HealthEquity, Inc. is projected to rise to $114.24 by 2027, a +21% move from its current price of $94.40. HQY is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/13/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 14 | $92.82 | $94.44 | $96.09 | +0.04% |
| Jul 15 | $92.19 | $94.47 | $96.82 | +0.08% |
| Jul 16 | $91.72 | $94.51 | $97.39 | +0.12% |
| Jul 17 | $91.33 | $94.55 | $97.88 | +0.16% |
| Jul 18 | $90.99 | $94.59 | $98.32 | +0.20% |
| Jul 19 | $90.69 | $94.62 | $98.72 | +0.24% |
| Jul 20 | $90.42 | $94.66 | $99.10 | +0.28% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $90.42 | $94.66 | $99.10 | +0.28% |
| Week 2 | $88.97 | $94.92 | $101.28 | +0.55% |
| Week 3 | $87.93 | $95.19 | $103.05 | +0.83% |
| Week 4 | $87.09 | $95.45 | $104.61 | +1.11% |
| Week 5 | $86.40 | $95.72 | $106.04 | +1.39% |
| Week 6 | $85.79 | $95.98 | $107.38 | +1.67% |
| Week 7 | $85.26 | $96.25 | $108.65 | +1.96% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool.
The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; and brokers and advisors, a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers.
HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.
HQY is HealthEquity, Inc., currently priced at $92.29 per share. It has a market capitalization of $7.72B and is ranked 1082 by market cap.
The near-term outlook is framed by a bullish technical posture, with a 30-day range of $81.57 to $104.42, RSI of 60, and key moving averages near price: SMA50 at $85.39 and SMA200 at $88.07. The stock's near-term support sits around $83.43 and resistance at $92.29, suggesting a constructive trading range ahead.
Overall, the stock sits in a context of improving price action with a defined near-term range and a long history of expanding price targets in the forecast window.
A major floor 18.7% below — a decisive break under it would weaken the trend.
The nearest floor, 11.6% below — buyers have tended to step in here.
Price is pressing into resistance (2.7% away) — a breakout level to watch.
A major ceiling 11.4% above — clearing it would confirm fresh momentum.
Key HQY support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of HQY market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $95.50 | Sell | $94.53 | Sell |
| MA 10 | $93.17 | Buy | $93.09 | Buy |
| MA 20 | $89.56 | Buy | $90.95 | Buy |
| MA 50 | $87.01 | Buy | $87.95 | Buy |
| MA 100 | $83.78 | Buy | $86.69 | Buy |
| MA 200 | $88.12 | Buy | $87.64 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 62.22 | Neutral |
| Stoch RSI (14) | 70.68 | Neutral |
| CCI (20) | 82.88 | Neutral |
| Williams %R (14) | -19.04 | Info |
| MACD (12,26,9) | 0.67 | Buy |
| ROC (12) | 11.16 | Buy |
| Bollinger %B (20,2) | 0.78 | Neutral |
| Stochastic %K (14) | 80.96 | Sell |
| TRIX (15) | 0.28 | Buy |
| Awesome (5,34) | 6.57 | Buy |
| Ultimate (7,14,28) | 70.05 | Sell |
| Momentum (10) | 10.97 | Buy |
| Aroon Osc (25) | 28.00 | Buy |
| Hull MA (9) | 95.90 | Sell |
| ADX (14) | 19.16 | Neutral |
| ATR (14) | 1.39 | Info |
The 30-day range is $81.57 to $104.42, and the sentiment remains BULLISH with RSI at 60; the moving averages run around the price with SMA50 at $85.39 and SMA200 at $88.07.
Support is identified at $83.43 and resistance at $92.29, framing a clear near-term trading band.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $73.21 | $94.40 | $125.51 | 0% | Neutral | |
| $93.57 | $114.24 | $145.82 | +21% | Bullish | |
| $110.06 | $136.90 | $179.48 | +45% | Bullish | |
| $140.17 | $177.05 | $237.05 | +88% | Bullish | |
| $156.57 | $200.43 | $273.20 | +112% | Bullish | |
| $171.80 | $222.61 | $308.22 | +136% | Bullish | |
| $183.66 | $240.66 | $337.97 | +155% | Bullish | |
| $191.76 | $253.94 | $361.22 | +169% | Bullish | |
| $224.32 | $300.01 | $431.86 | +218% | Bullish | |
| $255.76 | $345.29 | $502.57 | +266% | Bullish | |
| $365.32 | $514.41 | $784.64 | +445% | Bullish | |
| $769.23 | $1,161.69 | $1,899.42 | +11.3x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $73.21 | $94.40 | $114.13 | +0.00% |
| August 2026 | $83.68 | $97.93 | $117.07 | +3.74% |
| September 2026 | $83.22 | $97.87 | $117.92 | -0.06% |
| October 2026 | $85.32 | $100.75 | $122.19 | +2.94% |
| November 2026 | $87.38 | $103.54 | $126.28 | +2.78% |
| December 2026 | $86.13 | $102.39 | $125.51 | -1.12% |
Click any year to see its month-by-month HQY forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The HQY price prediction for 2026 points to an average of $94.40 (low $73.21, high $125.51) — a potential gain of 0% on today's $94.40. A consolidation phase looks the most probable path here.
