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Mechanics Bancorp is projected to rise to $16.68 by 2027, a +16% move from its current price of $14.42. MCHB is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $14.17 | $14.42 | $14.67 | -0.01% |
| May 30 | $14.07 | $14.42 | $14.77 | -0.02% |
| May 31 | $13.99 | $14.42 | $14.85 | -0.03% |
| Jun 1 | $13.93 | $14.41 | $14.92 | -0.04% |
| Jun 2 | $13.87 | $14.41 | $14.98 | -0.05% |
| Jun 3 | $13.81 | $14.41 | $15.03 | -0.06% |
| Jun 4 | $13.77 | $14.41 | $15.08 | -0.07% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $13.77 | $14.41 | $15.08 | -0.07% |
| Week 2 | $13.50 | $14.40 | $15.36 | -0.15% |
| Week 3 | $13.30 | $14.39 | $15.57 | -0.22% |
| Week 4 | $13.12 | $14.38 | $15.75 | -0.30% |
| Week 5 | $12.97 | $14.37 | $15.91 | -0.37% |
| Week 6 | $12.84 | $14.36 | $16.05 | -0.45% |
| Week 7 | $12.71 | $14.35 | $16.18 | -0.52% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.
It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking.
Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services.
Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
Mechanics Bancorp is currently trading at $14.15 per share and has a market cap of $3.13B. It is ranked 1683 in size.
The year-by-year forecast outlines a path of gradual upside from 2026 onward, with 2026 showing a 2026 min of $14.05, an average of $14.15 and a max of $17.76 (ROI 0; sentiment NEUTRAL). The forecast then shows continued upside, with 2027 at an average of $16.33 and 2028 at $17.46, 2029 at $20.29, and 2030 at $24.79 (ROIs of 15.4%, 23.4%, 43.4%, and 75.2% respectively; sentiment transitions to BULLISH).
Longer horizon projections rise to a 2040 average of $58.20 and a 2050 average of $125.93, with maxs reaching $88.88 in 2040 and $206.07 in 2050, indicating substantial potential upside across the period (ROIs up to 311.3% in 2040 and 789.9% in 2050).
A major floor 8.6% below — a decisive break under it would weaken the trend.
Price is testing support right now (1.9% away) — a key level to hold.
The nearest ceiling, 9.2% above — a clean break opens room to run.
A major ceiling 13.5% above — clearing it would confirm fresh momentum.
Key MCHB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of MCHB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $14.55 | Sell | $14.47 | Sell |
| MA 10 | $14.53 | Sell | $14.55 | Sell |
| MA 20 | $14.64 | Sell | $14.66 | Sell |
| MA 50 | $14.81 | Sell | $14.77 | Sell |
| MA 100 | $14.85 | Sell | $14.68 | Sell |
| MA 200 | $14.29 | Buy | $14.23 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 45.29 | Neutral |
| Stoch RSI (14) | 43.35 | Neutral |
| CCI (20) | -68.24 | Neutral |
| Williams %R (14) | -66.67 | Info |
| MACD (12,26,9) | -0.02 | Sell |
| ROC (12) | -2.76 | Sell |
| Bollinger %B (20,2) | 0.29 | Neutral |
| Stochastic %K (14) | 33.33 | Neutral |
| TRIX (15) | -0.11 | Sell |
| Awesome (5,34) | -0.37 | Sell |
| Ultimate (7,14,28) | 48.02 | Neutral |
| Momentum (10) | -0.07 | Sell |
| Aroon Osc (25) | -76.00 | Sell |
| Hull MA (9) | 14.37 | Buy |
| ADX (14) | 10.83 | Neutral |
| ATR (14) | 0.24 | Info |
The 30-day technical picture is NEUTRAL. RSI(14) sits at 40, with the 50-day simple moving average at $14.81 and the 200-day simple moving average at $14.27, suggesting near-term price support around the current level and resistance near $15.75.
The near-term range over the last 30 days spans from a low of $12.57 to a high of $15.93, reflecting modest volatility in the window and a relatively tight trading band around the current price. Annualized volatility is about 30%, underscoring a measured but present level of price movement to monitor.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $14.05 | $14.42 | $18.05 | 0% | Neutral | |
| $13.62 | $16.68 | $21.37 | +16% | Neutral | |
| $14.21 | $17.71 | $23.28 | +23% | Bullish | |
| $16.34 | $20.67 | $27.75 | +43% | Bullish | |
| $19.71 | $25.27 | $34.52 | +75% | Bullish | |
| $21.82 | $28.31 | $39.27 | +96% | Bullish | |
| $24.47 | $32.10 | $45.16 | +123% | Bullish | |
| $24.56 | $32.56 | $46.39 | +126% | Bullish | |
| $25.11 | $33.63 | $48.47 | +133% | Bullish | |
| $29.45 | $39.81 | $58.02 | +176% | Bullish | |
| $42.04 | $59.25 | $90.47 | +311% | Bullish | |
| $85.02 | $128.50 | $210.26 | +791% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $14.05 | $14.42 | $16.90 | +0.00% |
| June 2026 | $12.32 | $14.37 | $17.09 | -0.34% |
| July 2026 | $12.17 | $14.28 | $17.14 | -0.63% |
| August 2026 | $12.33 | $14.53 | $17.57 | +1.77% |
| September 2026 | $12.26 | $14.50 | $17.64 | -0.24% |
| October 2026 | $11.91 | $14.14 | $17.29 | -2.46% |
| November 2026 | $11.95 | $14.23 | $17.49 | +0.63% |
| December 2026 | $12.25 | $14.63 | $18.05 | +2.77% |
Click any year to see its month-by-month MCHB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, MCHB is projected to trade between $14.05 and $18.05, averaging $14.42 — a potential gain of 0% from today's $14.42. A consolidation phase looks the most probable path here.
