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Bank of the James Financial Group, Inc. is projected to rise to $38.74 by 2027, a +52% move from its current price of $25.51. BOTJ is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/11/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Jul 12 | $25.25 | $25.53 | $25.81 | +0.08% |
| Jul 13 | $25.16 | $25.55 | $25.94 | +0.15% |
| Jul 14 | $25.09 | $25.57 | $26.05 | +0.23% |
| Jul 15 | $25.04 | $25.59 | $26.15 | +0.30% |
| Jul 16 | $24.99 | $25.61 | $26.24 | +0.38% |
| Jul 17 | $24.95 | $25.63 | $26.32 | +0.46% |
| Jul 18 | $24.92 | $25.65 | $26.39 | +0.53% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $24.92 | $25.65 | $26.39 | +0.53% |
| Week 2 | $24.76 | $25.78 | $26.85 | +1.07% |
| Week 3 | $24.66 | $25.92 | $27.24 | +1.61% |
| Week 4 | $24.60 | $26.06 | $27.60 | +2.15% |
| Week 5 | $24.57 | $26.20 | $27.93 | +2.69% |
| Week 6 | $24.55 | $26.34 | $28.26 | +3.24% |
| Week 7 | $24.54 | $26.48 | $28.57 | +3.79% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management).
The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans.
In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia.
BOTJ is the bank holding company for Bank of the James, which provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. Its current price is $25.51 with a market cap of $115.9M and a market rank of 4113.
The 30-day technical picture shows bullish sentiment, with RSI14 at 70, SMA50 at $23.85, and SMA200 at $20.04. Near-term support is at $22.58 and resistance at $25.92, with a 30-day price range of $23.75 to $27.40 and an annualized volatility of 20%. The stock’s current setup places it in a near-term context that supports upside potential, subject to broader market dynamics.
A major floor 25.0% below — a decisive break under it would weaken the trend.
The nearest floor, 11.5% below — buyers have tended to step in here.
Price is pressing into resistance (1.6% away) — a breakout level to watch.
A major ceiling 9.8% above — clearing it would confirm fresh momentum.
Key BOTJ support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of BOTJ market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $25.36 | Buy | $25.39 | Buy |
| MA 10 | $25.31 | Buy | $25.24 | Buy |
| MA 20 | $24.90 | Buy | $24.88 | Buy |
| MA 50 | $23.85 | Buy | $23.95 | Buy |
| MA 100 | $22.53 | Buy | $22.64 | Buy |
| MA 200 | $20.04 | Buy | $20.61 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 65.23 | Neutral |
| Stoch RSI (14) | 29.78 | Neutral |
| CCI (20) | 87.10 | Neutral |
| Williams %R (14) | -26.97 | Info |
| MACD (12,26,9) | -0.00 | Sell |
| ROC (12) | 3.91 | Buy |
| Bollinger %B (20,2) | 0.79 | Neutral |
| Stochastic %K (14) | 73.03 | Neutral |
| TRIX (15) | 0.31 | Buy |
| Awesome (5,34) | 1.15 | Buy |
| Ultimate (7,14,28) | 57.11 | Neutral |
| Momentum (10) | 1.07 | Buy |
| Aroon Osc (25) | 76.00 | Buy |
| Hull MA (9) | 25.31 | Buy |
| ADX (14) | 28.22 | Buy |
| ATR (14) | 0.22 | Info |
In the near term, the 30-day price range runs from $23.75 to $27.40.
Technical indicators show RSI14 at 70 and a bullish sentiment, with the 50-day simple moving average at $23.85 and the 200-day simple moving average at $20.04. Key frontier levels include support at $22.58 and resistance at $25.92.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $18.09 | $25.51 | $35.36 | 0% | Neutral | |
| $31.73 | $38.74 | $49.46 | +52% | Bullish | |
| $37.47 | $46.62 | $61.12 | +83% | Bullish | |
| $42.99 | $54.31 | $72.72 | +113% | Bullish | |
| $47.62 | $60.97 | $83.11 | +139% | Bullish | |
| $52.34 | $67.83 | $93.92 | +166% | Bullish | |
| $64.67 | $84.75 | $119.03 | +232% | Bullish | |
| $76.89 | $101.83 | $144.86 | +299% | Bullish | |
| $87.97 | $117.66 | $169.38 | +361% | Bullish | |
| $103.07 | $139.16 | $202.56 | +445% | Bullish | |
| $167.00 | $235.16 | $358.71 | +822% | Bullish | |
| $319.87 | $483.08 | $789.89 | +17.9x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $18.09 | $25.51 | $30.85 | +0.00% |
| August 2026 | $23.24 | $27.21 | $32.55 | +6.67% |
| September 2026 | $23.24 | $27.34 | $32.95 | +0.46% |
| October 2026 | $22.96 | $27.12 | $32.90 | -0.80% |
| November 2026 | $23.55 | $27.92 | $34.06 | +2.95% |
| December 2026 | $24.25 | $28.84 | $35.36 | +3.30% |
Click any year to see its month-by-month BOTJ forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The BOTJ price prediction for 2026 points to an average of $25.51 (low $18.09, high $35.36) — a potential gain of 0% on today's $25.51. Price action looks broadly range-bound.
