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HBT Financial, Inc. is projected to rise to $38.53 by 2027, a +20% move from its current price of $32.06. HBT is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/13/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 14 | $31.71 | $32.07 | $32.43 | +0.03% |
| Jul 15 | $31.57 | $32.08 | $32.59 | +0.05% |
| Jul 16 | $31.46 | $32.08 | $32.72 | +0.08% |
| Jul 17 | $31.38 | $32.09 | $32.82 | +0.10% |
| Jul 18 | $31.30 | $32.10 | $32.92 | +0.13% |
| Jul 19 | $31.23 | $32.11 | $33.01 | +0.15% |
| Jul 20 | $31.17 | $32.12 | $33.09 | +0.18% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $31.17 | $32.12 | $33.09 | +0.18% |
| Week 2 | $30.84 | $32.17 | $33.56 | +0.35% |
| Week 3 | $30.61 | $32.23 | $33.94 | +0.53% |
| Week 4 | $30.42 | $32.29 | $34.27 | +0.71% |
| Week 5 | $30.26 | $32.34 | $34.57 | +0.89% |
| Week 6 | $30.12 | $32.40 | $34.86 | +1.06% |
| Week 7 | $30.00 | $32.46 | $35.12 | +1.24% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, providing a broad range of financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services (noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts) and a wide set of lending products (non-owner occupied regulatory CRE, construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services).
It also provides digital banking services (online banking, mobile banking, digital payments, and personal financial management tools), small business and commercial checking accounts, treasury management services, financial planning to consumers, trusts, and estates, and trustee and custodial services. Additional offerings include investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc.
and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.
HBT Financial, Inc. (HBT) is a financial services company that operates as the bank holding company for Heartland Bank and Trust Company, serving Illinois and Eastern Iowa. It is positioned in the financial services sector and carries a market-facing role through a diversified suite of deposit, lending, digital banking, wealth, and advisory services.
Its current price and market position reflect a mid-cap footprint with a market capitalization of $1.19B and a rank of 2454.
The stock’s price outlook is captured in the year-by-year forecast horizon. The 2026 projection shows an average price of $32.74 with a min of $25.71 and a max of $42.75, indicating a neutral stance on the near term. From 2027 onward, the forecast shows a bullish trajectory, with rising averages into the 2030s and beyond, including a long-run path to higher price levels as indicated by the 2040 and 2050 projections (average prices of $175.94 and $403.57, respectively).
A major floor 19.6% below — a decisive break under it would weaken the trend.
The nearest floor, 13.4% below — buyers have tended to step in here.
Price is pressing into resistance (2.1% away) — a breakout level to watch.
A major ceiling 11.8% above — clearing it would confirm fresh momentum.
Key HBT support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of HBT market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $32.08 | Sell | $32.01 | Buy |
| MA 10 | $32.09 | Sell | $31.87 | Buy |
| MA 20 | $31.33 | Buy | $31.31 | Buy |
| MA 50 | $29.48 | Buy | $30.00 | Buy |
| MA 100 | $28.45 | Buy | $28.87 | Buy |
| MA 200 | $27.01 | Buy | $27.55 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 62.20 | Neutral |
| Stoch RSI (14) | 17.85 | Buy |
| CCI (20) | 60.49 | Neutral |
| Williams %R (14) | -30.09 | Info |
| MACD (12,26,9) | -0.05 | Sell |
| ROC (12) | 2.99 | Buy |
| Bollinger %B (20,2) | 0.70 | Neutral |
| Stochastic %K (14) | 69.91 | Neutral |
| TRIX (15) | 0.43 | Buy |
| Awesome (5,34) | 1.79 | Buy |
| Ultimate (7,14,28) | 58.20 | Neutral |
| Momentum (10) | 0.44 | Buy |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 31.83 | Buy |
| ADX (14) | 28.58 | Buy |
| ATR (14) | 0.36 | Info |
The 30-day technical picture shows a trading range from $30.33 to $35.34, reflecting a recent tightening around the current price level. RSI14 is 80, signaling strong bullish momentum, while the 50-day simple moving average stands at $29.00 and the 200-day simple moving average at $26.82, suggesting the trend is supported by a positive longer-term baseline. The stock’s immediate support is $27.61 and resistance is $32.74, with a 30-day range that highlights the potential for continued upside moves into the upper end of the range.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $25.71 | $32.06 | $41.83 | 0% | Neutral | |
| $31.56 | $38.53 | $49.18 | +20% | Bullish | |
| $37.68 | $46.87 | $61.44 | +46% | Bullish | |
| $44.15 | $55.77 | $74.67 | +74% | Bullish | |
| $54.30 | $69.51 | $94.75 | +117% | Bullish | |
| $59.69 | $77.34 | $107.08 | +141% | Bullish | |
| $61.72 | $80.88 | $113.59 | +152% | Bullish | |
| $69.83 | $92.48 | $131.55 | +188% | Bullish | |
| $73.62 | $98.46 | $141.74 | +207% | Bullish | |
| $82.32 | $111.13 | $161.76 | +247% | Bullish | |
| $121.99 | $171.78 | $262.02 | +436% | Bullish | |
| $260.35 | $393.18 | $642.87 | +11.3x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $25.71 | $32.06 | $38.56 | +0.00% |
| August 2026 | $27.93 | $32.68 | $39.07 | +1.94% |
| September 2026 | $27.90 | $32.81 | $39.53 | +0.38% |
| October 2026 | $28.79 | $33.99 | $41.23 | +3.61% |
| November 2026 | $29.19 | $34.59 | $42.19 | +1.77% |
| December 2026 | $28.71 | $34.13 | $41.83 | -1.34% |
Click any year to see its month-by-month HBT forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect HBT to range from $25.71 to $41.83 through 2026. The $32.06 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The HBT price prediction for 2027 points to an average of $38.53 (low $31.56, high $49.18) — a potential gain of +20% on today's $32.06. Momentum favours further upside here.
