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Ellington Credit Company is projected to rise to $5.22 by 2027, a +18% move from its current price of $4.43. EARN is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $4.37 | $4.43 | $4.48 | -0.05% |
| Jul 14 | $4.35 | $4.43 | $4.50 | -0.10% |
| Jul 15 | $4.33 | $4.42 | $4.52 | -0.15% |
| Jul 16 | $4.31 | $4.42 | $4.53 | -0.20% |
| Jul 17 | $4.30 | $4.42 | $4.54 | -0.25% |
| Jul 18 | $4.28 | $4.42 | $4.55 | -0.30% |
| Jul 19 | $4.27 | $4.41 | $4.56 | -0.35% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $4.27 | $4.41 | $4.56 | -0.35% |
| Week 2 | $4.20 | $4.40 | $4.61 | -0.70% |
| Week 3 | $4.14 | $4.38 | $4.64 | -1.05% |
| Week 4 | $4.09 | $4.37 | $4.67 | -1.40% |
| Week 5 | $4.04 | $4.35 | $4.69 | -1.74% |
| Week 6 | $4.00 | $4.34 | $4.70 | -2.09% |
| Week 7 | $3.96 | $4.32 | $4.72 | -2.43% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Ellington Credit Company (EARN) is a closed-end management investment company in the Financial Services sector. It focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches.
It was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.
The current price is $4.36. The market cap is $163.8M. Its market rank is 3959. The price outlook is informed by the forecast, which shows a path to higher values over time. The 30-day range is $3.99 to $4.76, with near-term support at $4.36 and resistance at $4.93.
Over the longer horizon, the forecast suggests bullish momentum with average prices rising to $26.00 by 2050 and a maximum of $42.53, yielding a potential ROI of 496.4%.
A major floor 10.7% below — a decisive break under it would weaken the trend.
Price is testing support right now (2.5% away) — a key level to hold.
The nearest ceiling, 11.1% above — a clean break opens room to run.
A major ceiling 16.4% above — clearing it would confirm fresh momentum.
Key EARN support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of EARN market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $4.38 | Buy | $4.40 | Buy |
| MA 10 | $4.42 | Buy | $4.41 | Buy |
| MA 20 | $4.45 | Sell | $4.47 | Sell |
| MA 50 | $4.64 | Sell | $4.58 | Sell |
| MA 100 | $4.66 | Sell | $4.72 | Sell |
| MA 200 | $4.99 | Sell | $4.97 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 44.86 | Neutral |
| Stoch RSI (14) | 70.97 | Neutral |
| CCI (20) | -19.72 | Neutral |
| Williams %R (14) | -60.71 | Info |
| MACD (12,26,9) | 0.00 | Buy |
| ROC (12) | -0.67 | Sell |
| Bollinger %B (20,2) | 0.44 | Neutral |
| Stochastic %K (14) | 39.29 | Neutral |
| TRIX (15) | -0.25 | Sell |
| Awesome (5,34) | -0.20 | Sell |
| Ultimate (7,14,28) | 50.44 | Neutral |
| Momentum (10) | -0.06 | Sell |
| Aroon Osc (25) | -84.00 | Sell |
| Hull MA (9) | 4.37 | Buy |
| ADX (14) | 17.26 | Neutral |
| ATR (14) | 0.05 | Info |
The near-term technical picture is BEARISH, with RSI(14) at 30. The price is trading below the 50-day and 200-day moving averages, with SMA50 at $4.71 and SMA200 at $5.08. Near-term support is $4.36 and resistance is $4.93. The 30-day price range runs from $3.99 to $4.76. This range frames the near-term upside and downside.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $4.32 | $4.43 | $5.24 | 0% | Neutral | |
| $4.28 | $5.22 | $6.66 | +18% | Neutral | |
| $4.89 | $6.09 | $7.98 | +37% | Bullish | |
| $5.16 | $6.52 | $8.73 | +47% | Bullish | |
| $5.73 | $7.34 | $10.00 | +66% | Bullish | |
| $5.86 | $7.60 | $10.52 | +71% | Bullish | |
| $5.96 | $7.81 | $10.96 | +76% | Bullish | |
| $6.26 | $8.29 | $11.80 | +87% | Bullish | |
| $6.70 | $8.96 | $12.90 | +102% | Bullish | |
| $7.97 | $10.77 | $15.67 | +143% | Bullish | |
| $9.89 | $13.93 | $21.24 | +214% | Bullish | |
| $18.87 | $28.50 | $46.61 | +543% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $4.32 | $4.43 | $5.24 | +0.00% |
| August 2026 | $3.66 | $4.29 | $5.13 | -3.20% |
| September 2026 | $3.60 | $4.23 | $5.10 | -1.33% |
| October 2026 | $3.66 | $4.32 | $5.24 | +2.15% |
| November 2026 | $3.65 | $4.32 | $5.27 | -0.04% |
| December 2026 | $3.59 | $4.27 | $5.24 | -1.17% |
Click any year to see its month-by-month EARN forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The EARN price prediction for 2026 points to an average of $4.43 (low $4.32, high $5.24) — a potential gain of 0% on today's $4.43. A consolidation phase looks the most probable path here.
