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OptimumBank Holdings, Inc. is projected to rise to $8.76 by 2027, a +39% move from its current price of $6.30. OPHC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/26/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 27 | $6.24 | $6.30 | $6.37 | +0.07% |
| Jul 28 | $6.22 | $6.31 | $6.40 | +0.14% |
| Jul 29 | $6.20 | $6.31 | $6.43 | +0.21% |
| Jul 30 | $6.19 | $6.32 | $6.45 | +0.28% |
| Jul 31 | $6.18 | $6.32 | $6.47 | +0.35% |
| Aug 1 | $6.17 | $6.33 | $6.49 | +0.42% |
| Aug 2 | $6.16 | $6.33 | $6.51 | +0.49% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $6.16 | $6.33 | $6.51 | +0.49% |
| Week 2 | $6.12 | $6.36 | $6.62 | +0.98% |
| Week 3 | $6.09 | $6.39 | $6.71 | +1.48% |
| Week 4 | $6.08 | $6.42 | $6.79 | +1.97% |
| Week 5 | $6.07 | $6.46 | $6.87 | +2.47% |
| Week 6 | $6.06 | $6.49 | $6.94 | +2.98% |
| Week 7 | $6.06 | $6.52 | $7.02 | +3.48% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses.
The company offers interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also provides multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans.
OptimumBank Holdings, Inc. operates in the Financial Services sector, was founded in 2000, and is headquartered in Fort Lauderdale, Florida.
OptimumBank Holdings, Inc. is priced at $5.98 and has a market capitalization of $73.36M. It ranks 4280 by market cap.
The near-term outlook is anchored by the 2026 forecast, with an avg price of $5.98, a min of $4.24, and a max of $8.27, and a neutral sentiment with 0% ROI.
Beyond 2026, the forecast envisions a bullish trajectory with rising averages and meaningful ROI, including 2027 avg $8.32 (ROI 39.1%), 2028 avg $10.37 (ROI 73.3%), 2029 avg $11.33 (ROI 89.5%), 2030 avg $11.84 (ROI 98%), 2031 avg $13.33 (ROI 123%), 2032 avg $14.82 (ROI 147.8%), 2033 avg $17.65 (ROI 195.2%), 2034 avg $20.44 (ROI 241.7%), 2035 avg $22.25 (ROI 272.1%), 2040 avg $34.95 (ROI 484.4%), and 2050 avg $64.73 (ROI 982.5%).
A major floor 20.2% below — a decisive break under it would weaken the trend.
The nearest floor, 12.7% below — buyers have tended to step in here.
Resistance now sits 3.5% below — it may act as fresh support.
A major ceiling 2.1% above — clearing it would confirm fresh momentum.
Key OPHC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of OPHC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $6.02 | Buy | $6.01 | Buy |
| MA 10 | $6.01 | Buy | $5.99 | Buy |
| MA 20 | $5.92 | Buy | $5.92 | Buy |
| MA 50 | $5.71 | Buy | $5.75 | Buy |
| MA 100 | $5.53 | Buy | $5.52 | Buy |
| MA 200 | $4.97 | Buy | $5.18 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 57.75 | Neutral |
| Stoch RSI (14) | 47.62 | Neutral |
| CCI (20) | 41.36 | Neutral |
| Williams %R (14) | -25.00 | Info |
| MACD (12,26,9) | -0.00 | Sell |
| ROC (12) | 5.28 | Buy |
| Bollinger %B (20,2) | 0.64 | Neutral |
| Stochastic %K (14) | 75.00 | Neutral |
| TRIX (15) | 0.25 | Buy |
| Awesome (5,34) | 0.22 | Buy |
| Ultimate (7,14,28) | 54.13 | Neutral |
| Momentum (10) | 0.00 | Neutral |
| Aroon Osc (25) | 44.00 | Buy |
| Hull MA (9) | 6.03 | Buy |
| ADX (14) | 24.20 | Buy |
| ATR (14) | 0.05 | Info |
The 30-day technical picture is bullish. RSI14 is 60, and the price trades near key moving averages: SMA50 at $5.71 and SMA200 at $4.97.
Support is at $5.50 and resistance at $6.08. The stock has traded in a 30-day range of $5.58 to $6.41, with annualized volatility around 20%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $4.24 | $6.30 | $8.70 | 0% | Neutral | |
| $7.18 | $8.76 | $11.17 | +39% | Bullish | |
| $8.77 | $10.90 | $14.28 | +73% | Bullish | |
| $9.45 | $11.93 | $15.96 | +89% | Bullish | |
| $9.76 | $12.49 | $17.01 | +98% | Bullish | |
| $10.82 | $14.01 | $19.39 | +122% | Bullish | |
| $11.91 | $15.59 | $21.89 | +148% | Bullish | |
| $14.07 | $18.62 | $26.48 | +196% | Bullish | |
| $16.06 | $21.48 | $30.90 | +241% | Bullish | |
| $17.36 | $23.42 | $34.08 | +272% | Bullish | |
| $26.09 | $36.73 | $56.01 | +483% | Bullish | |
| $45.15 | $68.17 | $111.44 | +982% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $4.24 | $6.30 | $7.42 | +0.00% |
| August 2026 | $5.66 | $6.61 | $7.87 | +4.89% |
| September 2026 | $5.72 | $6.71 | $8.06 | +1.61% |
| October 2026 | $5.64 | $6.64 | $8.04 | -1.05% |
| November 2026 | $5.75 | $6.80 | $8.28 | +2.40% |
| December 2026 | $5.99 | $7.11 | $8.70 | +4.50% |
Click any year to see its month-by-month OPHC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect OPHC to range from $4.24 to $8.70 through 2026. The $6.30 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The OPHC price prediction for 2027 points to an average of $8.76 (low $7.18, high $11.17) — a potential gain of +39% on today's $6.30. Momentum favours further upside here.
