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NBT Bancorp Inc. is projected to rise to $54.16 by 2027, a +18% move from its current price of $46.09. NBTB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $45.60 | $46.09 | $46.58 | 0.00% |
| May 30 | $45.40 | $46.09 | $46.78 | 0.00% |
| May 31 | $45.25 | $46.09 | $46.94 | 0.00% |
| Jun 1 | $45.12 | $46.09 | $47.08 | 0.00% |
| Jun 2 | $45.01 | $46.09 | $47.19 | 0.00% |
| Jun 3 | $44.91 | $46.09 | $47.30 | 0.00% |
| Jun 4 | $44.82 | $46.09 | $47.40 | 0.00% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $44.82 | $46.09 | $47.40 | 0.00% |
| Week 2 | $44.30 | $46.09 | $47.95 | -0.01% |
| Week 3 | $43.90 | $46.09 | $48.38 | -0.01% |
| Week 4 | $43.57 | $46.08 | $48.74 | -0.01% |
| Week 5 | $43.28 | $46.08 | $49.06 | -0.02% |
| Week 6 | $43.02 | $46.08 | $49.35 | -0.02% |
| Week 7 | $42.79 | $46.08 | $49.62 | -0.02% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
NBT Bancorp Inc. is a financial holding company that provides personal and commercial banking, retail banking, and wealth management services in the United States.
It operates through Banking, Retirement Plan Administration, and All Other segments, offering demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services.
Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut.
NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
NBT Bancorp Inc. (NBTB) is a financial services company that operates as a bank holding company offering a broad mix of banking, wealth management, and related financial services. The stock currently trades with a market cap of $2.39B and holds a rank of 1886. The current share price is $45.93.
As of now, the market presents a stable base with the 30-day price range and key price markers indicating ongoing attention from investors.
A major floor 11.9% below — a decisive break under it would weaken the trend.
The nearest floor, 6.2% below — buyers have tended to step in here.
Price is pressing into resistance (1.1% away) — a breakout level to watch.
A major ceiling 5.5% above — clearing it would confirm fresh momentum.
Key NBTB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of NBTB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $46.01 | Buy | $45.93 | Buy |
| MA 10 | $45.27 | Buy | $45.55 | Buy |
| MA 20 | $44.93 | Buy | $45.15 | Buy |
| MA 50 | $44.12 | Buy | $44.49 | Buy |
| MA 100 | $43.93 | Buy | $43.93 | Buy |
| MA 200 | $43.05 | Buy | $43.48 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 59.84 | Neutral |
| Stoch RSI (14) | 71.03 | Neutral |
| CCI (20) | 119.26 | Buy |
| Williams %R (14) | -19.68 | Info |
| MACD (12,26,9) | 0.14 | Buy |
| ROC (12) | 1.10 | Buy |
| Bollinger %B (20,2) | 0.87 | Neutral |
| Stochastic %K (14) | 80.32 | Sell |
| TRIX (15) | 0.11 | Buy |
| Awesome (5,34) | 1.06 | Buy |
| Ultimate (7,14,28) | 72.26 | Sell |
| Momentum (10) | 1.11 | Buy |
| Aroon Osc (25) | 84.00 | Buy |
| Hull MA (9) | 46.59 | Sell |
| ADX (14) | 14.00 | Neutral |
| ATR (14) | 0.45 | Info |
Technical snapshot for the last 30 days shows bullish tendencies with an RSI(14) at 60.00. The 50-day simple moving average is $43.92 and the 200-day simple moving average is $42.99, indicating an upward drift relative to near-term price action.
Support is indicated at $43.25 and resistance at $45.93, framing a relatively tight near-term band around the current price of $45.93. The 30-day price range runs from a low of $42.82 to a high of $49.26, illustrating volatility within that window.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $40.62 | $46.09 | $60.40 | 0% | Neutral | |
| $44.25 | $54.16 | $69.40 | +18% | Neutral | |
| $47.50 | $59.20 | $77.84 | +28% | Bullish | |
| $49.67 | $62.85 | $84.35 | +36% | Bullish | |
| $57.43 | $73.63 | $100.57 | +60% | Bullish | |
| $67.66 | $87.80 | $121.79 | +90% | Bullish | |
| $75.28 | $98.78 | $138.96 | +114% | Bullish | |
| $81.39 | $107.91 | $153.74 | +134% | Bullish | |
| $85.41 | $114.36 | $164.86 | +148% | Bullish | |
| $89.88 | $121.48 | $177.06 | +164% | Bullish | |
| $134.80 | $190.00 | $290.11 | +312% | Bullish | |
| $244.84 | $370.06 | $605.51 | +703% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $40.62 | $46.09 | $53.76 | +0.00% |
| June 2026 | $38.82 | $45.28 | $53.85 | -1.76% |
| July 2026 | $39.27 | $46.07 | $55.30 | +1.74% |
| August 2026 | $39.53 | $46.59 | $56.34 | +1.13% |
| September 2026 | $38.97 | $46.09 | $56.07 | -1.07% |
| October 2026 | $39.41 | $46.78 | $57.21 | +1.50% |
| November 2026 | $40.76 | $48.52 | $59.62 | +3.71% |
| December 2026 | $40.99 | $48.94 | $60.40 | +0.86% |
Click any year to see its month-by-month NBTB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
NBT Bancorp Inc.'s 2026 outlook centres on $46.09, within a $40.62 to $60.40 range. That marks a 0% change versus current levels. A consolidation phase looks the most probable path here.
