ChoiceOne Financial Services, Inc. is projected to rise to $43.89 by 2027, a +33% move from its current price of $32.98. COFS is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/12/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 13 | $32.62 | $33.00 | $33.38 | +0.05% |
| Jul 14 | $32.48 | $33.01 | $33.56 | +0.09% |
| Jul 15 | $32.37 | $33.03 | $33.69 | +0.14% |
| Jul 16 | $32.29 | $33.04 | $33.82 | +0.19% |
| Jul 17 | $32.21 | $33.06 | $33.92 | +0.23% |
| Jul 18 | $32.15 | $33.07 | $34.02 | +0.28% |
| Jul 19 | $32.09 | $33.09 | $34.12 | +0.33% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $32.09 | $33.09 | $34.12 | +0.33% |
| Week 2 | $31.79 | $33.20 | $34.67 | +0.66% |
| Week 3 | $31.59 | $33.31 | $35.12 | +0.99% |
| Week 4 | $31.43 | $33.42 | $35.53 | +1.32% |
| Week 5 | $31.31 | $33.53 | $35.90 | +1.66% |
| Week 6 | $31.21 | $33.64 | $36.25 | +1.99% |
| Week 7 | $31.12 | $33.75 | $36.59 | +2.33% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank, delivering a range of banking services in Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services.
It provides commercial and consumer lending products, mortgage banking, insurance policies, and alternative investment products such as annuities and mutual funds through a registered broker. It also owns intellectual property for a fintech product and provides trust and wealth management services. ChoiceOne Financial Services, Inc.
was founded in 1898 and is headquartered in Sparta, Michigan.
ChoiceOne Financial Services, Inc. is currently priced at $34.41 and has a market capitalization of $515.29M. It is ranked 3048 by market size among financial services firms.
The forecast suggests a path of upside from the current level, with 2026 showing a min of $27.03, an average of $34.41, and a max of $46.77 (ROI 0; sentiment NEUTRAL). The outlook progresses toward higher averages in later years, with 2030 at an average of $72.01, 2040 at $209.94, and 2050 at $396.21, accompanied by large potential ROIs of 109.3%, 510.1%, and 1051.5% respectively and bullish sentiment.
A major floor 18.0% below — a decisive break under it would weaken the trend.
The nearest floor, 7.5% below — buyers have tended to step in here.
The nearest ceiling, 4.3% above — a clean break opens room to run.
A major ceiling 10.8% above — clearing it would confirm fresh momentum.
Key COFS support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of COFS market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $32.93 | Buy | $33.00 | Sell |
| MA 10 | $33.37 | Sell | $33.06 | Sell |
| MA 20 | $32.87 | Buy | $32.83 | Buy |
| MA 50 | $31.84 | Buy | $31.95 | Buy |
| MA 100 | $30.37 | Buy | $31.06 | Buy |
| MA 200 | $29.88 | Buy | $30.40 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 53.72 | Neutral |
| Stoch RSI (14) | 22.29 | Neutral |
| CCI (20) | 12.55 | Neutral |
| Williams %R (14) | -61.37 | Info |
| MACD (12,26,9) | -0.11 | Sell |
| ROC (12) | 0.92 | Buy |
| Bollinger %B (20,2) | 0.54 | Neutral |
| Stochastic %K (14) | 38.63 | Neutral |
| TRIX (15) | 0.23 | Buy |
| Awesome (5,34) | 0.58 | Buy |
| Ultimate (7,14,28) | 43.92 | Neutral |
| Momentum (10) | 0.21 | Buy |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 32.45 | Buy |
| ADX (14) | 18.06 | Neutral |
| ATR (14) | 0.38 | Info |
The 30-day technical picture is bullish. RSI14 stands at 70, while the 50-day simple moving average is $31.51 and the 200-day simple moving average is $29.79, indicating upward momentum.
Near-term support is identified at $30.52 and resistance at $34.41, with a 30-day price range of $31.90 to $37.12, outlining a trading band and potential areas for price action.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $27.03 | $32.98 | $44.17 | 0% | Neutral | |
| $35.95 | $43.89 | $56.02 | +33% | Bullish | |
| $42.89 | $53.35 | $69.95 | +62% | Bullish | |
| $48.68 | $61.48 | $82.33 | +86% | Bullish | |
| $51.90 | $66.44 | $90.56 | +101% | Bullish | |
| $55.19 | $71.52 | $99.03 | +117% | Bullish | |
| $58.49 | $76.65 | $107.65 | +132% | Bullish | |
| $70.42 | $93.26 | $132.66 | +183% | Bullish | |
| $84.66 | $113.23 | $162.99 | +243% | Bullish | |
| $85.85 | $115.90 | $168.70 | +251% | Bullish | |
| $133.09 | $187.41 | $285.87 | +468% | Bullish | |
| $229.10 | $346.00 | $565.73 | +949% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $27.03 | $32.98 | $39.22 | +0.00% |
| August 2026 | $28.36 | $33.19 | $39.69 | +0.64% |
| September 2026 | $29.27 | $34.42 | $41.48 | +3.71% |
| October 2026 | $30.44 | $35.95 | $43.61 | +4.44% |
| November 2026 | $30.40 | $36.03 | $43.95 | +0.22% |
| December 2026 | $30.30 | $36.02 | $44.17 | -0.01% |
Click any year to see its month-by-month COFS forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The COFS price prediction for 2026 points to an average of $32.98 (low $27.03, high $44.17) — a potential gain of 0% on today's $32.98. Price action looks broadly range-bound.
