Chime Financial, Inc. is projected to rise to $18.59 by 2027, a +8% move from its current price of $17.27. CHYM is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 5/28/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| May 29 | $16.76 | $17.27 | $17.80 | +0.02% |
| May 30 | $16.56 | $17.28 | $18.02 | +0.03% |
| May 31 | $16.40 | $17.28 | $18.20 | +0.05% |
| Jun 1 | $16.28 | $17.28 | $18.35 | +0.07% |
| Jun 2 | $16.16 | $17.28 | $18.48 | +0.08% |
| Jun 3 | $16.06 | $17.29 | $18.60 | +0.10% |
| Jun 4 | $15.97 | $17.29 | $18.72 | +0.12% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $15.97 | $17.29 | $18.72 | +0.12% |
| Week 2 | $15.47 | $17.31 | $19.37 | +0.24% |
| Week 3 | $15.11 | $17.33 | $19.88 | +0.36% |
| Week 4 | $14.81 | $17.35 | $20.34 | +0.48% |
| Week 5 | $14.55 | $17.37 | $20.74 | +0.60% |
| Week 6 | $14.32 | $17.39 | $21.12 | +0.71% |
| Week 7 | $14.12 | $17.41 | $21.48 | +0.83% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Chime Financial, Inc. (CHYM) is a technology company that provides digital consumer banking and payment solutions in the United States and internationally. It offers a broad range of products across spending, liquidity, credit building, savings, perks, and community-focused services, including spending options with checking accounts, debit cards, ATM networks, paycheck, and outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising the Chime Card and Credit Builder credit card, and FICO score tracking; savings and perks products; Pay Anyone and SpotMe Boosts, plus Enterprise offerings like Chime Workplace for employees.
The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
CHYM operates in the Technology sector and is listed with a current price of $17.80 per share. It has a market capitalization of $6.78B and is ranked 1133 in market size. The current positioning sits alongside a longer-term forecast that shows a range of potential prices by year.
In 2026 the forecasted average price is $17.80 with a min of $16.91 and a max of $23.81, suggesting a near-term path that could drift around the current level. Looking further ahead, the multi-year forecast points to higher averages in 2032-2050, with 2032 at $24.67, 2040 at $32.57, and 2050 at $61.26, signaling meaningful upside over the longer horizon.
A major floor 30.2% below — a decisive break under it would weaken the trend.
Price is testing support right now (2.1% away) — a key level to hold.
The nearest ceiling, 41.1% above — a clean break opens room to run.
A major ceiling 56.3% above — clearing it would confirm fresh momentum.
Key CHYM support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of CHYM market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $17.70 | Sell | $17.58 | Sell |
| MA 10 | $17.59 | Sell | $17.90 | Sell |
| MA 20 | $18.99 | Sell | $18.71 | Sell |
| MA 50 | $19.89 | Sell | $19.96 | Sell |
| MA 100 | $21.74 | Sell | $21.12 | Sell |
| MA 200 | $22.22 | Sell | $23.43 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 36.68 | Neutral |
| Stoch RSI (14) | 54.05 | Neutral |
| CCI (20) | -70.76 | Neutral |
| Williams %R (14) | -82.86 | Info |
| MACD (12,26,9) | -0.09 | Sell |
| ROC (12) | -6.27 | Sell |
| Bollinger %B (20,2) | 0.27 | Neutral |
| Stochastic %K (14) | 17.14 | Buy |
| TRIX (15) | -0.64 | Sell |
| Awesome (5,34) | -2.72 | Sell |
| Ultimate (7,14,28) | 34.90 | Neutral |
| Momentum (10) | -0.83 | Sell |
| Aroon Osc (25) | -76.00 | Sell |
| Hull MA (9) | 17.72 | Sell |
| ADX (14) | 22.32 | Sell |
| ATR (14) | 0.53 | Info |
The near-term technical picture remains Bearish. The RSI14 is 40, and the price action faces nearby resistance near $24.37 with support around $16.91. The 30-day range spans from $14.44 to $21.93, reflecting limited upside pressure in the immediate term.
The SMA-50 sits at $20.01 and the SMA-200 at $22.36, underscoring a softer trend in the coming weeks. Annualized volatility is high at 60%, underscoring substantial swings even as the price hovers near the current level.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $16.91 | $17.27 | $22.79 | 0% | Neutral | |
| $14.06 | $18.59 | $26.39 | +8% | Neutral | |
| $12.28 | $16.94 | $25.26 | -2% | Neutral | |
| $12.04 | $17.21 | $26.67 | 0% | Neutral | |
| $12.11 | $17.88 | $28.61 | +4% | Neutral | |
| $13.20 | $20.09 | $33.07 | +16% | Neutral | |
| $15.18 | $23.75 | $40.09 | +38% | Bullish | |
| $14.31 | $22.99 | $39.70 | +33% | Bullish | |
| $13.42 | $22.14 | $39.02 | +28% | Bullish | |
| $13.96 | $23.61 | $42.41 | +37% | Bullish | |
| $16.72 | $31.76 | $61.78 | +84% | Bullish | |
| $26.52 | $58.94 | $128.46 | +241% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| May 2026 | $16.91 | $17.27 | $20.52 | +0.00% |
| June 2026 | $15.05 | $17.87 | $21.84 | +3.45% |
| July 2026 | $14.60 | $17.54 | $21.86 | -1.83% |
| August 2026 | $14.39 | $17.46 | $22.09 | -0.44% |
| September 2026 | $14.53 | $17.78 | $22.77 | +1.84% |
| October 2026 | $14.19 | $17.50 | $22.66 | -1.59% |
| November 2026 | $13.69 | $17.00 | $22.22 | -2.87% |
| December 2026 | $13.84 | $17.28 | $22.79 | +1.67% |
Click any year to see its month-by-month CHYM forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, CHYM could reach as high as $22.79, with a base case around $17.27 and support toward $16.91 — roughly 0% from $17.27. Price action looks broadly range-bound.
