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Old Second Bancorp, Inc. is projected to rise to $32.39 by 2027, a +42% move from its current price of $22.89. OSBC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/13/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 14 | $22.66 | $22.90 | $23.14 | +0.03% |
| Jul 15 | $22.57 | $22.90 | $23.24 | +0.06% |
| Jul 16 | $22.50 | $22.91 | $23.33 | +0.09% |
| Jul 17 | $22.44 | $22.92 | $23.40 | +0.12% |
| Jul 18 | $22.40 | $22.92 | $23.46 | +0.15% |
| Jul 19 | $22.35 | $22.93 | $23.52 | +0.18% |
| Jul 20 | $22.31 | $22.94 | $23.58 | +0.21% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $22.31 | $22.94 | $23.58 | +0.21% |
| Week 2 | $22.11 | $22.99 | $23.90 | +0.42% |
| Week 3 | $21.96 | $23.03 | $24.16 | +0.63% |
| Week 4 | $21.84 | $23.08 | $24.39 | +0.84% |
| Week 5 | $21.75 | $23.13 | $24.60 | +1.05% |
| Week 6 | $21.66 | $23.18 | $24.80 | +1.26% |
| Week 7 | $21.59 | $23.23 | $24.98 | +1.47% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Old Second Bancorp, Inc. is the bank holding company for Old Second National Bank, providing community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts.
It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations.
In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.
OSBC is trading at $23.62 per share. It has a market cap of $1.21B and ranks 2436.
The 2026 forecast shows a min of $19.28, an avg of $23.62, and a max of $31.68, with ROI 0 and sentiment NEUTRAL.
Beyond 2026, the forecast outlines a bullish path, with 2027 avg $33.55, 2028 $40.60, 2029 $46.83, and 2030 $52.99 along with incremental ROIs of 42, 71.9, 98.3, and 124.3 respectively.
The longer-horizon outlook shows continued upside with 2031 avg $57.54; 2032 $64.27; 2033 $70.33; 2034 $85.70; 2035 $104.74; 2040 $145.94; and 2050 $333.94, with ROIs progressing to 143.6, 172.1, 197.7, 262.8, 343.4, 517.9, and 1313.8 and a bullish sentiment across years.
A major floor 15.8% below — a decisive break under it would weaken the trend.
The nearest floor, 9.6% below — buyers have tended to step in here.
The nearest ceiling, 3.2% above — a clean break opens room to run.
A major ceiling 10.6% above — clearing it would confirm fresh momentum.
Key OSBC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of OSBC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $22.93 | Sell | $22.93 | Sell |
| MA 10 | $23.14 | Sell | $22.93 | Sell |
| MA 20 | $22.72 | Buy | $22.68 | Buy |
| MA 50 | $21.73 | Buy | $21.98 | Buy |
| MA 100 | $21.02 | Buy | $21.27 | Buy |
| MA 200 | $20.06 | Buy | $20.32 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 56.95 | Neutral |
| Stoch RSI (14) | 14.62 | Buy |
| CCI (20) | 24.45 | Neutral |
| Williams %R (14) | -47.40 | Info |
| MACD (12,26,9) | -0.07 | Sell |
| ROC (12) | 1.42 | Buy |
| Bollinger %B (20,2) | 0.58 | Neutral |
| Stochastic %K (14) | 52.60 | Neutral |
| TRIX (15) | 0.31 | Buy |
| Awesome (5,34) | 0.76 | Buy |
| Ultimate (7,14,28) | 47.21 | Neutral |
| Momentum (10) | -0.13 | Sell |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 22.70 | Buy |
| ADX (14) | 21.67 | Buy |
| ATR (14) | 0.23 | Info |
The 30-day technical picture is bullish, with RSI14 at 70 indicating strong near-term momentum.
Prices are trading above the SMA50 ($21.45) and the SMA200 ($19.91), suggesting upside pressure.
The stock sits near resistance at $23.62 and above the support level of $20.70. The 30-day range runs from $21.93 to $25.44, and the annualized volatility is 20%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $19.28 | $22.89 | $30.46 | 0% | Neutral | |
| $26.53 | $32.39 | $41.35 | +42% | Bullish | |
| $31.11 | $38.70 | $50.73 | +69% | Bullish | |
| $35.80 | $45.22 | $60.55 | +98% | Bullish | |
| $39.81 | $50.96 | $69.46 | +123% | Bullish | |
| $42.24 | $54.73 | $75.78 | +139% | Bullish | |
| $47.46 | $62.19 | $87.33 | +172% | Bullish | |
| $50.86 | $67.35 | $95.81 | +194% | Bullish | |
| $60.46 | $80.87 | $116.40 | +253% | Bullish | |
| $74.52 | $100.60 | $146.43 | +340% | Bullish | |
| $98.34 | $138.47 | $211.21 | +505% | Bullish | |
| $211.71 | $319.72 | $522.75 | +13.0x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $19.28 | $22.89 | $27.14 | +0.00% |
| August 2026 | $20.11 | $23.53 | $28.13 | +2.80% |
| September 2026 | $20.00 | $23.52 | $28.34 | -0.05% |
| October 2026 | $19.66 | $23.21 | $28.16 | -1.30% |
| November 2026 | $20.15 | $23.88 | $29.12 | +2.86% |
| December 2026 | $20.90 | $24.85 | $30.46 | +4.06% |
Click any year to see its month-by-month OSBC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, OSBC is projected to trade between $19.28 and $30.46, averaging $22.89 — a potential gain of 0% from today's $22.89. Price action looks broadly range-bound.
