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ChoiceOne Financial Services, Inc. is projected to rise to $42.47 by 2027, a +35% move from its current price of $31.57. COFS is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $31.23 | $31.58 | $31.93 | +0.02% |
| May 30 | $31.09 | $31.58 | $32.08 | +0.04% |
| May 31 | $30.99 | $31.59 | $32.20 | +0.06% |
| Jun 1 | $30.91 | $31.59 | $32.30 | +0.08% |
| Jun 2 | $30.83 | $31.60 | $32.39 | +0.10% |
| Jun 3 | $30.77 | $31.61 | $32.47 | +0.12% |
| Jun 4 | $30.71 | $31.61 | $32.55 | +0.14% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $30.71 | $31.61 | $32.55 | +0.14% |
| Week 2 | $30.38 | $31.66 | $32.99 | +0.27% |
| Week 3 | $30.14 | $31.70 | $33.34 | +0.41% |
| Week 4 | $29.95 | $31.74 | $33.65 | +0.55% |
| Week 5 | $29.78 | $31.79 | $33.93 | +0.69% |
| Week 6 | $29.64 | $31.83 | $34.18 | +0.82% |
| Week 7 | $29.51 | $31.87 | $34.43 | +0.96% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan.
The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties.
In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs.
ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.
COFS is the bank holding company for ChoiceOne Bank, operating in Michigan. The stock is currently priced at $31.44 per share and has a market capitalization of $470.82M, with a market rank of 3079.
The multi-year forecast shows a bullish long-term trajectory, with 2026 averaging $31.44 and 0% ROI, followed by steadily higher averages and increasingly strong ROI through 2050, when the average is $341.41 and the max reaches $558.68. These figures imply meaningful upside over the horizon.
A major floor 14.4% below — a decisive break under it would weaken the trend.
The nearest floor, 5.6% below — buyers have tended to step in here.
Price is pressing into resistance (1.0% away) — a breakout level to watch.
A major ceiling 5.0% above — clearing it would confirm fresh momentum.
Key COFS support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of COFS market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $31.57 | Buy | $31.50 | Buy |
| MA 10 | $31.07 | Buy | $31.27 | Buy |
| MA 20 | $30.92 | Buy | $30.95 | Buy |
| MA 50 | $29.81 | Buy | $30.25 | Buy |
| MA 100 | $29.36 | Buy | $29.82 | Buy |
| MA 200 | $29.56 | Buy | $29.67 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 59.70 | Neutral |
| Stoch RSI (14) | 70.41 | Neutral |
| CCI (20) | 93.47 | Neutral |
| Williams %R (14) | -18.75 | Info |
| MACD (12,26,9) | 0.03 | Buy |
| ROC (12) | 0.29 | Buy |
| Bollinger %B (20,2) | 0.80 | Neutral |
| Stochastic %K (14) | 81.25 | Sell |
| TRIX (15) | 0.19 | Buy |
| Awesome (5,34) | 0.88 | Buy |
| Ultimate (7,14,28) | 69.31 | Neutral |
| Momentum (10) | 0.70 | Buy |
| Aroon Osc (25) | 68.00 | Buy |
| Hull MA (9) | 31.90 | Sell |
| ADX (14) | 17.39 | Neutral |
| ATR (14) | 0.33 | Info |
The 30-day technical picture is bullish, with RSI(14) at 60, indicating positive momentum near the midpoint of the typical range. The near-term moving averages sit at $29.64 for the SMA50 and $29.53 for the SMA200, with resistance at $31.61 and support at $29.81.
The 30-day range runs from a low of $29.21 to a high of $33.84, highlighting near-term volatility around the current price. Annualized volatility is 20%, underscoring the potential for noticeable price swings in the month ahead.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $27.03 | $31.57 | $43.99 | 0% | Neutral | |
| $34.70 | $42.47 | $54.42 | +35% | Bullish | |
| $41.04 | $51.15 | $67.25 | +62% | Bullish | |
| $48.24 | $61.04 | $81.93 | +93% | Bullish | |
| $48.45 | $62.11 | $84.84 | +97% | Bullish | |
| $50.99 | $66.17 | $91.79 | +110% | Bullish | |
| $58.70 | $77.03 | $108.36 | +144% | Bullish | |
| $66.96 | $88.78 | $126.49 | +181% | Bullish | |
| $78.66 | $105.33 | $151.84 | +234% | Bullish | |
| $83.42 | $112.76 | $164.34 | +257% | Bullish | |
| $126.83 | $178.76 | $272.95 | +466% | Bullish | |
| $217.54 | $328.79 | $537.99 | +941% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $27.03 | $31.57 | $37.01 | +0.00% |
| June 2026 | $27.16 | $31.68 | $37.68 | +0.36% |
| July 2026 | $27.39 | $32.14 | $38.58 | +1.43% |
| August 2026 | $28.64 | $33.75 | $40.81 | +5.01% |
| September 2026 | $29.21 | $34.55 | $42.03 | +2.38% |
| October 2026 | $28.90 | $34.30 | $41.94 | -0.74% |
| November 2026 | $29.23 | $34.80 | $42.76 | +1.46% |
| December 2026 | $29.85 | $35.64 | $43.99 | +2.43% |
Click any year to see its month-by-month COFS forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The COFS price prediction for 2026 points to an average of $31.57 (low $27.03, high $43.99) — a potential gain of 0% on today's $31.57. Price action looks broadly range-bound.