By 2027, NBTB could reach as high as $69.40, with a base case around $54.16 and support toward $44.25 — roughly +18% from $46.09. Price action looks broadly range-bound.
Expect NBTB to range from $47.50 to $77.84 through 2028. The $59.20 average target implies a +28% move from current prices. That is up +9% on the projected 2027 average. Buyers look set to stay in control over this stretch.
The NBTB price prediction for 2029 points to an average of $62.85 (low $49.67, high $84.35) — a potential gain of +36% on today's $46.09. Momentum favours further upside here.
In 2030, NBTB is projected to trade between $57.43 and $100.57, averaging $73.63 — a potential gain of +60% from today's $46.09. That is up +17% on the projected 2029 average. Buyers look set to stay in control over this stretch.
NBT Bancorp Inc.'s 2031 outlook centres on $87.80, within a $67.66 to $121.79 range. That is up +19% on the projected 2030 average. That marks a +90% change versus current levels. Momentum favours further upside here.
By 2032, NBTB could reach as high as $138.96, with a base case around $98.78 and support toward $75.28 — roughly +114% from $46.09. Buyers look set to stay in control over this stretch.
Expect NBTB to range from $81.39 to $153.74 through 2033. The $107.91 average target implies a +134% move from current prices. That is up +9% on the projected 2032 average. Momentum favours further upside here.
The NBTB price prediction for 2034 points to an average of $114.36 (low $85.41, high $164.86) — a potential gain of +148% on today's $46.09. Buyers look set to stay in control over this stretch.
In 2035, NBTB is projected to trade between $89.88 and $177.06, averaging $121.48 — a potential gain of +164% from today's $46.09. That is up +6% on the projected 2034 average. Momentum favours further upside here.
NBT Bancorp Inc.'s 2040 outlook centres on $190.00, within a $134.80 to $290.11 range. That is up +56% on the projected 2035 average. That marks a +312% change versus current levels. Buyers look set to stay in control over this stretch.
By 2050, NBTB could reach as high as $605.51, with a base case around $370.06 and support toward $244.84 — roughly +703% from $46.09. Momentum favours further upside here.
Investing $1,000 in NBTB today (≈ 21.69668 NBTB) could be worth
$8,029.01
+$7,029.01 (+703%) by 2050 · US Dollar
Based on the average projected NBTB price of $370.06 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in NBTBwould be worth at today's price.
$1,000 invested in NBTB on May 27, 2025 (≈ 23.468669 NBTB) would be worth
$1,081.67
+$81.67 (+8.2%) today · 1.08× · US Dollar
Based on a NBTB entry price of $42.61 vs. today's $46.09.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $45.57 | $1,011.41 | +1.1% |
| 1 month ago | $44 | $1,047.5 | +4.8% |
| 3 months ago | $44.45 | $1,036.9 | +3.7% |
| 6 months ago | $41.46 | $1,111.67 | +11.2% |
| 1 year ago | $42.61 | $1,081.67 | +8.2% |
| All time (5.0y) ago | $39.18 | $1,176.37 | +17.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our NBTB forecast.
Our base-case forecast reaches $92.00 around 2032.
Implied market cap at $92.00: $4.78B
The multi-year forecast paints a clear path of long-term upside. In 2026, the average price is expected to be $45.93 with a min of $40.62 and a max of $60.30, and the ROI is 0% with a Neutral sentiment.
By 2027, the average price rises to $54.39 (min $44.42, max $69.72) with an ROI of 18.4% and Neutral sentiment. In 2028, the average is $59.96 (min $48.09, max $78.85) with an ROI of 30.5% and a Bullish sentiment, followed by 2029 with an average of $63.51 (min $50.19, max $85.27) and ROI of 38.3%.
By 2030, the forecast shows an average of $75.29 (min $58.71, max $102.86) and an ROI of 63.9% with a Bullish sentiment. The 2031–2035 period continues the bullish trajectory, peaking at 2035 with an average of $124.39 and ROI of 170.8%. The forecast highlights substantial long-range upside, with 2040 projecting an average of $197.47 (min $140.08, max $301.55) and ROI of 329.9%, and 2050 projecting an average of $387.66 (min $256.46, max $634.36) and ROI of 744% with a Bullish sentiment.
Overall, these figures imply strong long-term upside with rising average prices and sizable ROI by 2030 and well into 2040 and 2050. They should be interpreted as estimates, not guarantees, and actual results will depend on future market conditions.
Tap a question to reveal the answer.
2030 forecast: avg $75.29, min $58.71, max $102.86; ROI 63.9%; sentiment Bullish.
Forecasts show positive upside with rising averages and positive ROI in multiple years, including 2027 (avg $54.39, ROI 18.4%), 2028 (avg $59.96, ROI 30.5%), 2029 (avg $63.51, ROI 38.3%), and 2030 (avg $75.29, ROI 63.9%), with bullish sentiment from 2028 onward.
Yes—the 2030 max forecast is $102.86, suggesting a path above $100 by 2030; later years show even higher maximums (e.g., 2031 max $125.09).
Current price: $45.93. Market cap: $2.39B.
2040 forecast: avg $197.47, max $301.55; ROI 329.9% with Bullish sentiment. 2050 forecast: avg $387.66, max $634.36; ROI 744% with Bullish sentiment.
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