In 2027, HQY is projected to trade between $93.57 and $145.82, averaging $114.24 — a potential gain of +21% from today's $94.40. That is up +21% on the projected 2026 average. Momentum favours further upside here.
HealthEquity, Inc.'s 2028 outlook centres on $136.90, within a $110.06 to $179.48 range. That is up +20% on the projected 2027 average. That marks a +45% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, HQY could reach as high as $237.05, with a base case around $177.05 and support toward $140.17 — roughly +88% from $94.40. Momentum favours further upside here.
Expect HQY to range from $156.57 to $273.20 through 2030. The $200.43 average target implies a +112% move from current prices. That is up +13% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The HQY price prediction for 2031 points to an average of $222.61 (low $171.80, high $308.22) — a potential gain of +136% on today's $94.40. Momentum favours further upside here.
In 2032, HQY is projected to trade between $183.66 and $337.97, averaging $240.66 — a potential gain of +155% from today's $94.40. That is up +8% on the projected 2031 average. Buyers look set to stay in control over this stretch.
HealthEquity, Inc.'s 2033 outlook centres on $253.94, within a $191.76 to $361.22 range. That is up +6% on the projected 2032 average. That marks a +169% change versus current levels. Momentum favours further upside here.
By 2034, HQY could reach as high as $431.86, with a base case around $300.01 and support toward $224.32 — roughly +218% from $94.40. Buyers look set to stay in control over this stretch.
Expect HQY to range from $255.76 to $502.57 through 2035. The $345.29 average target implies a +266% move from current prices. That is up +15% on the projected 2034 average. Momentum favours further upside here.
The HQY price prediction for 2040 points to an average of $514.41 (low $365.32, high $784.64) — a potential gain of +445% on today's $94.40. Buyers look set to stay in control over this stretch.
In 2050, HQY is projected to trade between $769.23 and $1,899.42, averaging $1,161.69 — a potential gain of +11.3x from today's $94.40. That is up +126% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in HQY today (≈ 10.59322 HQY) could be worth
$12,306.06
+$11,306.06 (+1131%) by 2050 · US Dollar
Based on the average projected HQY price of $1,161.69 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in HQYwould be worth at today's price.
$1,000 invested in HQY on Jul 10, 2025 (≈ 10.289124 HQY) would be worth
$971.29
-$28.71 (-2.9%) today · 0.97× · US Dollar
Based on a HQY entry price of $97.19 vs. today's $94.4.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $95.31 | $990.45 | -1.0% |
| 1 month ago | $89.72 | $1,052.16 | +5.2% |
| 3 months ago | $77.96 | $1,210.88 | +21.1% |
| 6 months ago | $84.56 | $1,116.37 | +11.6% |
| 1 year ago | $97.19 | $971.29 | -2.9% |
| All time (5.0y) ago | $76.93 | $1,227.09 | +22.7% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our HQY forecast.
Our base-case forecast reaches $190.00 around 2030.
Implied market cap at $190.00: $15.93B
The multi-year forecast shows a sustained path of price appreciation across years. From 2026 through 2029, the trajectory includes 2026 min $73.21, avg $92.29, max $121.44 (ROI 0, sentiment NEUTRAL) and 2027 min $91.12, avg $111.32, max $142.23 (ROI 20.6, sentiment BULLISH); 2028 min $105.43, avg $131.20, max $172.12 (ROI 42.2, sentiment BULLISH); 2029 min $132.62, avg $167.58, max $224.51 (ROI 81.6, sentiment BULLISH).
2030 projects min $149.04, avg $190.86, max $260.28 (ROI 106.8, sentiment BULLISH); 2031 min $160.40, avg $207.91, max $288.00 (ROI 125.3, sentiment BULLISH); 2032 min $170.64, avg $223.68, max $314.23 (ROI 142.4, sentiment BULLISH); 2033 min $180.19, avg $238.68, max $339.65 (ROI 158.6, sentiment BULLISH); 2034 min $206.20, avg $275.85, max $397.22 (ROI 198.9, sentiment BULLISH); 2035 min $233.58, avg $315.44, max $459.27 (ROI 241.8, sentiment BULLISH).
2040 projects min $331.07, avg $466.29, max $711.42 (ROI 405.2, sentiment BULLISH); and 2050 projects min $681.25, avg $1,029.02, max $1,682.79 (ROI 1015, sentiment BULLISH).
The long-term picture suggests substantial upside, but it comes with the higher volatility implied by an annualized volatility of 40%.
Tap a question to reveal the answer.
Avg $190.86; min $149.04; max $260.28; ROI 106.8; sentiment BULLISH.
The forecast shows bullish sentiment across several years with rising averages (e.g., 2027 Avg $111.32, 2030 Avg $190.86, 2040 Avg $466.29, 2050 Avg $1,029.02). These are estimates and not guarantees.
Yes, the forecast lists Avg $1,029.02 by 2050 and a max of $1,682.79 with an ROI of 1015 and bullish sentiment.
$81.57 to $104.42.
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