended to step in here.
The nearest ceiling, 3.3% above — a clean break opens room to run.
A major ceiling 8.7% above — clearing it would confirm fresh momentum.
Key OSBC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of OSBC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $21.17 | Buy | $21.17 | Buy |
| MA 10 | $20.92 | Buy | $21.05 | Buy |
| MA 20 | $20.89 | Buy | $20.95 | Buy |
| MA 50 | $20.69 | Buy | $20.73 | Buy |
| MA 100 | $20.42 | Buy | $20.34 | Buy |
| MA 200 | $19.43 | Buy | $19.61 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 55.56 | Neutral |
| Stoch RSI (14) | 68.74 | Neutral |
| CCI (20) | 97.65 | Neutral |
| Williams %R (14) | -24.53 | Info |
| MACD (12,26,9) | 0.04 | Buy |
| ROC (12) | -0.23 | Sell |
| Bollinger %B (20,2) | 0.80 | Neutral |
| Stochastic %K (14) | 75.47 | Neutral |
| TRIX (15) | 0.04 | Buy |
| Awesome (5,34) | 0.16 | Buy |
| Ultimate (7,14,28) | 66.58 | Neutral |
| Momentum (10) | 0.38 | Buy |
| Aroon Osc (25) | 88.00 | Buy |
| Hull MA (9) | 21.39 | Sell |
| ADX (14) | 11.27 | Neutral |
| ATR (14) | 0.23 | Info |
The near-term technical picture is bullish. RSI14 is 50, which sits in a neutral zone around the commonly watched midpoint.
The 50-day simple moving average is $20.62 and the 200-day simple moving average is $19.38, suggesting the price is hovering above near-term averages but below the longer-term benchmark. Support is reported at $19.85 and resistance at $21.93, framing potential turning points in the near term.
The 30-day price range runs from a low of $19.57 to a high of $22.70, providing a reference for near-term volatility and price action.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $19.28 | $21.23 | $28.02 | 0% | Neutral | |
| $24.01 | $29.39 | $37.66 | +38% | Bullish | |
| $27.95 | $34.84 | $45.81 | +64% | Bullish | |
| $30.11 | $38.10 | $51.13 | +79% | Bullish | |
| $34.51 | $44.24 | $60.43 | +108% | Bullish | |
| $35.73 | $46.36 | $64.31 | +118% | Bullish | |
| $37.02 | $48.57 | $68.33 | +129% | Bullish | |
| $42.35 | $56.15 | $80.00 | +165% | Bullish | |
| $49.50 | $66.28 | $95.54 | +212% | Bullish | |
| $56.73 | $76.68 | $111.76 | +261% | Bullish | |
| $73.96 | $104.24 | $159.17 | +391% | Bullish | |
| $150.63 | $227.67 | $372.53 | +972% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $19.28 | $21.23 | $24.81 | +0.00% |
| June 2026 | $18.41 | $21.48 | $25.54 | +1.17% |
| July 2026 | $18.57 | $21.79 | $26.15 | +1.44% |
| August 2026 | $18.16 | $21.41 | $25.89 | -1.74% |
| September 2026 | $18.14 | $21.46 | $26.10 | +0.22% |
| October 2026 | $18.82 | $22.34 | $27.32 | +4.14% |
| November 2026 | $19.12 | $22.77 | $27.97 | +1.89% |
| December 2026 | $19.01 | $22.70 | $28.02 | -0.28% |
Click any year to see its month-by-month OSBC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, OSBC is projected to trade between $19.28 and $28.02, averaging $21.23 — a potential gain of 0% from today's $21.23. Price action looks broadly range-bound.
Old Second Bancorp, Inc.'s 2027 outlook centres on $29.39, within a $24.01 to $37.66 range. That is up +38% on the projected 2026 average. That marks a +38% change versus current levels. Buyers look set to stay in control over this stretch.
By 2028, OSBC could reach as high as $45.81, with a base case around $34.84 and support toward $27.95 — roughly +64% from $21.23. Momentum favours further upside here.
Expect OSBC to range from $30.11 to $51.13 through 2029. The $38.10 average target implies a +79% move from current prices. That is up +9% on the projected 2028 average. Buyers look set to stay in control over this stretch.
