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Citizens Financial Services, Inc. is projected to rise to $92.96 by 2027, a +41% move from its current price of $65.80. CZFS is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $64.73 | $65.82 | $66.94 | +0.04% |
| May 30 | $64.30 | $65.85 | $67.43 | +0.07% |
| May 31 | $63.98 | $65.87 | $67.82 | +0.11% |
| Jun 1 | $63.71 | $65.89 | $68.15 | +0.14% |
| Jun 2 | $63.48 | $65.92 | $68.44 | +0.18% |
| Jun 3 | $63.28 | $65.94 | $68.71 | +0.21% |
| Jun 4 | $63.09 | $65.96 | $68.96 | +0.25% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $63.09 | $65.96 | $68.96 | +0.25% |
| Week 2 | $62.10 | $66.13 | $70.42 | +0.50% |
| Week 3 | $61.38 | $66.29 | $71.60 | +0.74% |
| Week 4 | $60.80 | $66.45 | $72.64 | +0.99% |
| Week 5 | $60.31 | $66.62 | $73.58 | +1.24% |
| Week 6 | $59.89 | $66.78 | $74.47 | +1.49% |
| Week 7 | $59.52 | $66.95 | $75.31 | +1.75% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Citizens Financial Services, Inc. is a bank holding company that provides a broad range of banking products and services for individual, business, governmental, and institutional customers. The company offers deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services.
It also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc.
was founded in 1984 and is headquartered in Mansfield, Pennsylvania.
CZFS is the stock of Citizens Financial Services, Inc., a Financial Services company. It is currently trading at $63.60, with a market capitalization of $305.59M and a rank of 3515. The current price and market position place it among smaller-cap financials with a defined near-term range and a multi-year forecast showing potential upside.
A major floor 14.1% below — a decisive break under it would weaken the trend.
The nearest floor, 8.1% below — buyers have tended to step in here.
The nearest ceiling, 4.9% above — a clean break opens room to run.
A major ceiling 11.9% above — clearing it would confirm fresh momentum.
Key CZFS support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of CZFS market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $64.79 | Buy | $64.83 | Buy |
| MA 10 | $64.09 | Buy | $64.44 | Buy |
| MA 20 | $63.69 | Buy | $64.30 | Buy |
| MA 50 | $63.95 | Buy | $63.89 | Buy |
| MA 100 | $63.06 | Buy | $62.86 | Buy |
| MA 200 | $60.66 | Buy | $61.45 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 55.96 | Neutral |
| Stoch RSI (14) | 100.00 | Sell |
| CCI (20) | 136.24 | Buy |
| Williams %R (14) | -2.71 | Info |
| MACD (12,26,9) | 0.20 | Buy |
| ROC (12) | 3.13 | Buy |
| Bollinger %B (20,2) | 0.90 | Neutral |
| Stochastic %K (14) | 97.29 | Sell |
| TRIX (15) | -0.03 | Sell |
| Awesome (5,34) | -0.32 | Sell |
| Ultimate (7,14,28) | 67.13 | Neutral |
| Momentum (10) | 2.67 | Buy |
| Aroon Osc (25) | -36.00 | Sell |
| Hull MA (9) | 65.00 | Buy |
| ADX (14) | 8.93 | Neutral |
| ATR (14) | 1.00 | Info |
Near-term technical indicators point to a bullish setup in the immediate frame. The stock’s RSI14 sits at 50, with the 50-day simple moving average at $63.70 and the 200-day simple moving average at $60.54, suggesting the price could grind higher if momentum strengthens. Immediate support is at $60.45 and resistance at $69.02, with the 30-day price range from $56.79 to $71.23.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $55.65 | $65.80 | $89.86 | 0% | Neutral | |
| $75.94 | $92.96 | $119.11 | +41% | Bullish | |
| $80.08 | $99.81 | $131.23 | +52% | Bullish | |
| $84.36 | $106.74 | $143.27 | +62% | Bullish | |
| $97.62 | $125.16 | $170.96 | +90% | Bullish | |
| $100.30 | $130.16 | $180.55 | +98% | Bullish | |
| $111.48 | $146.29 | $205.78 | +122% | Bullish | |
| $136.78 | $181.35 | $258.37 | +176% | Bullish | |
| $151.01 | $202.21 | $291.49 | +207% | Bullish | |
| $166.29 | $224.77 | $327.59 | +242% | Bullish | |
| $235.03 | $331.27 | $505.83 | +403% | Bullish | |
| $434.16 | $656.19 | $1,073.70 | +897% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $55.65 | $65.80 | $77.23 | +0.00% |
| June 2026 | $58.32 | $68.04 | $80.91 | +3.40% |
| July 2026 | $57.92 | $67.95 | $81.57 | -0.12% |
| August 2026 | $56.93 | $67.10 | $81.13 | -1.26% |
| September 2026 | $58.24 | $68.90 | $83.80 | +2.68% |
| October 2026 | $59.99 | $71.21 | $87.08 | +3.35% |
| November 2026 | $60.03 | $71.46 | $87.80 | +0.36% |
| December 2026 | $60.98 | $72.81 | $89.86 | +1.89% |
Click any year to see its month-by-month CZFS forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect CZFS to range from $55.65 to $89.86 through 2026. The $65.80 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The CZFS price prediction for 2027 points to an average of $92.96 (low $75.94, high $119.11) — a potential gain of +41% on today's $65.80. Momentum favours further upside here.