In 2028, HBT is projected to trade between $37.68 and $61.44, averaging $46.87 — a potential gain of +46% from today's $32.06. That is up +22% on the projected 2027 average. Buyers look set to stay in control over this stretch.
HBT Financial, Inc.'s 2029 outlook centres on $55.77, within a $44.15 to $74.67 range. That is up +19% on the projected 2028 average. That marks a +74% change versus current levels. Momentum favours further upside here.
By 2030, HBT could reach as high as $94.75, with a base case around $69.51 and support toward $54.30 — roughly +117% from $32.06. Buyers look set to stay in control over this stretch.
Expect HBT to range from $59.69 to $107.08 through 2031. The $77.34 average target implies a +141% move from current prices. That is up +11% on the projected 2030 average. Momentum favours further upside here.
The HBT price prediction for 2032 points to an average of $80.88 (low $61.72, high $113.59) — a potential gain of +152% on today's $32.06. Buyers look set to stay in control over this stretch.
In 2033, HBT is projected to trade between $69.83 and $131.55, averaging $92.48 — a potential gain of +188% from today's $32.06. That is up +14% on the projected 2032 average. Momentum favours further upside here.
HBT Financial, Inc.'s 2034 outlook centres on $98.46, within a $73.62 to $141.74 range. That is up +6% on the projected 2033 average. That marks a +207% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, HBT could reach as high as $161.76, with a base case around $111.13 and support toward $82.32 — roughly +247% from $32.06. Momentum favours further upside here.
Expect HBT to range from $121.99 to $262.02 through 2040. The $171.78 average target implies a +436% move from current prices. That is up +55% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The HBT price prediction for 2050 points to an average of $393.18 (low $260.35, high $642.87) — a potential gain of +11.3x on today's $32.06. Momentum favours further upside here.
Investing $1,000 in HBT today (≈ 31.191516 HBT) could be worth
$12,263.96
+$11,263.96 (+1126%) by 2050 · US Dollar
Based on the average projected HBT price of $393.18 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in HBTwould be worth at today's price.
$1,000 invested in HBT on Jul 10, 2025 (≈ 38.008363 HBT) would be worth
$1,218.55
+$218.55 (+21.9%) today · 1.22× · US Dollar
Based on a HBT entry price of $26.31 vs. today's $32.06.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $32.18 | $996.27 | -0.4% |
| 1 month ago | $30.46 | $1,052.53 | +5.3% |
| 3 months ago | $28.25 | $1,134.87 | +13.5% |
| 6 months ago | $26.36 | $1,216.24 | +21.6% |
| 1 year ago | $26.31 | $1,218.55 | +21.9% |
| All time (5.0y) ago | $16.75 | $1,914.03 | +91.4% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our HBT forecast.
Our base-case forecast reaches $64.00 around 2030.
Implied market cap at $64.00: $2.33B
Year-by-year forecasts emphasize a strong long-run uptrend. The 2026 forecast shows min $25.71, avg $32.74, max $42.75 with a neutral sentiment and ROI 0. By 2027 the avg climbs to $39.80 with a min of $32.58 and max of $50.84, and a bullish stance with ROI 21.6.
The trajectory continues to 2030, where the avg is $71.74 with a min of $56.02 and max of $97.83, yielding an upside of 119.1 and a bullish sentiment. In 2040, the forecast projects a min of $124.92, an avg of $175.94, and a max of $268.44, with a 437.4 ROI and bullish sentiment. By 2050, the min is $267.18, the avg $403.57, and the max $659.97, with a 1132.7 ROI and bullish sentiment.
These figures illustrate a substantial long-term appreciation path, but they are estimates and not guarantees. Investors should consider the accompanying uncertainty and use these projections as one of several inputs in decision making.
Tap a question to reveal the answer.
The forecast for 2030 shows an average price of $71.74, with a min of $56.02 and a max of $97.83, and a forecasted ROI of 119.1. The sentiment is bullish.
The forecast shows a bullish sentiment from 2027 onward, with rising average prices each year (e.g., $39.80 in 2027, $48.15 in 2028, $57.36 in 2029, $71.74 in 2030, and higher thereafter). ROI figures rise year by year, starting from 21.6 in 2027 and reaching 1132.7 by 2050.
According to the forecast, the 2030 max is $97.83, and the 2031 max is $109.67. This means the price could exceed $100 in 2031, but not in 2030 based on the given projections.
The current price is $32.74 and the market cap is $1.19B.
The 30-day range is $30.33 to $35.34. RSI14 is 80, indicating bullish momentum. The 50-day SMA is $29.00 and the 200-day SMA is $26.82. Support is $27.61 and resistance is $32.74.
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