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Horace Mann Educators Corporation is projected to rise to $65.31 by 2027, a +24% move from its current price of $52.53. HMN is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $51.99 | $52.55 | $53.12 | +0.04% |
| Jul 14 | $51.78 | $52.57 | $53.37 | +0.08% |
| Jul 15 | $51.63 | $52.59 | $53.58 | +0.12% |
| Jul 16 | $51.50 | $52.61 | $53.75 | +0.16% |
| Jul 17 | $51.39 | $52.64 | $53.91 | +0.20% |
| Jul 18 | $51.29 | $52.66 | $54.06 | +0.24% |
| Jul 19 | $51.21 | $52.68 | $54.19 | +0.28% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $51.21 | $52.68 | $54.19 | +0.28% |
| Week 2 | $50.75 | $52.83 | $54.99 | +0.56% |
| Week 3 | $50.44 | $52.97 | $55.64 | +0.84% |
| Week 4 | $50.19 | $53.12 | $56.22 | +1.13% |
| Week 5 | $50.00 | $53.27 | $56.76 | +1.41% |
| Week 6 | $49.84 | $53.42 | $57.26 | +1.69% |
| Week 7 | $49.70 | $53.57 | $57.74 | +1.98% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters.
The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages.
The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.
Horace Mann Educators Corporation (HMN) is a financial services company operating as an insurance holding company in the United States. The stock current price is $52.62, with a market capitalization of $2.12B and a rank of 2006 by market cap. These figures place HMN among mid-cap insurers and reflect its diversified insurance and retirement product offerings.
The price outlook is forward-looking, with a multi-year set of forecasts showing rising average prices after 2026 and bullish sentiment for the longer horizon. The forecast trajectory includes substantial upside, with the 2050 average price forecast reaching $587.59 and a corresponding ROI of 1016.7%. This indicates a long-run bullish stance, tempered by the fact that near-term estimates may vary and are not guaranteed.
A major floor 21.0% below — a decisive break under it would weaken the trend.
The nearest floor, 13.8% below — buyers have tended to step in here.
The nearest ceiling, 3.0% above — a clean break opens room to run.
A major ceiling 13.2% above — clearing it would confirm fresh momentum.
Key HMN support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of HMN market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $53.34 | Sell | $52.94 | Sell |
| MA 10 | $52.85 | Sell | $52.52 | Buy |
| MA 20 | $51.07 | Buy | $51.27 | Buy |
| MA 50 | $47.99 | Buy | $48.81 | Buy |
| MA 100 | $45.76 | Buy | $47.02 | Buy |
| MA 200 | $45.29 | Buy | $45.52 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 64.59 | Neutral |
| Stoch RSI (14) | 0.00 | Buy |
| CCI (20) | 54.67 | Neutral |
| Williams %R (14) | -31.24 | Info |
| MACD (12,26,9) | 0.04 | Buy |
| ROC (12) | 3.51 | Buy |
| Bollinger %B (20,2) | 0.68 | Neutral |
| Stochastic %K (14) | 68.76 | Neutral |
| TRIX (15) | 0.49 | Buy |
| Awesome (5,34) | 4.10 | Buy |
| Ultimate (7,14,28) | 66.05 | Neutral |
| Momentum (10) | 1.86 | Buy |
| Aroon Osc (25) | 84.00 | Buy |
| Hull MA (9) | 53.21 | Sell |
| ADX (14) | 36.60 | Buy |
| ATR (14) | 0.53 | Info |
The 30-day technical picture shows mixed-to-bullish signals. The sentiment is BULLISH and the RSI(14) is 80, suggesting overbought conditions in the near term. The 50-day simple moving average stands at $47.07, while the 200-day simple moving average is at $45.07, highlighting a near-term upward tilt.
Support is identified at $45.30 and resistance at $52.62, framing a narrow zone around the current price. The 30-day range runs from a low of $48.85 to a high of $56.68, indicating recent volatility within a relatively tight band around the current level.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $41.49 | $52.53 | $67.91 | 0% | Neutral | |
| $53.49 | $65.31 | $83.38 | +24% | Bullish | |
| $58.79 | $73.13 | $95.89 | +39% | Bullish | |
| $64.91 | $81.99 | $109.78 | +56% | Bullish | |
| $73.59 | $94.22 | $128.43 | +79% | Bullish | |
| $86.78 | $112.46 | $155.72 | +114% | Bullish | |
| $107.69 | $141.13 | $198.20 | +169% | Bullish | |
| $116.07 | $153.71 | $218.67 | +193% | Bullish | |
| $118.52 | $158.51 | $228.19 | +202% | Bullish | |
| $134.51 | $181.60 | $264.34 | +246% | Bullish | |
| $216.70 | $305.15 | $465.48 | +481% | Bullish | |
| $370.77 | $559.95 | $915.58 | +966% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $41.49 | $52.53 | $62.51 | +0.00% |
| August 2026 | $46.38 | $54.30 | $64.95 | +3.37% |
| September 2026 | $46.32 | $54.48 | $65.67 | +0.33% |
| October 2026 | $45.21 | $53.40 | $64.80 | -1.98% |
| November 2026 | $45.48 | $53.90 | $65.76 | +0.92% |
| December 2026 | $46.58 | $55.38 | $67.91 | +2.76% |
Click any year to see its month-by-month HMN forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect HMN to range from $41.49 to $67.91 through 2026. The $52.53 average target implies a 0% move from current prices. Price action looks broadly range-bound.
