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OptimumBank Holdings, Inc. is projected to rise to $7.99 by 2027, a +45% move from its current price of $5.50. OPHC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 6/10/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jun 11 | $5.46 | $5.50 | $5.55 | +0.06% |
| Jun 12 | $5.44 | $5.51 | $5.57 | +0.13% |
| Jun 13 | $5.43 | $5.51 | $5.59 | +0.19% |
| Jun 14 | $5.42 | $5.51 | $5.61 | +0.26% |
| Jun 15 | $5.41 | $5.52 | $5.62 | +0.32% |
| Jun 16 | $5.41 | $5.52 | $5.64 | +0.38% |
| Jun 17 | $5.40 | $5.52 | $5.65 | +0.45% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $5.40 | $5.52 | $5.65 | +0.45% |
| Week 2 | $5.38 | $5.55 | $5.73 | +0.90% |
| Week 3 | $5.36 | $5.57 | $5.79 | +1.35% |
| Week 4 | $5.36 | $5.60 | $5.85 | +1.80% |
| Week 5 | $5.35 | $5.62 | $5.91 | +2.26% |
| Week 6 | $5.35 | $5.65 | $5.97 | +2.71% |
| Week 7 | $5.35 | $5.67 | $6.02 | +3.17% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company offers interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit.
It also provides multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc.
was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
OptimumBank Holdings, Inc. is categorized within Financial Services, operating as a bank holding company that oversees OptimumBank and its range of banking services for individuals and businesses.
OptimumBank Holdings, Inc. (OPHC) is a financial services company and the bank holding company for OptimumBank. Its current price is $5.53 with a market cap of $67.84M and a rank of 4445.
The stock’s price outlook in the near term is neutral in 2026, with a forecast that starts at the current level and then turns bullish in later years. The forecast shows substantial upside potential in the long run, with the average price rising to $12.14 by 2030 and continuing to grow to $71.60 by 2050. These projections imply meaningful gains over the multi-year horizon, though they are estimates rather than guarantees.
In the nearer horizon, the 2026 average price is $5.53, matching the current price, suggesting a flat to mildly positive setup before stronger upside takes hold in subsequent years.
A major floor 14.4% below — a decisive break under it would weaken the trend.
Price is testing support right now (1.1% away) — a key level to hold.
Price is pressing into resistance (1.6% away) — a breakout level to watch.
A major ceiling 3.0% above — clearing it would confirm fresh momentum.
Key OPHC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of OPHC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $5.49 | Buy | $5.50 | Buy |
| MA 10 | $5.50 | Sell | $5.50 | Buy |
| MA 20 | $5.50 | Buy | $5.49 | Buy |
| MA 50 | $5.43 | Buy | $5.42 | Buy |
| MA 100 | $5.27 | Buy | $5.22 | Buy |
| MA 200 | $4.72 | Buy | $4.94 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 52.55 | Neutral |
| Stoch RSI (14) | 56.40 | Neutral |
| CCI (20) | 37.40 | Neutral |
| Williams %R (14) | -40.00 | Info |
| MACD (12,26,9) | -0.01 | Sell |
| ROC (12) | 0.18 | Buy |
| Bollinger %B (20,2) | 0.61 | Neutral |
| Stochastic %K (14) | 60.00 | Neutral |
| TRIX (15) | 0.05 | Buy |
| Awesome (5,34) | -0.01 | Sell |
| Ultimate (7,14,28) | 47.15 | Neutral |
| Momentum (10) | -0.02 | Sell |
| Aroon Osc (25) | -20.00 | Sell |
| Hull MA (9) | 5.47 | Buy |
| ADX (14) | 8.36 | Neutral |
| ATR (14) | 0.04 | Info |
The 30-day technical picture shows bullish sentiment with near-term upside potential. RSI14 is 60, providing room for additional upward movement without overbought pressure. The short-term moving averages point higher, with SMA50 at $5.39 and SMA200 at $4.66, supporting a constructive bias.
Support is identified at $5.26 and resistance at $5.59, framing a tight trading range around the current level. The 30-day range spans from $5.18 to $5.90, and the annualized volatility sits at 20%, signaling moderate volatility relative to the price level.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $4.24 | $5.50 | $7.78 | 0% | Neutral | |
| $6.53 | $7.99 | $10.23 | +45% | Bullish | |
| $7.88 | $9.81 | $12.89 | +78% | Bullish | |
| $8.15 | $10.31 | $13.82 | +87% | Bullish | |
| $8.67 | $11.11 | $15.17 | +102% | Bullish | |
| $9.98 | $12.95 | $17.95 | +135% | Bullish | |
| $10.39 | $13.63 | $19.16 | +148% | Bullish | |
| $12.53 | $16.61 | $23.65 | +202% | Bullish | |
| $14.86 | $19.90 | $28.67 | +262% | Bullish | |
| $15.19 | $20.53 | $29.91 | +273% | Bullish | |
| $23.90 | $33.67 | $51.40 | +512% | Bullish | |
| $39.74 | $60.05 | $98.24 | +992% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| June 2026 | $4.24 | $5.50 | $6.67 | +0.00% |
| July 2026 | $5.00 | $5.85 | $7.00 | +6.40% |
| August 2026 | $4.95 | $5.83 | $7.03 | -0.39% |
| September 2026 | $4.94 | $5.84 | $7.09 | +0.19% |
| October 2026 | $5.14 | $6.10 | $7.44 | +4.38% |
| November 2026 | $5.28 | $6.28 | $7.70 | +2.97% |
| December 2026 | $5.30 | $6.31 | $7.78 | +0.60% |
Click any year to see its month-by-month OPHC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect OPHC to range from $4.24 to $7.78 through 2026. The $5.50 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The OPHC price prediction for 2027 points to an average of $7.99 (low $6.53, high $10.23) — a potential gain of +45% on today's $5.50. Momentum favours further upside here.
