Loading…
Mechanics Bancorp is projected to rise to $18.95 by 2027, a +17% move from its current price of $16.15. MCHB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $15.89 | $16.15 | $16.41 | 0.00% |
| Jul 14 | $15.79 | $16.15 | $16.52 | 0.00% |
| Jul 15 | $15.71 | $16.15 | $16.61 | +0.01% |
| Jul 16 | $15.64 | $16.15 | $16.68 | +0.01% |
| Jul 17 | $15.58 | $16.15 | $16.74 | +0.01% |
| Jul 18 | $15.53 | $16.15 | $16.80 | +0.01% |
| Jul 19 | $15.48 | $16.15 | $16.85 | +0.02% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $15.48 | $16.15 | $16.85 | +0.02% |
| Week 2 | $15.21 | $16.16 | $17.16 | +0.03% |
| Week 3 | $15.01 | $16.16 | $17.39 | +0.05% |
| Week 4 | $14.85 | $16.16 | $17.59 | +0.07% |
| Week 5 | $14.70 | $16.16 | $17.77 | +0.09% |
| Week 6 | $14.57 | $16.17 | $17.94 | +0.10% |
| Week 7 | $14.45 | $16.17 | $18.09 | +0.12% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Mechanics Bancorp is the holding company for Mechanics Bank, which provides banking services in California, Oregon, Washington, and Hawaii. It offers a wide range of accounts and services, including checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner-occupied real estate lending, small business lending, multi-family lending, mortgage and consumer lending, commercial real estate lending, residential construction loans, private banking with loan programs, personal lines of credit, investment management and trust lines of credit, and other financial services such as unsecured consumer loans and various digital and payment capabilities.
Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
Mechanics Bancorp (MCHB) is a financial services company operating as the holding company for Mechanics Bank. The current price is $16.36 and the market capitalization is $3.62B, with a market ranking of 1633. The price outlook is positive over the coming years, with the forecast indicating rising averages and substantial long-term upside.
A major floor 16.4% below — a decisive break under it would weaken the trend.
The nearest floor, 11.6% below — buyers have tended to step in here.
Price is pressing into resistance (1.3% away) — a breakout level to watch.
A major ceiling 9.5% above — clearing it would confirm fresh momentum.
Key MCHB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of MCHB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $15.99 | Buy | $16.01 | Buy |
| MA 10 | $16.03 | Buy | $15.91 | Buy |
| MA 20 | $15.59 | Buy | $15.66 | Buy |
| MA 50 | $15.05 | Buy | $15.28 | Buy |
| MA 100 | $14.95 | Buy | $15.01 | Buy |
| MA 200 | $14.58 | Buy | $14.52 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 60.03 | Neutral |
| Stoch RSI (14) | 49.01 | Neutral |
| CCI (20) | 79.04 | Neutral |
| Williams %R (14) | -14.29 | Info |
| MACD (12,26,9) | 0.02 | Buy |
| ROC (12) | 5.49 | Buy |
| Bollinger %B (20,2) | 0.76 | Neutral |
| Stochastic %K (14) | 85.71 | Sell |
| TRIX (15) | 0.29 | Buy |
| Awesome (5,34) | 0.77 | Buy |
| Ultimate (7,14,28) | 61.22 | Neutral |
| Momentum (10) | 0.36 | Buy |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 15.86 | Buy |
| ADX (14) | 17.93 | Neutral |
| ATR (14) | 0.24 | Info |
The near-term technical picture is bullish. The RSI14 is 70, and the 50-day simple moving average (SMA) is $14.98 while the 200-day SMA is $14.50. Near-term resistance sits at $16.36 and support at $14.15. The 30-day price range spans from $14.80 to $18.08, indicating a constrained but upward-biased trading window.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $14.05 | $16.15 | $19.53 | 0% | Neutral | |
| $15.52 | $18.95 | $24.19 | +17% | Neutral | |
| $16.53 | $20.57 | $26.96 | +27% | Bullish | |
| $18.87 | $23.84 | $31.92 | +48% | Bullish | |
| $23.30 | $29.83 | $40.66 | +85% | Bullish | |
| $26.11 | $33.83 | $46.84 | +109% | Bullish | |
| $29.13 | $38.17 | $53.61 | +136% | Bullish | |
| $30.58 | $40.49 | $57.60 | +151% | Bullish | |
| $31.36 | $41.94 | $60.37 | +160% | Bullish | |
| $34.95 | $47.18 | $68.68 | +192% | Bullish | |
| $54.53 | $76.79 | $117.13 | +375% | Bullish | |
| $108.53 | $163.90 | $267.98 | +915% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $14.05 | $16.15 | $19.16 | +0.00% |
| August 2026 | $13.69 | $16.02 | $19.16 | -0.80% |
| September 2026 | $13.76 | $16.19 | $19.51 | +1.03% |
| October 2026 | $13.90 | $16.42 | $19.92 | +1.42% |
| November 2026 | $13.61 | $16.12 | $19.67 | -1.79% |
| December 2026 | $13.40 | $15.93 | $19.53 | -1.20% |
Click any year to see its month-by-month MCHB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, MCHB is projected to trade between $14.05 and $19.53, averaging $16.15 — a potential gain of 0% from today's $16.15. A consolidation phase looks the most probable path here.