In 2028, OPHC is projected to trade between $8.77 and $14.28, averaging $10.90 — a potential gain of +73% from today's $6.30. That is up +24% on the projected 2027 average. Buyers look set to stay in control over this stretch.
OptimumBank Holdings, Inc.'s 2029 outlook centres on $11.93, within a $9.45 to $15.96 range. That is up +9% on the projected 2028 average. That marks a +89% change versus current levels. Momentum favours further upside here.
By 2030, OPHC could reach as high as $17.01, with a base case around $12.49 and support toward $9.76 — roughly +98% from $6.30. Buyers look set to stay in control over this stretch.
Expect OPHC to range from $10.82 to $19.39 through 2031. The $14.01 average target implies a +122% move from current prices. That is up +12% on the projected 2030 average. Momentum favours further upside here.
The OPHC price prediction for 2032 points to an average of $15.59 (low $11.91, high $21.89) — a potential gain of +148% on today's $6.30. Buyers look set to stay in control over this stretch.
In 2033, OPHC is projected to trade between $14.07 and $26.48, averaging $18.62 — a potential gain of +196% from today's $6.30. That is up +19% on the projected 2032 average. Momentum favours further upside here.
OptimumBank Holdings, Inc.'s 2034 outlook centres on $21.48, within a $16.06 to $30.90 range. That is up +15% on the projected 2033 average. That marks a +241% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, OPHC could reach as high as $34.08, with a base case around $23.42 and support toward $17.36 — roughly +272% from $6.30. Momentum favours further upside here.
Expect OPHC to range from $26.09 to $56.01 through 2040. The $36.73 average target implies a +483% move from current prices. That is up +57% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The OPHC price prediction for 2050 points to an average of $68.17 (low $45.15, high $111.44) — a potential gain of +982% on today's $6.30. Momentum favours further upside here.
Investing $1,000 in OPHC today (≈ 158.730159 OPHC) could be worth
$10,820.8
+$9,820.8 (+982%) by 2050 · US Dollar
Based on the average projected OPHC price of $68.17 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in OPHCwould be worth at today's price.
$1,000 invested in OPHC on Jul 23, 2025 (≈ 219.780211 OPHC) would be worth
$1,384.62
+$384.62 (+38.5%) today · 1.38× · US Dollar
Based on a OPHC entry price of $4.55 vs. today's $6.3.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $6.01 | $1,048.25 | +4.8% |
| 1 month ago | $5.76 | $1,093.75 | +9.4% |
| 3 months ago | $5.52 | $1,141.3 | +14.1% |
| 6 months ago | $4.79 | $1,315.24 | +31.5% |
| 1 year ago | $4.55 | $1,384.62 | +38.5% |
| All time (5.0y) ago | $6.1 | $1,032.79 | +3.3% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our OPHC forecast.
Our base-case forecast reaches $13.00 around 2031.
Implied market cap at $13.00: $159.49M
The multi-year forecast shows a sustained bullish path with rising averages and large potential returns. For 2026, the avg price is $5.98 with min $4.24 and max $8.27 and ROI 0% with neutral sentiment.
In 2027 the avg is $8.32 (ROI 39.1%, bullish); 2028 avg $10.37 (ROI 73.3%); 2029 avg $11.33 (ROI 89.5%); 2030 avg $11.84 (ROI 98%); 2031 avg $13.33 (ROI 123%); 2032 avg $14.82 (ROI 147.8%); 2033 avg $17.65 (ROI 195.2%); 2034 avg $20.44 (ROI 241.7%); 2035 avg $22.25 (ROI 272.1%). By 2040 the avg reaches $34.95 (ROI 484.4%), and by 2050 the avg is $64.73 (ROI 982.5%). These figures reflect bullish sentiment across the long horizon but are not guarantees and carry uncertainty.
Tap a question to reveal the answer.
The forecast shows an avg price of $11.84 with min $9.25 and max $16.13 and ROI 98% in 2030; sentiment BULLISH.
Forecasts show a bullish trajectory with rising averages and ROI values from 39.1% in 2027 to 982.5% in 2050, but these are estimates not guarantees.
The forecast maximum by 2050 is $105.82, suggesting a path that could approach but is not guaranteed to reach $100.
The 30-day range is $5.58 to $6.41.
Current price is $5.98 and market cap is $73.36M.
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