In 2027, COFS is projected to trade between $34.70 and $54.42, averaging $42.47 — a potential gain of +35% from today's $31.57. That is up +35% on the projected 2026 average. Buyers look set to stay in control over this stretch.
ChoiceOne Financial Services, Inc.'s 2028 outlook centres on $51.15, within a $41.04 to $67.25 range. That is up +20% on the projected 2027 average. That marks a +62% change versus current levels. Momentum favours further upside here.
By 2029, COFS could reach as high as $81.93, with a base case around $61.04 and support toward $48.24 — roughly +93% from $31.57. Buyers look set to stay in control over this stretch.
Expect COFS to range from $48.45 to $84.84 through 2030. The $62.11 average target implies a +97% move from current prices. That is up +2% on the projected 2029 average. Momentum favours further upside here.
The COFS price prediction for 2031 points to an average of $66.17 (low $50.99, high $91.79) — a potential gain of +110% on today's $31.57. Buyers look set to stay in control over this stretch.
In 2032, COFS is projected to trade between $58.70 and $108.36, averaging $77.03 — a potential gain of +144% from today's $31.57. That is up +16% on the projected 2031 average. Momentum favours further upside here.
ChoiceOne Financial Services, Inc.'s 2033 outlook centres on $88.78, within a $66.96 to $126.49 range. That is up +15% on the projected 2032 average. That marks a +181% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, COFS could reach as high as $151.84, with a base case around $105.33 and support toward $78.66 — roughly +234% from $31.57. Momentum favours further upside here.
Expect COFS to range from $83.42 to $164.34 through 2035. The $112.76 average target implies a +257% move from current prices. That is up +7% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The COFS price prediction for 2040 points to an average of $178.76 (low $126.83, high $272.95) — a potential gain of +466% on today's $31.57. Momentum favours further upside here.
In 2050, COFS is projected to trade between $217.54 and $537.99, averaging $328.79 — a potential gain of +941% from today's $31.57. That is up +84% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in COFS today (≈ 31.675641 COFS) could be worth
$10,414.67
+$9,414.67 (+941%) by 2050 · US Dollar
Based on the average projected COFS price of $328.79 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in COFSwould be worth at today's price.
$1,000 invested in COFS on May 27, 2025 (≈ 33.344448 COFS) would be worth
$1,052.68
+$52.68 (+5.3%) today · 1.05× · US Dollar
Based on a COFS entry price of $29.99 vs. today's $31.57.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $31.35 | $1,007.02 | +0.7% |
| 1 month ago | $30.15 | $1,047.1 | +4.7% |
| 3 months ago | $29.52 | $1,069.44 | +6.9% |
| 6 months ago | $30.44 | $1,037.12 | +3.7% |
| 1 year ago | $29.99 | $1,052.68 | +5.3% |
| All time (5.0y) ago | $26.01 | $1,213.76 | +21.4% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our COFS forecast.
Our base-case forecast reaches $63.00 around 2031.
Implied market cap at $63.00: $943.43M
From 2026 onward, the forecast depicts a bullish path with rising averages and substantial ROI growth. In 2026 the min is $27.03, the avg is $31.44, the max is $44.02, ROI 0%, sentiment Neutral. By 2027 the min is $34.87, the avg is $42.70, the max is $54.73, ROI 35.8%, sentiment Bullish.
In 2028 the min is $41.58, the avg is $51.84, the max is $68.17, ROI 64.9%, sentiment Bullish, and in 2029 the min is $48.80, the avg is $61.76, the max is $82.91, ROI 96.4%, sentiment Bullish.
For 2030 the min is $48.91, the avg is $62.73, the max is $85.70, ROI 99.5%, sentiment Bullish; 2031 min $52.00, avg $67.49, max $93.64, ROI 114.7%; 2032 min $60.11, avg $78.89, max $110.99, ROI 150.9%; 2033 min $68.49, avg $90.82, max $129.42, ROI 188.9%, all with Bullish sentiment.
Further out, 2034 shows min $80.77, avg $108.17, max $155.95, ROI 244.1%; 2035 min $85.66, avg $115.80, max $168.79, ROI 268.3%; 2040 min $131.89, avg $185.92, max $283.91, ROI 491.3%; and by 2050 the min is $225.87, the avg is $341.41, the max is $558.68, ROI 985.9%, all with Bullish sentiment.
These are forecast estimates and not guarantees; they reflect projected conditions and carry inherent uncertainty. Investors should consider the range of outcomes and the long-term horizon when evaluating potential risk and reward.
Tap a question to reveal the answer.
In 2030 the forecast shows an average price of $62.73, a minimum of $48.91, and a maximum of $85.70, with ROI of 99.5% and a Bullish sentiment.
The forecast shows a bullish sentiment from 2027 onward with rising average prices and high ROI: 2027 avg $42.70, ROI 35.8%; 2028 avg $51.84, ROI 64.9%; 2030 avg $62.73, ROI 99.5%; 2050 avg $341.41, ROI 985.9%. Note 2026 is Neutral with average $31.44 and ROI 0%.
Yes. The forecast max reaches $110.99 by 2032, with higher maxima in later years (e.g., $129.42 in 2033, $283.91 in 2040, and $558.68 by 2050). The bull sentiment supports upside beyond $100 across the horizon.
The current price is $31.44.
The 2050 forecast shows an average price of $341.41, a minimum of $225.87, and a maximum of $558.68, with ROI of 985.9% and Bullish sentiment.
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