The HMN price prediction for 2027 points to an average of $65.31 (low $53.49, high $83.38) — a potential gain of +24% on today's $52.53. Buyers look set to stay in control over this stretch.
In 2028, HMN is projected to trade between $58.79 and $95.89, averaging $73.13 — a potential gain of +39% from today's $52.53. That is up +12% on the projected 2027 average. Momentum favours further upside here.
Horace Mann Educators Corporation's 2029 outlook centres on $81.99, within a $64.91 to $109.78 range. That is up +12% on the projected 2028 average. That marks a +56% change versus current levels. Buyers look set to stay in control over this stretch.
By 2030, HMN could reach as high as $128.43, with a base case around $94.22 and support toward $73.59 — roughly +79% from $52.53. Momentum favours further upside here.
Expect HMN to range from $86.78 to $155.72 through 2031. The $112.46 average target implies a +114% move from current prices. That is up +19% on the projected 2030 average. Buyers look set to stay in control over this stretch.
The HMN price prediction for 2032 points to an average of $141.13 (low $107.69, high $198.20) — a potential gain of +169% on today's $52.53. Momentum favours further upside here.
In 2033, HMN is projected to trade between $116.07 and $218.67, averaging $153.71 — a potential gain of +193% from today's $52.53. That is up +9% on the projected 2032 average. Buyers look set to stay in control over this stretch.
Horace Mann Educators Corporation's 2034 outlook centres on $158.51, within a $118.52 to $228.19 range. That is up +3% on the projected 2033 average. That marks a +202% change versus current levels. Momentum favours further upside here.
By 2035, HMN could reach as high as $264.34, with a base case around $181.60 and support toward $134.51 — roughly +246% from $52.53. Buyers look set to stay in control over this stretch.
Expect HMN to range from $216.70 to $465.48 through 2040. The $305.15 average target implies a +481% move from current prices. That is up +68% on the projected 2035 average. Momentum favours further upside here.
The HMN price prediction for 2050 points to an average of $559.95 (low $370.77, high $915.58) — a potential gain of +966% on today's $52.53. Buyers look set to stay in control over this stretch.
Investing $1,000 in HMN today (≈ 19.036741 HMN) could be worth
$10,659.69
+$9,659.69 (+966%) by 2050 · US Dollar
Based on the average projected HMN price of $559.95 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in HMNwould be worth at today's price.
$1,000 invested in HMN on Jul 10, 2025 (≈ 24.64268 HMN) would be worth
$1,294.48
+$294.48 (+29.4%) today · 1.29× · US Dollar
Based on a HMN entry price of $40.58 vs. today's $52.53.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $53.85 | $975.49 | -2.5% |
| 1 month ago | $48.5 | $1,083.09 | +8.3% |
| 3 months ago | $44.22 | $1,187.92 | +18.8% |
| 6 months ago | $44.52 | $1,179.92 | +18.0% |
| 1 year ago | $40.58 | $1,294.48 | +29.4% |
| All time (5.0y) ago | $37.35 | $1,406.43 | +40.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our HMN forecast.
Our base-case forecast reaches $110.00 around 2031.
Implied market cap at $110.00: $4.44B
The multi-year forecast shows sustained upside with rising average prices well into the 2030s and beyond. In 2030, the average price is forecast at $96.15 with a min of $75.08 and a max of $131.13, yielding an 82.7% ROI and a bullish sentiment. By 2040, the average price is projected to $320.00 (min $227.20, max $488.22) with a 508.1% ROI and continued bullish sentiment.
The 2050 forecast imagines an average price of $587.59 (min $389.01, max $960.91) and a projected ROI of 1016.7%, remaining bullish through the period. These figures imply a strong, long-run upside with substantial capital appreciation potential, while acknowledging that these are estimates and not guarantees. As with any forecast, uncertainty remains, and outcomes can be affected by a range of macro and sector-specific factors.
Tap a question to reveal the answer.
2030 avg $96.15; min $75.08; max $131.13; ROI 82.7%; sentiment bullish.
Forecasts show bullish sentiment from 2027 onward with rising averages to $587.59 by 2050 and ROI of 1016.7% by 2050, but these are estimates and not guarantees.
Yes. The 2030 max is $131.13, and the 2029 max is $111.50, indicating potential to exceed $100 in the forecast horizon.
Current price is $52.62 with a market cap of $2.12B and a rank of 2006.
Forecasts are subject to uncertainty; the asset shows volatility with an annualized volatility of 20%, and the 30-day range is $48.85 to $56.68, indicating near-term fluctuation around the current level.
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