In 2028, CZFS is projected to trade between $80.08 and $131.23, averaging $99.81 — a potential gain of +52% from today's $65.80. That is up +7% on the projected 2027 average. Buyers look set to stay in control over this stretch.
Citizens Financial Services, Inc.'s 2029 outlook centres on $106.74, within a $84.36 to $143.27 range. That is up +7% on the projected 2028 average. That marks a +62% change versus current levels. Momentum favours further upside here.
By 2030, CZFS could reach as high as $170.96, with a base case around $125.16 and support toward $97.62 — roughly +90% from $65.80. Buyers look set to stay in control over this stretch.
Expect CZFS to range from $100.30 to $180.55 through 2031. The $130.16 average target implies a +98% move from current prices. That is up +4% on the projected 2030 average. Momentum favours further upside here.
The CZFS price prediction for 2032 points to an average of $146.29 (low $111.48, high $205.78) — a potential gain of +122% on today's $65.80. Buyers look set to stay in control over this stretch.
In 2033, CZFS is projected to trade between $136.78 and $258.37, averaging $181.35 — a potential gain of +176% from today's $65.80. That is up +24% on the projected 2032 average. Momentum favours further upside here.
Citizens Financial Services, Inc.'s 2034 outlook centres on $202.21, within a $151.01 to $291.49 range. That is up +11% on the projected 2033 average. That marks a +207% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, CZFS could reach as high as $327.59, with a base case around $224.77 and support toward $166.29 — roughly +242% from $65.80. Momentum favours further upside here.
Expect CZFS to range from $235.03 to $505.83 through 2040. The $331.27 average target implies a +403% move from current prices. That is up +47% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The CZFS price prediction for 2050 points to an average of $656.19 (low $434.16, high $1,073.70) — a potential gain of +897% on today's $65.80. Momentum favours further upside here.
Investing $1,000 in CZFS today (≈ 15.197568 CZFS) could be worth
$9,972.46
+$8,972.46 (+897%) by 2050 · US Dollar
Based on the average projected CZFS price of $656.19 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in CZFSwould be worth at today's price.
$1,000 invested in CZFS on May 27, 2025 (≈ 16.353229 CZFS) would be worth
$1,076.04
+$76.04 (+7.6%) today · 1.08× · US Dollar
Based on a CZFS entry price of $61.15 vs. today's $65.8.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $64.91 | $1,013.71 | +1.4% |
| 1 month ago | $65.4 | $1,006.12 | +0.6% |
| 3 months ago | $62.21 | $1,057.71 | +5.8% |
| 6 months ago | $55.89 | $1,177.31 | +17.7% |
| 1 year ago | $61.15 | $1,076.04 | +7.6% |
| All time (5.0y) ago | $59.21 | $1,111.37 | +11.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our CZFS forecast.
Our base-case forecast reaches $130.00 around 2031.
Implied market cap at $130.00: $624.64M
The multi-year forecast shows a bullish trajectory after 2026, with the 2026 average price at $63.60 and a maximum of $87.41 (min $55.65, ROI 0). From 2027 onward, the model projects steady upside: 2027 avg $89.82 (ROI 41.2), 2028 avg $95.85 (ROI 50.7), 2029 avg $103.06 (ROI 62), 2030 avg $120.61 (ROI 89.6), 2031 avg $124.39 (ROI 95.6), 2032 avg $140.46 (ROI 120.8), 2033 avg $174.25 (ROI 174), 2034 avg $193.00 (ROI 203.5), 2035 avg $215.22 (ROI 238.4), 2040 avg $314.04 (ROI 393.8), and 2050 avg $626.48 (ROI 885). The 2050 max is projected at $1,025.17, with overall bullish sentiment across the long horizon.
While these are estimates and not guarantees, they illustrate a strong growth path with meaningful upside potential but also inherent uncertainty and variability across years.
Tap a question to reveal the answer.
The forecast for 2030 shows an average price of $120.61 with a minimum of $94.05 and a maximum of $164.77, and an estimated ROI of 89.6% with bullish sentiment.
The forecast indicates bullish sentiment from 2027 onward with rising average prices and sizable ROIs (e.g., 41.2% in 2027, 50.7% in 2028, 62% in 2029, up to 885% by 2050), though 2026 is neutral and there is inherent investment risk.
Yes. The forecast maximum for 2050 is $1,025.17, with an overall bullish outlook across the long horizon.
The current price is $63.60 and the market capitalization is $305.59M.
For 2040, the average price is projected at $314.04, with a minimum of $222.78 and a maximum of $479.57, and an estimated ROI of 393.8% with bullish sentiment.
Citizens Financial Services, Inc. Community Discussion
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