In 2028, OPHC is projected to trade between $7.88 and $12.89, averaging $9.81 — a potential gain of +78% from today's $5.50. That is up +23% on the projected 2027 average. Buyers look set to stay in control over this stretch.
OptimumBank Holdings, Inc.'s 2029 outlook centres on $10.31, within a $8.15 to $13.82 range. That is up +5% on the projected 2028 average. That marks a +87% change versus current levels. Momentum favours further upside here.
By 2030, OPHC could reach as high as $15.17, with a base case around $11.11 and support toward $8.67 — roughly +102% from $5.50. Buyers look set to stay in control over this stretch.
Expect OPHC to range from $9.98 to $17.95 through 2031. The $12.95 average target implies a +135% move from current prices. That is up +17% on the projected 2030 average. Momentum favours further upside here.
The OPHC price prediction for 2032 points to an average of $13.63 (low $10.39, high $19.16) — a potential gain of +148% on today's $5.50. Buyers look set to stay in control over this stretch.
In 2033, OPHC is projected to trade between $12.53 and $23.65, averaging $16.61 — a potential gain of +202% from today's $5.50. That is up +22% on the projected 2032 average. Momentum favours further upside here.
OptimumBank Holdings, Inc.'s 2034 outlook centres on $19.90, within a $14.86 to $28.67 range. That is up +20% on the projected 2033 average. That marks a +262% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, OPHC could reach as high as $29.91, with a base case around $20.53 and support toward $15.19 — roughly +273% from $5.50. Momentum favours further upside here.
Expect OPHC to range from $23.90 to $51.40 through 2040. The $33.67 average target implies a +512% move from current prices. That is up +64% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The OPHC price prediction for 2050 points to an average of $60.05 (low $39.74, high $98.24) — a potential gain of +992% on today's $5.50. Momentum favours further upside here.
Investing $1,000 in OPHC today (≈ 181.818182 OPHC) could be worth
$10,918.66
+$9,918.66 (+992%) by 2050 · US Dollar
Based on the average projected OPHC price of $60.05 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in OPHCwould be worth at today's price.
$1,000 invested in OPHC on Jun 9, 2025 (≈ 219.298248 OPHC) would be worth
$1,206.14
+$206.14 (+20.6%) today · 1.21× · US Dollar
Based on a OPHC entry price of $4.56 vs. today's $5.5.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $5.53 | $994.58 | -0.5% |
| 1 month ago | $5.59 | $983.9 | -1.6% |
| 3 months ago | $5.17 | $1,063.83 | +6.4% |
| 6 months ago | $4.19 | $1,312.65 | +31.3% |
| 1 year ago | $4.56 | $1,206.14 | +20.6% |
| All time (5.0y) ago | $5.11 | $1,076.32 | +7.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our OPHC forecast.
Our base-case forecast reaches $11.00 around 2030.
Implied market cap at $11.00: $134.95M
The multi-year forecast portrays strong upside potential, led by bullish sentiment in the longer horizon. The 2027 forecast shows an average price of $8.49 with a 53.6% ROI, followed by 2028 at $10.13 (83.2% ROI) and 2029 at $10.94 (97.9% ROI). By 2030, the average price is projected to be $12.14 with a 119.5% ROI.
Beyond 2030, the outlook remains bullish, with 2040 averaging $38.44 (595.1% ROI) and 2050 averaging $71.60 (1,194.7% ROI). These figures reflect a continued, substantial rise in the implied value over the long term, under a bullish sentiment in the forecast for later years. As with any forecast, these are estimates and not guarantees, and actual results may vary due to market conditions and other factors.
Tap a question to reveal the answer.
The forecast for 2030 shows avg price $12.14 with ROI 119.5%, sentiment bullish; the min is $9.47 and max $16.59.
The forecast shows bullish sentiment from 2027 onward, with the average price rising to $71.60 by 2050 and ROI up to 1194.7%; however, these are estimates, not guarantees.
Yes—the 2028 forecast shows avg price $10.13 and 2029 avg $10.94, with a max in 2029 of $14.69.
Current price is $5.53; the 2026 forecast is min $4.24, avg $5.53, max $8.08, sentiment Neutral.
2040 avg $38.44 with ROI 595.1; 2050 avg $71.60 with ROI 1194.7, sentiment bullish.
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