In 2027, COFS is projected to trade between $35.95 and $56.02, averaging $43.89 — a potential gain of +33% from today's $32.98. That is up +33% on the projected 2026 average. Buyers look set to stay in control over this stretch.
ChoiceOne Financial Services, Inc.'s 2028 outlook centres on $53.35, within a $42.89 to $69.95 range. That is up +22% on the projected 2027 average. That marks a +62% change versus current levels. Momentum favours further upside here.
By 2029, COFS could reach as high as $82.33, with a base case around $61.48 and support toward $48.68 — roughly +86% from $32.98. Buyers look set to stay in control over this stretch.
Expect COFS to range from $51.90 to $90.56 through 2030. The $66.44 average target implies a +101% move from current prices. That is up +8% on the projected 2029 average. Momentum favours further upside here.
The COFS price prediction for 2031 points to an average of $71.52 (low $55.19, high $99.03) — a potential gain of +117% on today's $32.98. Buyers look set to stay in control over this stretch.
In 2032, COFS is projected to trade between $58.49 and $107.65, averaging $76.65 — a potential gain of +132% from today's $32.98. That is up +7% on the projected 2031 average. Momentum favours further upside here.
ChoiceOne Financial Services, Inc.'s 2033 outlook centres on $93.26, within a $70.42 to $132.66 range. That is up +22% on the projected 2032 average. That marks a +183% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, COFS could reach as high as $162.99, with a base case around $113.23 and support toward $84.66 — roughly +243% from $32.98. Momentum favours further upside here.
Expect COFS to range from $85.85 to $168.70 through 2035. The $115.90 average target implies a +251% move from current prices. That is up +2% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The COFS price prediction for 2040 points to an average of $187.41 (low $133.09, high $285.87) — a potential gain of +468% on today's $32.98. Momentum favours further upside here.
In 2050, COFS is projected to trade between $229.10 and $565.73, averaging $346.00 — a potential gain of +949% from today's $32.98. That is up +85% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in COFS today (≈ 30.321407 COFS) could be worth
$10,491.15
+$9,491.15 (+949%) by 2050 · US Dollar
Based on the average projected COFS price of $346 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in COFSwould be worth at today's price.
$1,000 invested in COFS on Jul 10, 2025 (≈ 33.167496 COFS) would be worth
$1,093.86
+$93.86 (+9.4%) today · 1.09× · US Dollar
Based on a COFS entry price of $30.15 vs. today's $32.98.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $33.92 | $972.29 | -2.8% |
| 1 month ago | $32.57 | $1,012.59 | +1.3% |
| 3 months ago | $30.03 | $1,098.24 | +9.8% |
| 6 months ago | $27.83 | $1,185.05 | +18.5% |
| 1 year ago | $30.15 | $1,093.86 | +9.4% |
| All time (5.0y) ago | $24.33 | $1,355.53 | +35.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our COFS forecast.
Our base-case forecast reaches $66.00 around 2030.
Implied market cap at $66.00: $988.35M
The multi-year forecast starts with 2026, where the average price is $34.41, the min is $27.03, the max is $46.77, and the sentiment is NEUTRAL, with ROI listed as 0.
By 2030, the average price is projected to be $72.01, with a min of $56.23 and a max of $98.20, and an ROI of 109.3% with a BULLISH sentiment.
Looking further out, 2040 shows an average of $209.94, a min of $149.06, and a max of $320.30, with an ROI of 510.1% and a BULLISH sentiment.
For 2050, the forecast provides an average of $396.21, a min of $262.31, and a max of $647.95, with an ROI of 1051.5% and a BULLISH sentiment. These figures illustrate a path of substantial long-term upside, though they are estimates and not guarantees.
Tap a question to reveal the answer.
The 2030 forecast shows an average price of $72.01, with a range from $56.23 to $98.20 and an ROI of 109.3%, with a bullish sentiment.
Yes—the forecast for 2031 shows a maximum of $106.35, indicating the possibility of exceeding $100 in that year.
The 2027 forecast lists an average of $47.03, a min of $38.49, a max of $60.08, with an ROI of 36.7% and a bullish sentiment.
The 2040 forecast shows an average of $209.94, a min of $149.06, a max of $320.30, with an ROI of 510.1% and a bullish sentiment.
The 2050 forecast shows an average of $396.21, a min of $262.31, a max of $647.95, with an ROI of 1051.5% and a bullish sentiment.
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