Mechanics Bancorp's 2027 outlook centres on $16.68, within a $13.62 to $21.37 range. That is up +16% on the projected 2026 average. That marks a +16% change versus current levels. Price action looks broadly range-bound.
By 2028, MCHB could reach as high as $23.28, with a base case around $17.71 and support toward $14.21 — roughly +23% from $14.42. Buyers look set to stay in control over this stretch.
Expect MCHB to range from $16.34 to $27.75 through 2029. The $20.67 average target implies a +43% move from current prices. That is up +17% on the projected 2028 average. Momentum favours further upside here.
The MCHB price prediction for 2030 points to an average of $25.27 (low $19.71, high $34.52) — a potential gain of +75% on today's $14.42. Buyers look set to stay in control over this stretch.
In 2031, MCHB is projected to trade between $21.82 and $39.27, averaging $28.31 — a potential gain of +96% from today's $14.42. That is up +12% on the projected 2030 average. Momentum favours further upside here.
Mechanics Bancorp's 2032 outlook centres on $32.10, within a $24.47 to $45.16 range. That is up +13% on the projected 2031 average. That marks a +123% change versus current levels. Buyers look set to stay in control over this stretch.
By 2033, MCHB could reach as high as $46.39, with a base case around $32.56 and support toward $24.56 — roughly +126% from $14.42. Momentum favours further upside here.
Expect MCHB to range from $25.11 to $48.47 through 2034. The $33.63 average target implies a +133% move from current prices. That is up +3% on the projected 2033 average. Buyers look set to stay in control over this stretch.
The MCHB price prediction for 2035 points to an average of $39.81 (low $29.45, high $58.02) — a potential gain of +176% on today's $14.42. Momentum favours further upside here.
In 2040, MCHB is projected to trade between $42.04 and $90.47, averaging $59.25 — a potential gain of +311% from today's $14.42. That is up +49% on the projected 2035 average. Buyers look set to stay in control over this stretch.
Mechanics Bancorp's 2050 outlook centres on $128.50, within a $85.02 to $210.26 range. That is up +117% on the projected 2040 average. That marks a +791% change versus current levels. Momentum favours further upside here.
Investing $1,000 in MCHB today (≈ 69.348128 MCHB) could be worth
$8,911.38
+$7,911.38 (+791%) by 2050 · US Dollar
Based on the average projected MCHB price of $128.5 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in MCHBwould be worth at today's price.
$1,000 invested in MCHB on May 27, 2025 (≈ 78.926598 MCHB) would be worth
$1,138.12
+$138.12 (+13.8%) today · 1.14× · US Dollar
Based on a MCHB entry price of $12.67 vs. today's $14.42.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $14.81 | $973.67 | -2.6% |
| 1 month ago | $15.75 | $915.56 | -8.4% |
| 3 months ago | $15.02 | $960.05 | -4.0% |
| 6 months ago | $15.54 | $927.93 | -7.2% |
| 1 year ago | $12.67 | $1,138.12 | +13.8% |
| All time (5.0y) ago | $45.17 | $319.24 | -68.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our MCHB forecast.
Our base-case forecast reaches $29.00 around 2032.
Implied market cap at $29.00: $6.39B
Over the multi-year horizon, the forecast points to a bullish growth path with steadily higher average prices and double-digit to triple-digit ROI percentages in later years.
Key milestones include 2027 average $16.33 with 15.4% ROI, 2028 average $17.46 with 23.4% ROI, and 2029 average $20.29 with 43.4% ROI. By 2030 the average is projected to $24.79 with a 75.2% ROI, and the trajectory continues through 2031 at $27.92 (97.3% ROI), 2032 at $31.44 (122.2% ROI), and 2033 at $31.83 (125% ROI).
Further out, 2034 is $33.14 (134.2% ROI) and 2035 is $39.12 (176.4% ROI). The horizon strengthens dramatically with 2040 at $58.20 (311.3% ROI) and 2050 at $125.93 (789.9% ROI), with a max forecast of $206.07 in 2050. These figures are projections and not guarantees; actual results will vary as market conditions change.
Tap a question to reveal the answer.
The 2030 forecast shows an average price of $24.79 with a max of $33.87 and a 75.2% ROI; sentiment is BULLISH.
The long-term forecast shows bullish momentum from 2027 onward, with the average price rising to $24.79 by 2030 and to $125.93 by 2050, with ROIs up to 789.9%. In 2026 the average is $14.15 with 0% ROI and neutral sentiment. These are estimates, not guarantees.
Yes—the forecast projectes a 2050 average of $125.93 and a max of $206.07, indicating potential to exceed $100 in the extended horizon.
NEUTRAL sentiment with RSI(14) at 40. The 50-day SMA is $14.81 and the 200-day SMA is $14.27. Support is at $14.15 and resistance at $15.75; the 30-day range runs from $12.57 to $15.93.
The current price is $14.15 per share and the market cap is $3.13B, with a rank of 1683.
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