In 2027, BOTJ is projected to trade between $31.73 and $49.46, averaging $38.74 — a potential gain of +52% from today's $25.51. That is up +52% on the projected 2026 average. Buyers look set to stay in control over this stretch.
Bank of the James Financial Group, Inc.'s 2028 outlook centres on $46.62, within a $37.47 to $61.12 range. That is up +20% on the projected 2027 average. That marks a +83% change versus current levels. Momentum favours further upside here.
By 2029, BOTJ could reach as high as $72.72, with a base case around $54.31 and support toward $42.99 — roughly +113% from $25.51. Buyers look set to stay in control over this stretch.
Expect BOTJ to range from $47.62 to $83.11 through 2030. The $60.97 average target implies a +139% move from current prices. That is up +12% on the projected 2029 average. Momentum favours further upside here.
The BOTJ price prediction for 2031 points to an average of $67.83 (low $52.34, high $93.92) — a potential gain of +166% on today's $25.51. Buyers look set to stay in control over this stretch.
In 2032, BOTJ is projected to trade between $64.67 and $119.03, averaging $84.75 — a potential gain of +232% from today's $25.51. That is up +25% on the projected 2031 average. Momentum favours further upside here.
Bank of the James Financial Group, Inc.'s 2033 outlook centres on $101.83, within a $76.89 to $144.86 range. That is up +20% on the projected 2032 average. That marks a +299% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, BOTJ could reach as high as $169.38, with a base case around $117.66 and support toward $87.97 — roughly +361% from $25.51. Momentum favours further upside here.
Expect BOTJ to range from $103.07 to $202.56 through 2035. The $139.16 average target implies a +445% move from current prices. That is up +18% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The BOTJ price prediction for 2040 points to an average of $235.16 (low $167.00, high $358.71) — a potential gain of +822% on today's $25.51. Momentum favours further upside here.
In 2050, BOTJ is projected to trade between $319.87 and $789.89, averaging $483.08 — a potential gain of +17.9x from today's $25.51. That is up +105% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in BOTJ today (≈ 39.200314 BOTJ) could be worth
$18,936.96
+$17,936.96 (+1794%) by 2050 · US Dollar
Based on the average projected BOTJ price of $483.08 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in BOTJwould be worth at today's price.
$1,000 invested in BOTJ on Jul 10, 2025 (≈ 71.174376 BOTJ) would be worth
$1,815.66
+$815.66 (+81.6%) today · 1.82× · US Dollar
Based on a BOTJ entry price of $14.05 vs. today's $25.51.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $25.62 | $995.71 | -0.4% |
| 1 month ago | $24.72 | $1,031.96 | +3.2% |
| 3 months ago | $22.23 | $1,147.55 | +14.8% |
| 6 months ago | $18.1 | $1,409.39 | +40.9% |
| 1 year ago | $14.05 | $1,815.66 | +81.6% |
| All time (5.0y) ago | $15.69 | $1,625.88 | +62.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our BOTJ forecast.
Our base-case forecast reaches $51.00 around 2029.
Implied market cap at $51.00: $231.71M
The multi-year forecast shows a path of sustained upside, beginning with 2026 at an average of $25.51 (min $18.09, max $35.36) and a 0% ROI with neutral sentiment. From 2027 onward, the averages rise: 2027 $38.74, 2028 $46.62, and 2029 $54.31, with bullish sentiment and ROIs of 51.9%, 82.7%, and 112.9% respectively. In 2030 the average is $60.97 with ROI 139%; 2031 $67.83 (165.9%), 2032 $84.75 (232.2%), 2033 $101.83 (299.2%), 2034 $117.66 (361.2%), and 2035 $139.16 (445.5%), all bullish.
The horizon continues with 2040 averaging $235.16 (ROI 821.8%) and a max of $358.71, and 2050 averaging $483.08 (ROI 1793.7%) with a max of $789.89. These figures illustrate strong long-run upside but are estimates, not guarantees, and carry inherent uncertainty.
Tap a question to reveal the answer.
2030 min $47.62, avg $60.97, max $83.11, ROI 139, sentiment bullish.
The forecast shows bullish sentiment from 2027 onward with rising average prices and ROIs—51.9% in 2027, 82.7% in 2028, up to 1793.7% by 2050—though 2026 is neutral and these are estimates, not guarantees.
Yes. The 2033 max is $144.86, the 2034 max is $169.38, and the 2035 max is $202.56, indicating threshold gains past $100 in the forecast horizon.
Min $18.09, avg $25.51, max $35.36, ROI 0, sentiment Neutral.
2040 average $235.16 with ROI 821.8% and max $358.71; 2050 average $483.08 with ROI 1793.7% and max $789.89, with bullish sentiment across the long horizon.
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