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Live Oak Bancshares, Inc. is projected to rise to $54.56 by 2027, a +31% move from its current price of $41.65. LOB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 12 | $41.06 | $41.67 | $42.28 | +0.04% |
| Jul 13 | $40.83 | $41.68 | $42.55 | +0.08% |
| Jul 14 | $40.66 | $41.70 | $42.77 | +0.12% |
| Jul 15 | $40.52 | $41.72 | $42.95 | +0.16% |
| Jul 16 | $40.39 | $41.73 | $43.11 | +0.20% |
| Jul 17 | $40.28 | $41.75 | $43.27 | +0.24% |
| Jul 18 | $40.18 | $41.76 | $43.41 | +0.27% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $40.18 | $41.76 | $43.41 | +0.27% |
| Week 2 | $39.66 | $41.88 | $44.23 | +0.55% |
| Week 3 | $39.28 | $41.99 | $44.90 | +0.83% |
| Week 4 | $38.98 | $42.11 | $45.49 | +1.10% |
| Week 5 | $38.73 | $42.22 | $46.03 | +1.38% |
| Week 6 | $38.52 | $42.34 | $46.54 | +1.66% |
| Week 7 | $38.34 | $42.46 | $47.02 | +1.94% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits.
It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc.
was founded in 2008 and is headquartered in Wilmington, North Carolina.
Live Oak Bancshares, Inc. (LOB) is currently priced at $40.96 per share and has a market capitalization of $1.89B. It ranks 2075 by market cap. The near-term outlook remains constructive, with a neutral to bullish signal in the forecast that shows the average price trending higher over time.
The 2026 forecast lists an average price of $40.96, with upside potential in subsequent years as the average price rises to $52.48 in 2027, $67.73 in 2028, and beyond, culminating in an average of $355.55 by 2050 and notable upside in the max values along the way. Projected ROI grows from 0% in 2026 to 28.1% in 2027, then higher in later years, reaching 768% by 2050.
A major floor 23.7% below — a decisive break under it would weaken the trend.
The nearest floor, 13.5% below — buyers have tended to step in here.
Price is pressing into resistance (0.4% away) — a breakout level to watch.
A major ceiling 9.5% above — clearing it would confirm fresh momentum.
Key LOB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of LOB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $41.25 | Buy | $41.26 | Buy |
| MA 10 | $41.24 | Buy | $40.98 | Buy |
| MA 20 | $40.15 | Buy | $40.27 | Buy |
| MA 50 | $38.40 | Buy | $38.81 | Buy |
| MA 100 | $36.94 | Buy | $37.67 | Buy |
| MA 200 | $36.06 | Buy | $36.52 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 61.58 | Neutral |
| Stoch RSI (14) | 44.24 | Neutral |
| CCI (20) | 84.66 | Neutral |
| Williams %R (14) | -4.67 | Info |
| MACD (12,26,9) | 0.01 | Buy |
| ROC (12) | 4.44 | Buy |
| Bollinger %B (20,2) | 0.79 | Neutral |
| Stochastic %K (14) | 95.33 | Sell |
| TRIX (15) | 0.36 | Buy |
| Awesome (5,34) | 2.15 | Buy |
| Ultimate (7,14,28) | 61.41 | Neutral |
| Momentum (10) | 0.69 | Buy |
| Aroon Osc (25) | 84.00 | Buy |
| Hull MA (9) | 41.06 | Buy |
| ADX (14) | 21.13 | Buy |
| ATR (14) | 0.60 | Info |
The 30-day technical picture is bullish. RSI14 sits at 70, indicating strong momentum, with the 50-day simple moving average at $37.58 and the 200-day simple moving average at $35.83. Immediate support is shown at $35.55 and immediate resistance at $40.96.
The stock has traded in a 30-day range of $37.01 to $45.33, reflecting a solid near-term trading channel.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $31.78 | $41.65 | $55.86 | 0% | Neutral | |
| $44.68 | $54.56 | $69.65 | +31% | Bullish | |
| $57.89 | $72.01 | $94.42 | +73% | Bullish | |
| $62.69 | $79.18 | $106.03 | +90% | Bullish | |
| $68.44 | $87.61 | $119.43 | +110% | Bullish | |
| $73.32 | $95.02 | $131.57 | +128% | Bullish | |
| $76.01 | $99.62 | $139.90 | +139% | Bullish | |
| $92.54 | $122.55 | $174.34 | +194% | Bullish | |
| $108.40 | $144.97 | $208.70 | +248% | Bullish | |
| $114.03 | $153.95 | $224.09 | +270% | Bullish | |
| $174.07 | $245.12 | $373.90 | +489% | Bullish | |
| $292.46 | $441.69 | $722.20 | +960% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $31.78 | $41.65 | $50.54 | +0.00% |
| August 2026 | $36.94 | $43.24 | $51.73 | +3.83% |
| September 2026 | $36.70 | $43.16 | $52.03 | -0.19% |
| October 2026 | $37.73 | $44.56 | $54.07 | +3.24% |
| November 2026 | $38.74 | $45.92 | $56.02 | +3.03% |
| December 2026 | $38.31 | $45.56 | $55.86 | -0.78% |
Click any year to see its month-by-month LOB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect LOB to range from $31.78 to $55.86 through 2026. The $41.65 average target implies a 0% move from current prices. Price action looks broadly range-bound.