The OSBC price prediction for 2030 points to an average of $44.24 (low $34.51, high $60.43) — a potential gain of +108% on today's $21.23. Momentum favours further upside here.
In 2031, OSBC is projected to trade between $35.73 and $64.31, averaging $46.36 — a potential gain of +118% from today's $21.23. That is up +5% on the projected 2030 average. Buyers look set to stay in control over this stretch.
Old Second Bancorp, Inc.'s 2032 outlook centres on $48.57, within a $37.02 to $68.33 range. That is up +5% on the projected 2031 average. That marks a +129% change versus current levels. Momentum favours further upside here.
By 2033, OSBC could reach as high as $80.00, with a base case around $56.15 and support toward $42.35 — roughly +165% from $21.23. Buyers look set to stay in control over this stretch.
Expect OSBC to range from $49.50 to $95.54 through 2034. The $66.28 average target implies a +212% move from current prices. That is up +18% on the projected 2033 average. Momentum favours further upside here.
The OSBC price prediction for 2035 points to an average of $76.68 (low $56.73, high $111.76) — a potential gain of +261% on today's $21.23. Buyers look set to stay in control over this stretch.
In 2040, OSBC is projected to trade between $73.96 and $159.17, averaging $104.24 — a potential gain of +391% from today's $21.23. That is up +36% on the projected 2035 average. Momentum favours further upside here.
Old Second Bancorp, Inc.'s 2050 outlook centres on $227.67, within a $150.63 to $372.53 range. That is up +118% on the projected 2040 average. That marks a +972% change versus current levels. Buyers look set to stay in control over this stretch.
Investing $1,000 in OSBC today (≈ 47.103156 OSBC) could be worth
$10,723.86
+$9,723.86 (+972%) by 2050 · US Dollar
Based on the average projected OSBC price of $227.67 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in OSBCwould be worth at today's price.
$1,000 invested in OSBC on May 27, 2025 (≈ 59.594753 OSBC) would be worth
$1,265.2
+$265.2 (+26.5%) today · 1.27× · US Dollar
Based on a OSBC entry price of $16.78 vs. today's $21.23.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $20.97 | $1,012.4 | +1.2% |
| 1 month ago | $20.37 | $1,042.22 | +4.2% |
| 3 months ago | $20.22 | $1,049.95 | +5.0% |
| 6 months ago | $18.85 | $1,126.26 | +12.6% |
| 1 year ago | $16.78 | $1,265.2 | +26.5% |
| All time (5.0y) ago | $14.1 | $1,505.67 | +50.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our OSBC forecast.
Our base-case forecast reaches $42.00 around 2030.
Implied market cap at $42.00: $2.16B
The multi-year forecast envisions a sustained bullish trajectory with rising averages and growing ROI across the horizon to 2050. In 2027 the average price is projected at $29.83 with a bullish sentiment and a max of $38.23, implying a strong upside from the 2026 level.
Key milestones include 2028 with an average of $35.33 (max $46.47, ROI 67.6%), 2029 with an average of $38.87 (max $52.19, ROI 84.4%), and 2030 with an average of $45.62 (max $62.33, ROI 116.4%). The upward path continues with 2031 at $47.66 (max $66.12, ROI 126.1%), 2032 at $50.25 (max $70.70, ROI 138.4%), 2033 at $59.08 (max $84.18, ROI 180.3%), 2034 at $69.49 (max $100.19, ROI 229.6%), and 2035 at $80.38 (max $117.16, ROI 281.3%).
Looking further out, 2040 is seen at an average of $110.61 (max $168.91, ROI 424.7%), and 2050 at an average of $244.85 (max $400.67, ROI 1061.5%). These figures illustrate substantial upside under the forecast, but they are estimates and not guarantees.
Tap a question to reveal the answer.
The 2030 forecast shows an average price of $45.62 with a minimum of $35.57 and a maximum of $62.33, for an estimated ROI of 116.4% and bullish sentiment.
The 2026 forecast shows an average price of $21.08 with a neutral sentiment and a maximum of $28.08 (ROI 0%). From 2027 onward the forecast is bullish with rising averages and a potential ROI up to 1061.5% by 2050; these are estimates, not guarantees.
Yes. The 2026 maximum forecast is $28.08.
OSBC's current price is $21.08.
OSBC has a market capitalization of $1.08B.
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