In 2027, EARN is projected to trade between $4.28 and $6.66, averaging $5.22 — a potential gain of +18% from today's $4.43. That is up +18% on the projected 2026 average. Price action looks broadly range-bound.
Ellington Credit Company's 2028 outlook centres on $6.09, within a $4.89 to $7.98 range. That is up +17% on the projected 2027 average. That marks a +37% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, EARN could reach as high as $8.73, with a base case around $6.52 and support toward $5.16 — roughly +47% from $4.43. Momentum favours further upside here.
Expect EARN to range from $5.73 to $10.00 through 2030. The $7.34 average target implies a +66% move from current prices. That is up +13% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The EARN price prediction for 2031 points to an average of $7.60 (low $5.86, high $10.52) — a potential gain of +71% on today's $4.43. Momentum favours further upside here.
In 2032, EARN is projected to trade between $5.96 and $10.96, averaging $7.81 — a potential gain of +76% from today's $4.43. That is up +3% on the projected 2031 average. Buyers look set to stay in control over this stretch.
Ellington Credit Company's 2033 outlook centres on $8.29, within a $6.26 to $11.80 range. That is up +6% on the projected 2032 average. That marks a +87% change versus current levels. Momentum favours further upside here.
By 2034, EARN could reach as high as $12.90, with a base case around $8.96 and support toward $6.70 — roughly +102% from $4.43. Buyers look set to stay in control over this stretch.
Expect EARN to range from $7.97 to $15.67 through 2035. The $10.77 average target implies a +143% move from current prices. That is up +20% on the projected 2034 average. Momentum favours further upside here.
The EARN price prediction for 2040 points to an average of $13.93 (low $9.89, high $21.24) — a potential gain of +214% on today's $4.43. Buyers look set to stay in control over this stretch.
In 2050, EARN is projected to trade between $18.87 and $46.61, averaging $28.50 — a potential gain of +543% from today's $4.43. That is up +105% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in EARN today (≈ 225.733634 EARN) could be worth
$6,434.35
+$5,434.35 (+543%) by 2050 · US Dollar
Based on the average projected EARN price of $28.5 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in EARNwould be worth at today's price.
$1,000 invested in EARN on Jul 10, 2025 (≈ 168.918917 EARN) would be worth
$748.31
-$251.69 (-25.2%) today · 0.75× · US Dollar
Based on a EARN entry price of $5.92 vs. today's $4.43.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $4.36 | $1,016.06 | +1.6% |
| 1 month ago | $4.71 | $940.55 | -5.9% |
| 3 months ago | $4.61 | $960.95 | -3.9% |
| 6 months ago | $5.5 | $805.45 | -19.5% |
| 1 year ago | $5.92 | $748.31 | -25.2% |
| All time (5.0y) ago | $11.17 | $396.6 | -60.3% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our EARN forecast.
Our base-case forecast reaches $8.90 around 2034.
Implied market cap at $8.90: $334.36M
The multi-year forecast shows a bullish trajectory from 2027 onward. The 2027 average price is $5.13 with ROI 17.6 and sentiment NEUTRAL, and the path continues higher in 2028 at $5.75 (ROI 32) and 2029 at $6.25 (ROI 43.4). These are estimates, not guarantees.
By 2030 the average is $7.08 (ROI 62.4), and 2031 is $7.06 (ROI 61.9), followed by 2032 at $7.29 (ROI 67.1), 2033 at $7.83 (ROI 79.7), and 2034 at $8.20 (ROI 88.1). The year-by-year path continues to 2035 at $10.00 (ROI 129.3), 2040 at $12.24 (ROI 180.8), and 2050 at $26.00 (ROI 496.4) with bullish sentiment across these years. The 2050 maximum price is $42.53.
Tap a question to reveal the answer.
Avg $7.08, min $5.53, max $9.66, ROI 62.4%, sentiment BULLISH.
Forecasts show positive ROI in 2027 onward, with 2027 ROI 17.6%, 2030 ROI 62.4%, and 2050 ROI 496.4%; sentiment turns BULLISH in later years.
Yes—the 2035 forecast shows avg $10.00 with min $7.40 and max $14.56; ROI 129.3%.
2026 min $4.34, avg $4.36, max $5.24; ROI 0; sentiment NEUTRAL.
Avg $26.00, max $42.53; ROI 496.4%; sentiment BULLISH.
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