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Financial Institutions, Inc. is projected to rise to $45.33 by 2027, a +26% move from its current price of $35.93. FISI is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $35.54 | $35.96 | $36.38 | +0.07% |
| May 30 | $35.40 | $35.98 | $36.58 | +0.15% |
| May 31 | $35.30 | $36.01 | $36.74 | +0.22% |
| Jun 1 | $35.21 | $36.04 | $36.88 | +0.30% |
| Jun 2 | $35.14 | $36.06 | $37.01 | +0.37% |
| Jun 3 | $35.08 | $36.09 | $37.13 | +0.45% |
| Jun 4 | $35.03 | $36.12 | $37.24 | +0.52% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $35.03 | $36.12 | $37.24 | +0.52% |
| Week 2 | $34.77 | $36.31 | $37.91 | +1.05% |
| Week 3 | $34.61 | $36.50 | $38.48 | +1.58% |
| Week 4 | $34.51 | $36.69 | $39.00 | +2.11% |
| Week 5 | $34.44 | $36.88 | $39.49 | +2.64% |
| Week 6 | $34.39 | $37.07 | $39.96 | +3.18% |
| Week 7 | $34.37 | $37.27 | $40.41 | +3.72% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans.
In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
Financial Institutions, Inc. (FISI) is categorized in Financial Services. The current price is $35.36 with a market cap of $696.11M and a rank of 2785. The price outlook shows meaningful upside through the forecast horizon, with average prices rising from the mid-2020s toward multi-decade highs.
By 2030, the average is projected at $63.21, expanding further to $210.65 by 2040 and to $449.15 by 2050, reflecting strong longer-term upside.
A major floor 15.8% below — a decisive break under it would weaken the trend.
The nearest floor, 6.2% below — buyers have tended to step in here.
Price is pressing into resistance (0.8% away) — a breakout level to watch.
A major ceiling 5.2% above — clearing it would confirm fresh momentum.
Key FISI support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of FISI market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $35.60 | Buy | $35.59 | Buy |
| MA 10 | $34.91 | Buy | $35.24 | Buy |
| MA 20 | $34.81 | Buy | $34.86 | Buy |
| MA 50 | $33.65 | Buy | $34.01 | Buy |
| MA 100 | $33.04 | Buy | $32.97 | Buy |
| MA 200 | $30.79 | Buy | $31.25 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 63.08 | Neutral |
| Stoch RSI (14) | 82.04 | Sell |
| CCI (20) | 129.13 | Buy |
| Williams %R (14) | -12.08 | Info |
| MACD (12,26,9) | 0.09 | Buy |
| ROC (12) | 1.47 | Buy |
| Bollinger %B (20,2) | 0.92 | Neutral |
| Stochastic %K (14) | 87.92 | Sell |
| TRIX (15) | 0.17 | Buy |
| Awesome (5,34) | 0.97 | Buy |
| Ultimate (7,14,28) | 74.35 | Sell |
| Momentum (10) | 1.26 | Buy |
| Aroon Osc (25) | 84.00 | Buy |
| Hull MA (9) | 36.18 | Sell |
| ADX (14) | 18.71 | Neutral |
| ATR (14) | 0.38 | Info |
Near-term technicals point to a bullish setup. RSI14 is 60, placing momentum in the upper neutral zone. The 50-day simple moving average is $33.42, above the 200-day moving average of $30.67, which supports a positive trend. Key near-term levels include a support at $33.71 and a resistance at $35.41, with the 30-day range spanning from $32.85 to $38.06.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $30.25 | $35.93 | $50.86 | 0% | Neutral | |
| $37.04 | $45.33 | $58.09 | +26% | Bullish | |
| $42.67 | $53.19 | $69.93 | +48% | Bullish | |
| $47.18 | $59.70 | $80.12 | +66% | Bullish | |
| $49.22 | $63.11 | $86.20 | +76% | Bullish | |
| $63.57 | $82.49 | $114.43 | +130% | Bullish | |
| $74.87 | $98.24 | $138.19 | +173% | Bullish | |
| $78.15 | $103.62 | $147.63 | +188% | Bullish | |
| $86.26 | $115.50 | $166.50 | +221% | Bullish | |
| $87.67 | $118.50 | $172.71 | +230% | Bullish | |
| $147.26 | $207.57 | $316.93 | +478% | Bullish | |
| $292.99 | $442.83 | $724.59 | +11.3x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $30.25 | $35.93 | $42.06 | +0.00% |
| June 2026 | $31.38 | $36.61 | $43.54 | +1.90% |
| July 2026 | $32.78 | $38.45 | $46.16 | +5.04% |
| August 2026 | $33.67 | $39.68 | $47.98 | +3.18% |
| September 2026 | $33.48 | $39.61 | $48.17 | -0.18% |
| October 2026 | $33.83 | $40.15 | $49.11 | +1.39% |
| November 2026 | $34.67 | $41.27 | $50.71 | +2.78% |
| December 2026 | $34.52 | $41.21 | $50.86 | -0.14% |
Click any year to see its month-by-month FISI forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Financial Institutions, Inc.'s 2026 outlook centres on $35.93, within a $30.25 to $50.86 range. That marks a 0% change versus current levels. Price action looks broadly range-bound.