Mechanics Bancorp's 2027 outlook centres on $18.95, within a $15.52 to $24.19 range. That is up +17% on the projected 2026 average. That marks a +17% change versus current levels. Price action looks broadly range-bound.
By 2028, MCHB could reach as high as $26.96, with a base case around $20.57 and support toward $16.53 — roughly +27% from $16.15. Buyers look set to stay in control over this stretch.
Expect MCHB to range from $18.87 to $31.92 through 2029. The $23.84 average target implies a +48% move from current prices. That is up +16% on the projected 2028 average. Momentum favours further upside here.
The MCHB price prediction for 2030 points to an average of $29.83 (low $23.30, high $40.66) — a potential gain of +85% on today's $16.15. Buyers look set to stay in control over this stretch.
In 2031, MCHB is projected to trade between $26.11 and $46.84, averaging $33.83 — a potential gain of +109% from today's $16.15. That is up +13% on the projected 2030 average. Momentum favours further upside here.
Mechanics Bancorp's 2032 outlook centres on $38.17, within a $29.13 to $53.61 range. That is up +13% on the projected 2031 average. That marks a +136% change versus current levels. Buyers look set to stay in control over this stretch.
By 2033, MCHB could reach as high as $57.60, with a base case around $40.49 and support toward $30.58 — roughly +151% from $16.15. Momentum favours further upside here.
Expect MCHB to range from $31.36 to $60.37 through 2034. The $41.94 average target implies a +160% move from current prices. That is up +4% on the projected 2033 average. Buyers look set to stay in control over this stretch.
The MCHB price prediction for 2035 points to an average of $47.18 (low $34.95, high $68.68) — a potential gain of +192% on today's $16.15. Momentum favours further upside here.
In 2040, MCHB is projected to trade between $54.53 and $117.13, averaging $76.79 — a potential gain of +375% from today's $16.15. That is up +63% on the projected 2035 average. Buyers look set to stay in control over this stretch.
Mechanics Bancorp's 2050 outlook centres on $163.90, within a $108.53 to $267.98 range. That is up +113% on the projected 2040 average. That marks a +915% change versus current levels. Momentum favours further upside here.
Investing $1,000 in MCHB today (≈ 61.919505 MCHB) could be worth
$10,148.42
+$9,148.42 (+915%) by 2050 · US Dollar
Based on the average projected MCHB price of $163.9 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in MCHBwould be worth at today's price.
$1,000 invested in MCHB on Jul 10, 2025 (≈ 75.187969 MCHB) would be worth
$1,214.29
+$214.29 (+21.4%) today · 1.21× · US Dollar
Based on a MCHB entry price of $13.3 vs. today's $16.15.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $16.16 | $999.38 | -0.1% |
| 1 month ago | $15.1 | $1,069.54 | +7.0% |
| 3 months ago | $15.29 | $1,056.25 | +5.6% |
| 6 months ago | $14.43 | $1,119.2 | +11.9% |
| 1 year ago | $13.3 | $1,214.29 | +21.4% |
| All time (5.0y) ago | $38.4 | $420.57 | -57.9% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our MCHB forecast.
Our base-case forecast reaches $32.00 around 2031.
Implied market cap at $32.00: $7.05B
The multi-year forecast shows a progressively higher price path with bullish sentiment from 2027 onward. The 2026 forecast average is $16.36 with a neutral sentiment; by 2030 the average is $30.42 (ROI 85.9) and the sentiment remains bullish. The outlook strengthens toward 2040 (average $76.74, ROI 369.1) and culminates in 2050 (average $165.79, ROI 913.4), with bullish sentiment indicated across these horizon points.
These figures imply meaningful upside over time, though they are estimates and not guarantees and are subject to market and sector risks.
Tap a question to reveal the answer.
2030 forecast average is $30.42 with a min of $23.75 and a max of $41.48, and an ROI of 85.9. Sentiment for 2030 is BULLISH.
The forecast shows growth in average price from $16.36 in 2026 to $30.42 in 2030 and higher in 2040 ($76.74) and 2050 ($165.79), with increasing ROI values (e.g., 2027 18.3, 2028 26.6, 2029 48, 2030 85.9, 2040 369.1, 2050 913.4). The sentiment is BULLISH for the later years, indicating upside potential but noting these are estimates, not guarantees.
The forecast maxes at $41.48 in 2030, $117.09 in 2040, and $271.12 in 2050. Therefore, reaching $50 occurs beyond the 2030 horizon but is possible in later years according to the projections, with higher upside in 2040 and especially 2050.
Current price is $16.36 and the market capitalization is $3.62B. The stock ranks 1633.
The near-term picture is bullish with RSI 70. The 30-day range is $14.80–$18.08, with support at $14.15 and resistance at $16.36.
Mechanics Bancorp Community Discussion
0Share your Mechanics Bancorp price prediction and read what the community thinks. Be respectful — comments are public and not financial advice.
Be the first to share your prediction…
What's your take? Add a comment above to start the conversation.