Old Second Bancorp, Inc.'s 2027 outlook centres on $32.39, within a $26.53 to $41.35 range. That is up +42% on the projected 2026 average. That marks a +42% change versus current levels. Buyers look set to stay in control over this stretch.
By 2028, OSBC could reach as high as $50.73, with a base case around $38.70 and support toward $31.11 — roughly +69% from $22.89. Momentum favours further upside here.
Expect OSBC to range from $35.80 to $60.55 through 2029. The $45.22 average target implies a +98% move from current prices. That is up +17% on the projected 2028 average. Buyers look set to stay in control over this stretch.
The OSBC price prediction for 2030 points to an average of $50.96 (low $39.81, high $69.46) — a potential gain of +123% on today's $22.89. Momentum favours further upside here.
In 2031, OSBC is projected to trade between $42.24 and $75.78, averaging $54.73 — a potential gain of +139% from today's $22.89. That is up +7% on the projected 2030 average. Buyers look set to stay in control over this stretch.
Old Second Bancorp, Inc.'s 2032 outlook centres on $62.19, within a $47.46 to $87.33 range. That is up +14% on the projected 2031 average. That marks a +172% change versus current levels. Momentum favours further upside here.
By 2033, OSBC could reach as high as $95.81, with a base case around $67.35 and support toward $50.86 — roughly +194% from $22.89. Buyers look set to stay in control over this stretch.
Expect OSBC to range from $60.46 to $116.40 through 2034. The $80.87 average target implies a +253% move from current prices. That is up +20% on the projected 2033 average. Momentum favours further upside here.
The OSBC price prediction for 2035 points to an average of $100.60 (low $74.52, high $146.43) — a potential gain of +340% on today's $22.89. Buyers look set to stay in control over this stretch.
In 2040, OSBC is projected to trade between $98.34 and $211.21, averaging $138.47 — a potential gain of +505% from today's $22.89. That is up +38% on the projected 2035 average. Momentum favours further upside here.
Old Second Bancorp, Inc.'s 2050 outlook centres on $319.72, within a $211.71 to $522.75 range. That is up +131% on the projected 2040 average. That marks a +13.0x change versus current levels. Buyers look set to stay in control over this stretch.
Investing $1,000 in OSBC today (≈ 43.6872 OSBC) could be worth
$13,967.54
+$12,967.54 (+1297%) by 2050 · US Dollar
Based on the average projected OSBC price of $319.72 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in OSBCwould be worth at today's price.
$1,000 invested in OSBC on Jul 10, 2025 (≈ 52.603892 OSBC) would be worth
$1,204.1
+$204.1 (+20.4%) today · 1.20× · US Dollar
Based on a OSBC entry price of $19.01 vs. today's $22.89.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $23.23 | $985.36 | -1.5% |
| 1 month ago | $22.12 | $1,034.81 | +3.5% |
| 3 months ago | $21.31 | $1,074.14 | +7.4% |
| 6 months ago | $19.73 | $1,160.16 | +16.0% |
| 1 year ago | $19.01 | $1,204.1 | +20.4% |
| All time (5.0y) ago | $12.18 | $1,879.31 | +87.9% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our OSBC forecast.
Our base-case forecast reaches $46.00 around 2030.
Implied market cap at $46.00: $2.37B
The multi-year forecast points to a bullish trajectory across the horizon. The 2027 average is $33.55 with ROI 42, followed by 2028 at $40.60 (ROI 71.9) and 2029 at $46.83 (ROI 98.3), with 2030 at $52.99 (ROI 124.3).
Further out, 2031 averages $57.54 (ROI 143.6), 2032 $64.27 (ROI 172.1), 2033 $70.33 (ROI 197.7), 2034 $85.70 (ROI 262.8), and 2035 $104.74 (ROI 343.4), then 2040 $145.94 (ROI 517.9), and 2050 $333.94 (ROI 1313.8). The sentiment remains BULLISH across these years. These are estimates, not guarantees, and actual results may differ.
Tap a question to reveal the answer.
2030 avg $52.99; min $41.38; max $72.26; ROI 124.3; sentiment BULLISH.
Forecast shows bullish sentiment from 2027 onward with rising averages and ROIs (e.g., 2027 avg $33.55, ROI 42; 2030 avg $52.99, ROI 124.3). These are estimates, not guarantees.
Yes. The forecast max for 2035 is $152.49, and the 2035 average is $104.74; there are years with a max above $100 (e.g., 2033 max $100.08; 2035 max $152.49).
2040 avg $145.94; ROI 517.9; 2050 avg $333.94; ROI 1313.8; bullish sentiment across years; these are estimates.
2026 min $19.28; avg $23.62; max $31.68; ROI 0; sentiment NEUTRAL.
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