The LOB price prediction for 2027 points to an average of $54.56 (low $44.68, high $69.65) — a potential gain of +31% on today's $41.65. Buyers look set to stay in control over this stretch.
In 2028, LOB is projected to trade between $57.89 and $94.42, averaging $72.01 — a potential gain of +73% from today's $41.65. That is up +32% on the projected 2027 average. Momentum favours further upside here.
Live Oak Bancshares, Inc.'s 2029 outlook centres on $79.18, within a $62.69 to $106.03 range. That is up +10% on the projected 2028 average. That marks a +90% change versus current levels. Buyers look set to stay in control over this stretch.
By 2030, LOB could reach as high as $119.43, with a base case around $87.61 and support toward $68.44 — roughly +110% from $41.65. Momentum favours further upside here.
Expect LOB to range from $73.32 to $131.57 through 2031. The $95.02 average target implies a +128% move from current prices. That is up +8% on the projected 2030 average. Buyers look set to stay in control over this stretch.
The LOB price prediction for 2032 points to an average of $99.62 (low $76.01, high $139.90) — a potential gain of +139% on today's $41.65. Momentum favours further upside here.
In 2033, LOB is projected to trade between $92.54 and $174.34, averaging $122.55 — a potential gain of +194% from today's $41.65. That is up +23% on the projected 2032 average. Buyers look set to stay in control over this stretch.
Live Oak Bancshares, Inc.'s 2034 outlook centres on $144.97, within a $108.40 to $208.70 range. That is up +18% on the projected 2033 average. That marks a +248% change versus current levels. Momentum favours further upside here.
By 2035, LOB could reach as high as $224.09, with a base case around $153.95 and support toward $114.03 — roughly +270% from $41.65. Buyers look set to stay in control over this stretch.
Expect LOB to range from $174.07 to $373.90 through 2040. The $245.12 average target implies a +489% move from current prices. That is up +59% on the projected 2035 average. Momentum favours further upside here.
The LOB price prediction for 2050 points to an average of $441.69 (low $292.46, high $722.20) — a potential gain of +960% on today's $41.65. Buyers look set to stay in control over this stretch.
Investing $1,000 in LOB today (≈ 24.009604 LOB) could be worth
$10,604.75
+$9,604.75 (+960%) by 2050 · US Dollar
Based on the average projected LOB price of $441.69 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in LOBwould be worth at today's price.
$1,000 invested in LOB on Jul 10, 2025 (≈ 30.721967 LOB) would be worth
$1,279.57
+$279.57 (+28.0%) today · 1.28× · US Dollar
Based on a LOB entry price of $32.55 vs. today's $41.65.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $41.05 | $1,014.62 | +1.5% |
| 1 month ago | $38.21 | $1,090.03 | +9.0% |
| 3 months ago | $35.71 | $1,166.34 | +16.6% |
| 6 months ago | $36.12 | $1,153.1 | +15.3% |
| 1 year ago | $32.55 | $1,279.57 | +28.0% |
| All time (5.0y) ago | $61.86 | $673.29 | -32.7% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our LOB forecast.
Our base-case forecast reaches $83.00 around 2030.
Implied market cap at $83.00: $3.84B
The multi-year forecast depicts a bullish trajectory for Live Oak Bancshares, with the average price climbing from $40.96 in 2026 to $80.29 in 2030 and continuing to rise through 2035 ($131.48) and beyond. By 2030, the forecast shows an average price of $80.29 with a 96% ROI, followed by higher averages and growth through 2031–2035 (e.g., 2031 average $85.46, ROI 108.6%; 2032 average $88.03, ROI 114.9%; 2033 average $108.51, ROI 164.9%; 2034 average $125.42, ROI 206.2%; 2035 average $131.48, ROI 221%). The path continues to 2040 with an average of $204.12 and a 398.3% ROI, and culminates in 2050 with an average of $355.55 and a 768% ROI.
These figures illustrate a sustained bullish outlook in the longer term, but they are estimates and not guarantees, subject to market conditions and other risks.
Tap a question to reveal the answer.
The forecast for 2030 shows min $62.68, avg $80.29, max $109.52, with ROI 96% and sentiment BULLISH.
The forecast data show bullish sentiment in most years after 2026, with increasing average prices and high ROI in later years (2030 96%, 2040 398.3%, 2050 768%). These are estimates, not guarantees.
Yes. The forecast max in 2030 is $109.52, and the 2029 max is $97.62, indicating it crosses $100 by 2030.
Current price is $40.96. The 30-day range is $37.01 to $45.33.
Market cap is $1.89B and the rank is 2075.
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