Expect CHYM to range from $14.06 to $26.39 through 2027. The $18.59 average target implies a +8% move from current prices. That is up +8% on the projected 2026 average. A consolidation phase looks the most probable path here.
The CHYM price prediction for 2028 points to an average of $16.94 (low $12.28, high $25.26) — a potential decline of -2% on today's $17.27. Price action looks broadly range-bound.
In 2029, CHYM is projected to trade between $12.04 and $26.67, averaging $17.21 — a potential decline of 0% from today's $17.27. That is up +2% on the projected 2028 average. A consolidation phase looks the most probable path here.
Chime Financial, Inc.'s 2030 outlook centres on $17.88, within a $12.11 to $28.61 range. That is up +4% on the projected 2029 average. That marks a +4% change versus current levels. Price action looks broadly range-bound.
By 2031, CHYM could reach as high as $33.07, with a base case around $20.09 and support toward $13.20 — roughly +16% from $17.27. A consolidation phase looks the most probable path here.
Expect CHYM to range from $15.18 to $40.09 through 2032. The $23.75 average target implies a +38% move from current prices. That is up +18% on the projected 2031 average. Momentum favours further upside here.
The CHYM price prediction for 2033 points to an average of $22.99 (low $14.31, high $39.70) — a potential gain of +33% on today's $17.27. Buyers look set to stay in control over this stretch.
In 2034, CHYM is projected to trade between $13.42 and $39.02, averaging $22.14 — a potential gain of +28% from today's $17.27. That is -4% versus the projected 2033 average. Momentum favours further upside here.
Chime Financial, Inc.'s 2035 outlook centres on $23.61, within a $13.96 to $42.41 range. That is up +7% on the projected 2034 average. That marks a +37% change versus current levels. Buyers look set to stay in control over this stretch.
By 2040, CHYM could reach as high as $61.78, with a base case around $31.76 and support toward $16.72 — roughly +84% from $17.27. Momentum favours further upside here.
Expect CHYM to range from $26.52 to $128.46 through 2050. The $58.94 average target implies a +241% move from current prices. That is up +86% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in CHYM today (≈ 57.90388 CHYM) could be worth
$3,413.06
+$2,413.06 (+241%) by 2050 · US Dollar
Based on the average projected CHYM price of $58.94 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in CHYMwould be worth at today's price.
$1,000 invested in CHYM on Jun 12, 2025 (≈ 26.946914 CHYM) would be worth
$465.37
-$534.63 (-53.5%) today · 0.47× · US Dollar
Based on a CHYM entry price of $37.11 vs. today's $17.27.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $17.67 | $977.36 | -2.3% |
| 1 month ago | $22.07 | $782.51 | -21.7% |
| 3 months ago | $23.97 | $720.48 | -28.0% |
| 6 months ago | $21.13 | $817.32 | -18.3% |
| All time ago | $37.11 | $465.37 | -53.5% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our CHYM forecast.
Our base-case forecast reaches $35.00 around 2050.
Implied market cap at $35.00: $12.21B
The multi-year forecast shows a gradual shift from neutral risk toward notable upside driven by longer-horizon growth. For 2026 the average price is $17.80 with a 2027 average of $19.14 and a 2028 average of $17.28, with corresponding ROIs of 7.5, -2.9 and -0.8 respectively. By 2030 the average rises to $18.30 with a 2.8 ROI, and 2031 reaches an average of $20.69 with a 16.2 ROI.
The horizon strengthens from 2032 onward, with 2032 averaging $24.67 (38.6 ROI), 2033 $23.59 (32.5 ROI), 2034 $22.64 (27.2 ROI), and 2035 $24.43 (37.3 ROI). The forecast continues to a bullish arc into 2040 and 2050, with 2040 averaging $32.57 (83 ROI) and 2050 averaging $61.26 (244.2 ROI). These figures imply meaningful longer-term upside, but they are estimates, not guarantees, and depend on a range of future conditions.
Tap a question to reveal the answer.
The forecast shows an average price of $18.30 with a min of $12.17 and a max of $29.80, and an ROI of 2.8.
The near-term sentiment is NEUTRAL with a 2026 avg of $17.80 and a 2027 avg of $19.14. The longer-term forecast turns BULLISH from 2032 onward, with higher averages (e.g., 2032 $24.67, 2040 $32.57, 2050 $61.26) and ROI up to 244.2.
Yes—the 2040 forecast shows a max of $64.95, with a 2040 avg of $32.57 and an ROI of 83.
Current price is $17.80 and market cap is $6.78B.
The 2050 max price is $137.36 with an ROI of 244.2.
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