By 2027, FISI could reach as high as $58.09, with a base case around $45.33 and support toward $37.04 — roughly +26% from $35.93. Buyers look set to stay in control over this stretch.
Expect FISI to range from $42.67 to $69.93 through 2028. The $53.19 average target implies a +48% move from current prices. That is up +17% on the projected 2027 average. Momentum favours further upside here.
The FISI price prediction for 2029 points to an average of $59.70 (low $47.18, high $80.12) — a potential gain of +66% on today's $35.93. Buyers look set to stay in control over this stretch.
In 2030, FISI is projected to trade between $49.22 and $86.20, averaging $63.11 — a potential gain of +76% from today's $35.93. That is up +6% on the projected 2029 average. Momentum favours further upside here.
Financial Institutions, Inc.'s 2031 outlook centres on $82.49, within a $63.57 to $114.43 range. That is up +31% on the projected 2030 average. That marks a +130% change versus current levels. Buyers look set to stay in control over this stretch.
By 2032, FISI could reach as high as $138.19, with a base case around $98.24 and support toward $74.87 — roughly +173% from $35.93. Momentum favours further upside here.
Expect FISI to range from $78.15 to $147.63 through 2033. The $103.62 average target implies a +188% move from current prices. That is up +5% on the projected 2032 average. Buyers look set to stay in control over this stretch.
The FISI price prediction for 2034 points to an average of $115.50 (low $86.26, high $166.50) — a potential gain of +221% on today's $35.93. Momentum favours further upside here.
In 2035, FISI is projected to trade between $87.67 and $172.71, averaging $118.50 — a potential gain of +230% from today's $35.93. That is up +3% on the projected 2034 average. Buyers look set to stay in control over this stretch.
Financial Institutions, Inc.'s 2040 outlook centres on $207.57, within a $147.26 to $316.93 range. That is up +75% on the projected 2035 average. That marks a +478% change versus current levels. Momentum favours further upside here.
By 2050, FISI could reach as high as $724.59, with a base case around $442.83 and support toward $292.99 — roughly +11.3x from $35.93. Buyers look set to stay in control over this stretch.
Investing $1,000 in FISI today (≈ 27.831895 FISI) could be worth
$12,324.87
+$11,324.87 (+1132%) by 2050 · US Dollar
Based on the average projected FISI price of $442.83 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in FISIwould be worth at today's price.
$1,000 invested in FISI on May 27, 2025 (≈ 38.491148 FISI) would be worth
$1,382.99
+$382.99 (+38.3%) today · 1.38× · US Dollar
Based on a FISI entry price of $25.98 vs. today's $35.93.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $35.1 | $1,023.65 | +2.4% |
| 1 month ago | $34.56 | $1,039.64 | +4.0% |
| 3 months ago | $32.9 | $1,092.1 | +9.2% |
| 6 months ago | $30.6 | $1,174.18 | +17.4% |
| 1 year ago | $25.98 | $1,382.99 | +38.3% |
| All time (5.0y) ago | $32.59 | $1,102.49 | +10.2% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our FISI forecast.
Our base-case forecast reaches $72.00 around 2031.
Implied market cap at $72.00: $1.42B
The multi-year forecast shows substantial upside. In 2026 the avg is $35.36 with a min of $30.25 and a max of $50.04 (ROI 0, sentiment NEUTRAL). By 2030 the avg is $63.21 with a min of $49.29 and a max of $86.36, yielding an ROI of 78.8% and a bullish sentiment.
The forecast continues to climb to 2040 (avg $210.65, min $149.44, max $321.68, ROI 495.7, bullish) and 2050 (avg $449.15, min $297.14, max $734.98, ROI 1170.2, bullish). These figures imply strong long-run upside but remain estimates and carry inherent uncertainty.
Tap a question to reveal the answer.
In 2030, the forecasted average price is $63.21, with a min of $49.29 and a max of $86.36, and an estimated ROI of 78.8% with bullish sentiment.
The forecast shows bullish sentiment across multiple years, with growing averages: 2027 avg $45.06, 2028 avg $52.92, 2029 avg $59.16, 2030 avg $63.21, 2040 avg $210.65, and 2050 avg $449.15, with increasing ROI to 1170.2% by 2050. These are estimates and not guarantees.
Yes. The 2033 forecast shows an average of $104.04 with a max of $148.25 and a min of $78.46, indicating a path above $100 in the mid-2030s.
The current price is $35.36 and the market cap is $696.11M.
For 2050, the avg forecast is $449.15, with a min of $297.14 and a max of $734.98, and a predicted ROI of 1170.2% with bullish sentiment.
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